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LAKELAND FINANCIAL CORP（LKFN）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是LAKELAND FINANCIAL CORP的1.0倍（$70.9M vs $69.7M），LAKELAND FINANCIAL CORP净利率更高（38.0% vs -7.8%，领先45.7%），过去两年LAKELAND FINANCIAL CORP的营收复合增速更高（0.7% vs -2.0%）
总部位于美国佛罗里达州坦帕的非银行消费金融服务提供商，由伊恩·麦基奇尼于1989年创立，业务网络仅覆盖佛罗里达州，核心服务涵盖支票兑现、账单支付、预付费卡、发薪日贷款、免费汇票、网点ATM服务、电汇、公证、传真及邮政服务，目前运营近240家线下零售网点。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
LKFN vs RICK — 直观对比
营收规模更大
RICK
是对方的1.0倍
$69.7M
净利率更高
LKFN
高出45.7%
-7.8%
两年增速更快
LKFN
近两年复合增速
-2.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $69.7M | $70.9M |
| 净利润 | $26.5M | $-5.5M |
| 毛利率 | — | — |
| 营业利润率 | — | -0.7% |
| 净利率 | 38.0% | -7.8% |
| 营收同比 | — | -3.1% |
| 净利润同比 | 31.8% | -2354.9% |
| 每股收益（稀释后） | $1.04 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LKFNRICK
| Q1 26 | $69.7M | — | ||
| Q4 25 | $69.8M | — | ||
| Q3 25 | $69.0M | $70.9M | ||
| Q2 25 | $66.4M | $71.1M | ||
| Q1 25 | $63.8M | $65.9M | ||
| Q4 24 | $63.6M | $71.5M | ||
| Q3 24 | $61.2M | $73.2M | ||
| Q2 24 | $68.7M | $76.2M |
净利润LKFNRICK
| Q1 26 | $26.5M | — | ||
| Q4 25 | $29.9M | — | ||
| Q3 25 | $26.4M | $-5.5M | ||
| Q2 25 | $27.0M | $4.1M | ||
| Q1 25 | $20.1M | $3.2M | ||
| Q4 24 | $24.2M | $9.0M | ||
| Q3 24 | $23.3M | $244.0K | ||
| Q2 24 | $22.5M | $-5.2M |
营业利润率LKFNRICK
| Q1 26 | — | — | ||
| Q4 25 | 52.1% | — | ||
| Q3 25 | 46.4% | -0.7% | ||
| Q2 25 | 49.6% | 12.2% | ||
| Q1 25 | 38.0% | 12.4% | ||
| Q4 24 | 46.0% | 19.5% | ||
| Q3 24 | 45.3% | 4.8% | ||
| Q2 24 | 39.2% | -3.3% |
净利率LKFNRICK
| Q1 26 | 38.0% | — | ||
| Q4 25 | 42.8% | — | ||
| Q3 25 | 38.3% | -7.8% | ||
| Q2 25 | 40.6% | 5.7% | ||
| Q1 25 | 31.5% | 4.9% | ||
| Q4 24 | 38.1% | 12.6% | ||
| Q3 24 | 38.1% | 0.3% | ||
| Q2 24 | 32.8% | -6.9% |
每股收益（稀释后）LKFNRICK
| Q1 26 | $1.04 | — | ||
| Q4 25 | $1.16 | — | ||
| Q3 25 | $1.03 | $-0.60 | ||
| Q2 25 | $1.04 | $0.46 | ||
| Q1 25 | $0.78 | $0.36 | ||
| Q4 24 | $0.94 | $1.01 | ||
| Q3 24 | $0.91 | $0.04 | ||
| Q2 24 | $0.87 | $-0.56 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $85.6M | $33.7M |
| 总债务越低越好 | $183.6M | $238.2M |
| 股东权益账面价值 | $749.0M | $261.1M |
| 总资产 | $7.1B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.25× | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资LKFNRICK
| Q1 26 | $85.6M | — | ||
| Q4 25 | $141.3M | — | ||
| Q3 25 | $192.8M | $33.7M | ||
| Q2 25 | $310.2M | $29.3M | ||
| Q1 25 | $235.2M | $32.7M | ||
