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林德（LIN）与PROVIDENT FINANCIAL HOLDINGS INC（PROV）财务数据对比。点击上方公司名可切换其他公司
PROVIDENT FINANCIAL HOLDINGS INC的季度营收约是林德的1.1倍（$9.8M vs $8.8M），林德同比增速更快（8.2% vs 2.5%），PROVIDENT FINANCIAL HOLDINGS INC自由现金流更多（$1.0M vs $898.0K），过去两年PROVIDENT FINANCIAL HOLDINGS INC的营收复合增速更高（2.3% vs -96.7%）
林德是全球知名跨国化工企业，按市场份额及营收计为全球最大工业气体供应商。公司1879年由德国科学家、工程师卡尔·冯·林德在德国威斯巴登创立，现总部位于英国沃金，在爱尔兰注册，2018年由原林德股份公司与1907年在美国成立的普莱克斯合并组建。
普罗维登特金融控股公司是一家银行控股企业，通过旗下全资子公司普罗维登特储蓄银行开展业务，为美国加利福尼亚州当地社区提供各类存款、住房抵押贷款、消费贷款、小微企业融资等零售及商业金融服务。
LIN vs PROV — 直观对比
营收规模更大
PROV
是对方的1.1倍
$8.8M
营收增速更快
LIN
高出5.8%
2.5%
自由现金流更多
PROV
多$134.0K
$898.0K
两年增速更快
PROV
近两年复合增速
-96.7%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $8.8M | $9.8M |
| 净利润 | — | $1.4M |
| 毛利率 | 48.5% | — |
| 营业利润率 | 27.8% | 20.8% |
| 净利率 | — | 14.6% |
| 营收同比 | 8.2% | 2.5% |
| 净利润同比 | — | 64.7% |
| 每股收益（稀释后） | $3.98 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LINPROV
| Q1 26 | $8.8M | — | ||
| Q4 25 | $8.8B | $9.8M | ||
| Q3 25 | $8.6B | $9.7M | ||
| Q2 25 | $8.5B | $9.8M | ||
| Q1 25 | $8.1B | $10.1M | ||
| Q4 24 | $8.3B | $9.6M | ||
| Q3 24 | $8.4B | $9.5M | ||
| Q2 24 | $8.3B | $9.9M |
净利润LINPROV
| Q1 26 | — | — | ||
| Q4 25 | $1.5B | $1.4M | ||
| Q3 25 | $1.9B | $1.7M | ||
| Q2 25 | $1.8B | $1.6M | ||
| Q1 25 | $1.7B | $1.9M | ||
| Q4 24 | $1.7B | $872.0K | ||
| Q3 24 | $1.6B | $1.9M | ||
| Q2 24 | $1.7B | $2.0M |
毛利率LINPROV
| Q1 26 | 48.5% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
营业利润率LINPROV
| Q1 26 | 27.8% | — | ||
| Q4 25 | 23.0% | 20.8% | ||
| Q3 25 | 27.5% | 28.1% | ||
| Q2 25 | 27.7% | 23.6% | ||
| Q1 25 | 26.9% | 26.2% | ||
| Q4 24 | 27.4% | 12.7% | ||
| Q3 24 | 25.0% | 28.3% | ||
| Q2 24 | 26.4% | 27.8% |
净利率LINPROV
| Q1 26 | — | — | ||
| Q4 25 | 17.5% | 14.6% | ||
| Q3 25 | 22.4% | 17.3% | ||
| Q2 25 | 20.8% | 16.7% | ||
| Q1 25 | 20.6% | 18.4% | ||
| Q4 24 | 20.8% | 9.1% | ||
| Q3 24 | 18.5% | 20.0% | ||
| Q2 24 | 20.1% | 19.7% |
每股收益（稀释后）LINPROV
| Q1 26 | $3.98 | — | ||
| Q4 25 | $3.28 | $0.22 | ||
| Q3 25 | $4.09 | $0.25 | ||
| Q2 25 | $3.73 | $0.24 | ||
| Q1 25 | $3.51 | $0.28 | ||
| Q4 24 | $3.61 | $0.13 | ||
| Q3 24 | $3.22 | $0.28 | ||
| Q2 24 | $3.44 | $0.28 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.0M | $54.4M |
| 总债务越低越好 | $24.7M | — |
| 股东权益账面价值 | $40.1M | $127.5M |
| 总资产 | $86.3M | $1.2B |
| 负债/权益比越低杠杆越低 | 0.62× | — |
8季度趋势，按日历期对齐
现金及短期投资LINPROV
| Q1 26 | $4.0M | — | ||
| Q4 25 | $5.1B | $54.4M | ||
| Q3 25 | $4.5B | $49.4M | ||
| Q2 25 | $4.8B | $53.1M | ||
