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LAKELAND FINANCIAL CORP（LKFN）与MERCANTILE BANK CORP（MBWM）财务数据对比。点击上方公司名可切换其他公司
LAKELAND FINANCIAL CORP的季度营收约是MERCANTILE BANK CORP的1.0倍（$69.7M vs $67.6M），LAKELAND FINANCIAL CORP净利率更高（38.0% vs 33.6%，领先4.4%），过去两年MERCANTILE BANK CORP的营收复合增速更高（9.1% vs 0.7%）
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商，由伊恩·麦基奇尼于1989年创立，业务网络仅覆盖佛罗里达州，核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务，目前运营近240家线下零售网点。
泰米尔纳德商业银行（TMB）是一家印度银行，总部位于泰米尔纳德邦杜蒂戈林。该行始建于1921年，最初名为纳达尔银行，1962年11月更名为泰米尔纳德商业银行，以拓展纳达尔社群以外的业务。目前该银行在印度全境拥有600家全功能网点、12个区域办事处及各类配套服务中心与自助设施。
LKFN vs MBWM — 直观对比
营收规模更大
LKFN
是对方的1.0倍
$67.6M
净利率更高
LKFN
高出4.4%
33.6%
两年增速更快
MBWM
近两年复合增速
0.7%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $69.7M | $67.6M |
| 净利润 | $26.5M | $22.7M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 38.0% | 33.6% |
| 营收同比 | — | — |
| 净利润同比 | 31.8% | 16.1% |
| 每股收益（稀释后） | $1.04 | $1.32 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LKFNMBWM
| Q1 26 | $69.7M | $67.6M | ||
| Q4 25 | $69.8M | $62.1M | ||
| Q3 25 | $69.0M | $62.4M | ||
| Q2 25 | $66.4M | $60.9M | ||
| Q1 25 | $63.8M | $57.3M | ||
| Q4 24 | $63.6M | $58.5M | ||
| Q3 24 | $61.2M | $58.0M | ||
| Q2 24 | $68.7M | $56.8M |
净利润LKFNMBWM
| Q1 26 | $26.5M | $22.7M | ||
| Q4 25 | $29.9M | $22.8M | ||
| Q3 25 | $26.4M | $23.8M | ||
| Q2 25 | $27.0M | $22.6M | ||
| Q1 25 | $20.1M | $19.5M | ||
| Q4 24 | $24.2M | $19.6M | ||
| Q3 24 | $23.3M | $19.6M | ||
| Q2 24 | $22.5M | $18.8M |
营业利润率LKFNMBWM
| Q1 26 | — | — | ||
| Q4 25 | 52.1% | 42.0% | ||
| Q3 25 | 46.4% | 44.0% | ||
| Q2 25 | 49.6% | 42.6% | ||
| Q1 25 | 38.0% | 42.0% | ||
| Q4 24 | 46.0% | 39.7% | ||
| Q3 24 | 45.3% | 42.4% | ||
| Q2 24 | 39.2% | 41.4% |
净利率LKFNMBWM
| Q1 26 | 38.0% | 33.6% | ||
| Q4 25 | 42.8% | 36.8% | ||
| Q3 25 | 38.3% | 38.1% | ||
| Q2 25 | 40.6% | 37.1% | ||
| Q1 25 | 31.5% | 34.1% | ||
| Q4 24 | 38.1% | 33.5% | ||
| Q3 24 | 38.1% | 33.8% | ||
| Q2 24 | 32.8% | 33.1% |
每股收益（稀释后）LKFNMBWM
| Q1 26 | $1.04 | $1.32 | ||
| Q4 25 | $1.16 | $1.41 | ||
| Q3 25 | $1.03 | $1.46 | ||
| Q2 25 | $1.04 | $1.39 | ||
| Q1 25 | $0.78 | $1.21 | ||
| Q4 24 | $0.94 | $1.20 | ||
| Q3 24 | $0.91 | $1.22 | ||
| Q2 24 | $0.87 | $1.17 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $85.6M | — |
| 总债务越低越好 | $183.6M | $1.5M |
| 股东权益账面价值 | $749.0M | $736.9M |
| 总资产 | $7.1B | $6.9B |
| 负债/权益比越低杠杆越低 | 0.25× | 0.00× |
8季度趋势，按日历期对齐
现金及短期投资LKFNMBWM
| Q1 26 | $85.6M | — | ||
| Q4 25 | $141.3M | — | ||
| Q3 25 | $192.8M | — | ||
| Q2 25 | $310.2M | — | ||
| Q1 25 | $235.2M | — | ||
| Q4 24 | $168.2M | — | ||
| Q3 24 | $160.2M | — | ||
| Q2 24 | $121.2M | — |
总债务LKFNMBWM
| Q1 26 | $183.6M | $1.5M | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $30.0M | — | ||
| Q2 24 | $55.0M | — |
股东权益LKFNMBWM
| Q1 26 | $749.0M | $736.9M | ||
| Q4 25 | $762.4M | $724.9M | ||
| Q3 25 | $747.4M | $657.6M | ||
| Q2 25 | $709.9M | $631.5M | ||
| Q1 25 | $694.4M | $608.3M | ||
| Q4 24 | $683.8M | $584.5M | ||
| Q3 24 | $699.1M | $583.3M | ||
| Q2 24 | $654.5M | $551.2M |
总资产LKFNMBWM
| Q1 26 | $7.1B | $6.9B | ||
| Q4 25 | $7.0B | $6.8B | ||
| Q3 25 | $6.9B | $6.3B | ||
| Q2 25 | $7.0B | $6.2B | ||
| Q1 25 | $6.9B | $6.1B | ||
| Q4 24 | $6.7B | $6.1B | ||
| Q3 24 | $6.6B | $5.9B | ||
| Q2 24 | $6.6B | $5.6B |
负债/权益比LKFNMBWM
| Q1 26 | 0.25× | 0.00× | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.04× | — | ||
| Q2 24 | 0.08× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |
MBWM
| Net Interest Income | $55.9M | 83% |
| Noninterest Income | $11.7M | 17% |
