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林德（LIN）与信安金融集团（PFG）财务数据对比。点击上方公司名可切换其他公司
林德的季度营收约是信安金融集团的1.9倍（$8.8B vs $4.6B），林德同比增速更快（8.2% vs -3.7%），过去两年信安金融集团的营收复合增速更高（6.3% vs 3.1%）
林德是全球知名跨国化工企业，按市场份额及营收计为全球最大工业气体供应商。公司1879年由德国科学家、工程师卡尔·冯·林德在德国威斯巴登创立，现总部位于英国沃金，在爱尔兰注册，2018年由原林德股份公司与1907年在美国成立的普莱克斯合并组建。
信安金融集团（股票代码：PFG）是总部位于美国艾奥瓦州得梅因的全球性金融服务企业，核心业务涵盖投资管理、保险服务两大板块，在全球多个区域开展业务，为机构客户和个人用户提供专业定制化的金融解决方案，在行业内拥有较高知名度。
LIN vs PFG — 直观对比
营收规模更大
LIN
是对方的1.9倍
$4.6B
营收增速更快
LIN
高出11.9%
-3.7%
两年增速更快
PFG
近两年复合增速
3.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $8.8B | $4.6B |
| 净利润 | — | $517.0M |
| 毛利率 | 48.5% | — |
| 营业利润率 | 27.8% | — |
| 净利率 | — | 11.3% |
| 营收同比 | 8.2% | -3.7% |
| 净利润同比 | — | -42.9% |
| 每股收益（稀释后） | $3.98 | $2.30 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LINPFG
| Q1 26 | $8.8B | — | ||
| Q4 25 | $8.8B | $4.6B | ||
| Q3 25 | $8.6B | $3.7B | ||
| Q2 25 | $8.5B | $3.7B | ||
| Q1 25 | $8.1B | $3.7B | ||
| Q4 24 | $8.3B | $4.8B | ||
| Q3 24 | $8.4B | $3.0B | ||
| Q2 24 | $8.3B | $4.3B |
净利润LINPFG
| Q1 26 | — | — | ||
| Q4 25 | $1.5B | $517.0M | ||
| Q3 25 | $1.9B | $213.8M | ||
| Q2 25 | $1.8B | $406.2M | ||
| Q1 25 | $1.7B | $48.1M | ||
| Q4 24 | $1.7B | $905.4M | ||
| Q3 24 | $1.6B | $-220.0M | ||
| Q2 24 | $1.7B | $353.1M |
毛利率LINPFG
| Q1 26 | 48.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率LINPFG
| Q1 26 | 27.8% | — | ||
| Q4 25 | 23.0% | — | ||
| Q3 25 | 27.5% | — | ||
| Q2 25 | 27.7% | — | ||
| Q1 25 | 26.9% | — | ||
| Q4 24 | 27.4% | — | ||
| Q3 24 | 25.0% | — | ||
| Q2 24 | 26.4% | — |
净利率LINPFG
| Q1 26 | — | — | ||
| Q4 25 | 17.5% | 11.3% | ||
| Q3 25 | 22.4% | 5.8% | ||
| Q2 25 | 20.8% | 11.1% | ||
| Q1 25 | 20.6% | 1.3% | ||
| Q4 24 | 20.8% | 19.1% | ||
| Q3 24 | 18.5% | -7.3% | ||
| Q2 24 | 20.1% | 8.2% |
每股收益（稀释后）LINPFG
| Q1 26 | $3.98 | — | ||
| Q4 25 | $3.28 | $2.30 | ||
| Q3 25 | $4.09 | $0.95 | ||
| Q2 25 | $3.73 | $1.79 | ||
| Q1 25 | $3.51 | $0.21 | ||
| Q4 24 | $3.61 | $3.92 | ||
| Q3 24 | $3.22 | $-0.95 | ||
| Q2 24 | $3.44 | $1.49 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.0B | $4.4B |
| 总债务越低越好 | $24.7B | $3.9B |
| 股东权益账面价值 | $40.1B | $11.9B |
| 总资产 | $86.3B | $341.4B |
| 负债/权益比越低杠杆越低 | 0.62× | 0.33× |
8季度趋势，按日历期对齐
现金及短期投资LINPFG
| Q1 26 | $4.0B | — | ||
| Q4 25 | $5.1B | $4.4B | ||
| Q3 25 | $4.5B | $5.1B | ||
| Q2 25 | $4.8B | $3.7B | ||
| Q1 25 | $5.3B | $3.9B | ||
| Q4 24 | $4.8B | $4.2B | ||
| Q3 24 | $5.2B | $6.2B | ||
| Q2 24 | $4.6B | $4.8B |
总债务LINPFG
| Q1 26 | $24.7B | — | ||
| Q4 25 | $20.7B | $3.9B | ||
| Q3 25 | $18.6B | $3.9B | ||
| Q2 25 | $19.7B | $3.9B | ||
| Q1 25 | $17.6B | $4.3B | ||
| Q4 24 | $15.3B | $4.0B | ||
| Q3 24 | $17.5B | $3.9B | ||
| Q2 24 | $16.9B | $3.9B |
股东权益LINPFG
| Q1 26 | $40.1B | — | ||