| Q1 25 | $5.3B | $50.9M | ||
| Q4 24 | $4.8B | $45.5M | ||
| Q3 24 | $5.2B | $48.2M | ||
| Q2 24 | $4.6B | $51.4M |
总债务LINPROV
| Q1 26 | $24.7M | — | ||
| Q4 25 | $20.7B | — | ||
| Q3 25 | $18.6B | — | ||
| Q2 25 | $19.7B | — | ||
| Q1 25 | $17.6B | — | ||
| Q4 24 | $15.3B | — | ||
| Q3 24 | $17.5B | — | ||
| Q2 24 | $16.9B | — |
股东权益LINPROV
| Q1 26 | $40.1M | — | ||
| Q4 25 | $38.2B | $127.5M | ||
| Q3 25 | $38.6B | $128.4M | ||
| Q2 25 | $38.5B | $128.5M | ||
| Q1 25 | $38.0B | $128.9M | ||
| Q4 24 | $38.1B | $128.6M | ||
| Q3 24 | $39.2B | $129.6M | ||
| Q2 24 | $38.2B | $129.9M |
总资产LINPROV
| Q1 26 | $86.3M | — | ||
| Q4 25 | $86.8B | $1.2B | ||
| Q3 25 | $86.0B | $1.2B | ||
| Q2 25 | $86.1B | $1.2B | ||
| Q1 25 | $82.7B | $1.3B | ||
| Q4 24 | $80.1B | $1.3B | ||
| Q3 24 | $82.5B | $1.3B | ||
| Q2 24 | $80.2B | $1.3B |
负债/权益比LINPROV
| Q1 26 | 0.62× | — | ||
| Q4 25 | 0.54× | — | ||
| Q3 25 | 0.48× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.46× | — | ||
| Q4 24 | 0.40× | — | ||
| Q3 24 | 0.45× | — | ||
| Q2 24 | 0.44× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.2M |
| 自由现金流经营现金流 - 资本支出 | $898.0K | $1.0M |
| 自由现金流率自由现金流/营收 | 10.2% | 10.5% |
| 资本支出强度资本支出/营收 | — | 1.9% |
| 现金转化率经营现金流/净利润 | — | 0.85× |
| 过去12个月自由现金流最近4个季度 | $4.2B | $14.9M |
8季度趋势，按日历期对齐
经营现金流LINPROV
| Q1 26 | — | — | ||
| Q4 25 | $3.0B | $1.2M | ||
| Q3 25 | $2.9B | $2.5M | ||
| Q2 25 | $2.2B | $8.7M | ||
| Q1 25 | $2.2B | $3.3M | ||
| Q4 24 | $2.8B | $324.0K | ||
| Q3 24 | $2.7B | $2.6M | ||
| Q2 24 | $1.9B | $5.7M |
自由现金流LINPROV
| Q1 26 | $898.0K | — | ||
| Q4 25 | $1.6B | $1.0M | ||
| Q3 25 | $1.7B | $2.5M | ||
| Q2 25 | $954.0M | $8.2M | ||
| Q1 25 | $891.0M | $3.3M | ||
| Q4 24 | $1.6B | $307.0K | ||
| Q3 24 | $1.7B | $2.4M | ||
| Q2 24 | $796.0M | $4.1M |
自由现金流率LINPROV
| Q1 26 | 10.2% | — | ||
| Q4 25 | 17.9% | 10.5% | ||
| Q3 25 | 19.4% | 25.2% | ||
| Q2 25 | 11.2% | 83.5% | ||
| Q1 25 | 11.0% | 32.5% | ||
| Q4 24 | 18.8% | 3.2% | ||
| Q3 24 | 19.9% | 25.1% | ||
| Q2 24 | 9.6% | 41.3% |
资本支出强度LINPROV
| Q1 26 | — | — | ||
| Q4 25 | 16.6% | 1.9% | ||
| Q3 25 | 14.8% | 0.5% | ||
| Q2 25 | 14.8% | 5.4% | ||
| Q1 25 | 15.7% | 0.3% | ||
| Q4 24 | 15.1% | 0.2% | ||
| Q3 24 | 12.8% | 1.8% | ||
| Q2 24 | 13.7% | 16.0% |
现金转化率LINPROV
| Q1 26 | — | — | ||
| Q4 25 | 1.98× | 0.85× | ||
| Q3 25 | 1.53× | 1.48× | ||
| Q2 25 | 1.25× | 5.34× | ||
| Q1 25 | 1.29× | 1.79× | ||
| Q4 24 | 1.63× | 0.37× | ||
| Q3 24 | 1.76× | 1.35× | ||
| Q2 24 | 1.16× | 2.91× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