| Q4 24 | $168.2M | $34.7M | ||
| Q3 24 | $160.2M | $32.4M | ||
| Q2 24 | $121.2M | $34.9M |
总债务LKFNRICK
| Q1 26 | $183.6M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | — | — | ||
| Q3 24 | $30.0M | $241.1M | ||
| Q2 24 | $55.0M | — |
股东权益LKFNRICK
| Q1 26 | $749.0M | — | ||
| Q4 25 | $762.4M | — | ||
| Q3 25 | $747.4M | $261.1M | ||
| Q2 25 | $709.9M | $269.5M | ||
| Q1 25 | $694.4M | $268.8M | ||
| Q4 24 | $683.8M | $269.0M | ||
| Q3 24 | $699.1M | $263.4M | ||
| Q2 24 | $654.5M | $271.2M |
总资产LKFNRICK
| Q1 26 | $7.1B | — | ||
| Q4 25 | $7.0B | — | ||
| Q3 25 | $6.9B | $596.9M | ||
| Q2 25 | $7.0B | $597.4M | ||
| Q1 25 | $6.9B | $589.8M | ||
| Q4 24 | $6.7B | $586.2M | ||
| Q3 24 | $6.6B | $584.4M | ||
| Q2 24 | $6.6B | $601.0M |
负债/权益比LKFNRICK
| Q1 26 | 0.25× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.04× | 0.92× | ||
| Q2 24 | 0.08× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $13.7M |
| 自由现金流经营现金流 - 资本支出 | — | $11.5M |
| 自由现金流率自由现金流/营收 | — | 16.2% |
| 资本支出强度资本支出/营收 | — | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $34.9M |
8季度趋势，按日历期对齐
经营现金流LKFNRICK
| Q1 26 | — | — | ||
| Q4 25 | $114.9M | — | ||
| Q3 25 | $36.1M | $13.7M | ||
| Q2 25 | $16.2M | $13.8M | ||
| Q1 25 | $28.9M | $8.5M | ||
| Q4 24 | $102.5M | $13.3M | ||
| Q3 24 | $18.0M | $15.7M | ||
| Q2 24 | $21.0M | $15.8M |
自由现金流LKFNRICK
| Q1 26 | — | — | ||
| Q4 25 | $103.8M | — | ||
| Q3 25 | $31.1M | $11.5M | ||
| Q2 25 | $14.1M | $10.1M | ||
| Q1 25 | $27.1M | $5.7M | ||
| Q4 24 | $93.9M | $7.6M | ||
| Q3 24 | $15.3M | $10.3M | ||
| Q2 24 | $18.6M | $9.3M |
自由现金流率LKFNRICK
| Q1 26 | — | — | ||
| Q4 25 | 148.7% | — | ||
| Q3 25 | 45.0% | 16.2% | ||
| Q2 25 | 21.2% | 14.2% | ||
| Q1 25 | 42.5% | 8.6% | ||
| Q4 24 | 147.6% | 10.6% | ||
| Q3 24 | 25.0% | 14.0% | ||
| Q2 24 | 27.0% | 12.3% |
资本支出强度LKFNRICK
| Q1 26 | — | — | ||
| Q4 25 | 15.9% | — | ||
| Q3 25 | 7.3% | 3.2% | ||
| Q2 25 | 3.2% | 5.2% | ||
| Q1 25 | 2.8% | 4.3% | ||
| Q4 24 | 13.6% | 8.0% | ||
| Q3 24 | 4.4% | 7.3% | ||
| Q2 24 | 3.5% | 8.4% |
现金转化率LKFNRICK
| Q1 26 | — | — | ||
| Q4 25 | 3.84× | — | ||
| Q3 25 | 1.37× | — | ||
| Q2 25 | 0.60× | 3.40× | ||
| Q1 25 | 1.44× | 2.65× | ||
| Q4 24 | 4.24× | 1.48× | ||
| Q3 24 | 0.77× | 64.14× | ||
| Q2 24 | 0.93× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LKFN
| Net Interest Income | $56.8M | 81% |
| Noninterest Income | $12.9M | 19% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