| Q4 25 | $38.2B | $11.9B | ||
| Q3 25 | $38.6B | $11.7B | ||
| Q2 25 | $38.5B | $11.4B | ||
| Q1 25 | $38.0B | $11.2B | ||
| Q4 24 | $38.1B | $11.1B | ||
| Q3 24 | $39.2B | $11.2B | ||
| Q2 24 | $38.2B | $11.0B |
总资产LINPFG
| Q1 26 | $86.3B | — | ||
| Q4 25 | $86.8B | $341.4B | ||
| Q3 25 | $86.0B | $334.5B | ||
| Q2 25 | $86.1B | $323.1B | ||
| Q1 25 | $82.7B | $313.0B | ||
| Q4 24 | $80.1B | $313.7B | ||
| Q3 24 | $82.5B | $322.9B | ||
| Q2 24 | $80.2B | $308.8B |
负债/权益比LINPFG
| Q1 26 | 0.62× | — | ||
| Q4 25 | 0.54× | 0.33× | ||
| Q3 25 | 0.48× | 0.34× | ||
| Q2 25 | 0.51× | 0.34× | ||
| Q1 25 | 0.46× | 0.39× | ||
| Q4 24 | 0.40× | 0.36× | ||
| Q3 24 | 0.45× | 0.35× | ||
| Q2 24 | 0.44× | 0.36× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7B |
| 自由现金流经营现金流 - 资本支出 | $898.0K | — |
| 自由现金流率自由现金流/营收 | 0.0% | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 3.37× |
| 过去12个月自由现金流最近4个季度 | $4.2B | — |
8季度趋势，按日历期对齐
经营现金流LINPFG
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | $1.7B | ||
| Q3 25 | $2.9B | $1.0B | ||
| Q2 25 | $2.2B | $811.9M | ||
| Q1 25 | $2.2B | $977.3M | ||
| Q4 24 | $2.8B | $1.5B | ||
| Q3 24 | $2.7B | $1.1B | ||
| Q2 24 | $1.9B | $1.4B |
自由现金流LINPFG
| Q1 26 | $898.0K | — | ||
| Q4 25 | $1.6B | — | ||
| Q3 25 | $1.7B | — | ||
| Q2 25 | $954.0M | — | ||
| Q1 25 | $891.0M | — | ||
| Q4 24 | $1.6B | — | ||
| Q3 24 | $1.7B | — | ||
| Q2 24 | $796.0M | — |
自由现金流率LINPFG
| Q1 26 | 0.0% | — | ||
| Q4 25 | 17.9% | — | ||
| Q3 25 | 19.4% | — | ||
| Q2 25 | 11.2% | — | ||
| Q1 25 | 11.0% | — | ||
| Q4 24 | 18.8% | — | ||
| Q3 24 | 19.9% | — | ||
| Q2 24 | 9.6% | — |
资本支出强度LINPFG
| Q1 26 | — | — | ||
| Q4 25 | 16.6% | — | ||
| Q3 25 | 14.8% | — | ||
| Q2 25 | 14.8% | — | ||
| Q1 25 | 15.7% | — | ||
| Q4 24 | 15.1% | — | ||
| Q3 24 | 12.8% | — | ||
| Q2 24 | 13.7% | — |
现金转化率LINPFG
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 3.37× | ||
| Q3 25 | 1.53× | 4.70× | ||
| Q2 25 | 1.25× | 2.00× | ||
| Q1 25 | 1.29× | 20.32× | ||
| Q4 24 | 1.63× | 1.61× | ||
| Q3 24 | 1.76× | — | ||
| Q2 24 | 1.16× | 4.05× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LIN
暂无分部数据
PFG
| Segment Retirement And Income Solutions | $1.6B | 36% |
| Segment Benefits And Protection | $1.1B | 23% |
| Other | $582.8M | 13% |
| Segment Principal Asset Management | $465.6M | 10% |
| Subsegment Investment Management | $449.4M | 10% |
| Administrative Service | $152.2M | 3% |
| Subsegment International Pension | $91.2M | 2% |
| Segment Corporate | $73.0M | 2% |
| Subsegment Life Insurance | $26.1M | 1% |
| Financial Service Other | $25.1M | 1% |
| Residential Mortgage | $7.4M | 0% |
| Subsegment Specialty Benefits | $3.7M | 0% |
| Deposit Account | $3.4M | 0% |
| Commission Income | $1.8M | 0% |
