vs
Lemonade, Inc.（LMND）与Ranger Energy Services, Inc.（RNGR）财务数据对比。点击上方公司名可切换其他公司
Lemonade, Inc.的季度营收约是Ranger Energy Services, Inc.的1.6倍（$228.1M vs $142.2M），Ranger Energy Services, Inc.净利率更高（2.3% vs -9.5%，领先11.8%），Lemonade, Inc.同比增速更快（53.3% vs -0.6%），Ranger Energy Services, Inc.自由现金流更多（$17.1M vs $-25.9M），过去两年Lemonade, Inc.的营收复合增速更高（38.4% vs 1.9%）
Lemonade, Inc.是一家总部位于美国纽约的保险公司，在美国市场提供租客险、房屋险、车险、宠物险及定期寿险，在德国、荷兰推出财产及责任保险，法国市场提供租客险，当前拥有约290万用户，采用人工智能及聊天机器人替代人工处理理赔申请。
Ranger Energy Services是北美领先的陆上油田服务提供商，为上游油气运营商提供完井、修井、钻机作业及产能优化等全套解决方案，业务主要覆盖美国本土的页岩和致密资源开采作业区。
LMND vs RNGR — 直观对比
营收规模更大
LMND
是对方的1.6倍
$142.2M
营收增速更快
LMND
高出53.9%
-0.6%
净利率更高
RNGR
高出11.8%
-9.5%
自由现金流更多
RNGR
多$43.0M
$-25.9M
两年增速更快
LMND
近两年复合增速
1.9%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $228.1M | $142.2M |
| 净利润 | $-21.7M | $3.2M |
| 毛利率 | — | — |
| 营业利润率 | -9.0% | 2.3% |
| 净利率 | -9.5% | 2.3% |
| 营收同比 | 53.3% | -0.6% |
| 净利润同比 | 27.7% | -44.8% |
| 每股收益（稀释后） | $-0.27 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LMNDRNGR
| Q4 25 | $228.1M | $142.2M | ||
| Q3 25 | $194.5M | $128.9M | ||
| Q2 25 | $164.1M | $140.6M | ||
| Q1 25 | $151.2M | $135.2M | ||
| Q4 24 | $148.8M | $143.1M | ||
| Q3 24 | $136.6M | $153.0M | ||
| Q2 24 | $122.0M | $138.1M | ||
| Q1 24 | $119.1M | $136.9M |
净利润LMNDRNGR
| Q4 25 | $-21.7M | $3.2M | ||
| Q3 25 | $-37.5M | $1.2M | ||
| Q2 25 | $-43.9M | $7.3M | ||
| Q1 25 | $-62.4M | $600.0K | ||
| Q4 24 | $-30.0M | $5.8M | ||
| Q3 24 | $-67.7M | $8.7M | ||
| Q2 24 | $-57.2M | $4.7M | ||
| Q1 24 | $-47.3M | $-800.0K |
营业利润率LMNDRNGR
| Q4 25 | -9.0% | 2.3% | ||
| Q3 25 | -18.7% | 2.0% | ||
| Q2 25 | -26.0% | 6.1% | ||
| Q1 25 | -40.6% | 0.7% | ||
| Q4 24 | -25.4% | 6.2% | ||
| Q3 24 | -48.2% | 8.4% | ||
| Q2 24 | -45.2% | 5.3% | ||
| Q1 24 | -38.0% | -0.4% |
净利率LMNDRNGR
| Q4 25 | -9.5% | 2.3% | ||
| Q3 25 | -19.3% | 0.9% | ||
| Q2 25 | -26.8% | 5.2% | ||
| Q1 25 | -41.3% | 0.4% | ||
| Q4 24 | -20.2% | 4.1% | ||
| Q3 24 | -49.6% | 5.7% | ||
| Q2 24 | -46.9% | 3.4% | ||
| Q1 24 | -39.7% | -0.6% |
每股收益（稀释后）LMNDRNGR
| Q4 25 | $-0.27 | $0.14 | ||
| Q3 25 | $-0.51 | $0.05 | ||
| Q2 25 | $-0.60 | $0.32 | ||
| Q1 25 | $-0.86 | $0.03 | ||
| Q4 24 | $-0.42 | $0.24 | ||
| Q3 24 | $-0.95 | $0.39 | ||
| Q2 24 | $-0.81 | $0.21 | ||
| Q1 24 | $-0.67 | $-0.03 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $399.1M | $10.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $533.6M | $300.1M |
| 总资产 | $1.9B | $419.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LMNDRNGR
| Q4 25 | $399.1M | $10.3M | ||
| Q3 25 | $369.4M | $45.2M | ||
| Q2 25 | $398.8M | $48.9M | ||
| Q1 25 | $329.7M | $40.3M | ||
| Q4 24 | $403.5M | $40.9M | ||
| Q3 24 | $360.9M | $14.8M | ||
| Q2 24 | $387.2M | $8.7M | ||
| Q1 24 | $300.8M | $11.1M |
总债务LMNDRNGR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 | ||
| Q1 24 | — | $0 |
股东权益LMNDRNGR
| Q4 25 | $533.6M | $300.1M | ||
| Q3 25 | $516.2M | $270.0M | ||
| Q2 25 | $527.1M | $276.9M | ||
| Q1 25 | $545.5M | $272.6M | ||
| Q4 24 | $593.4M | $273.8M | ||
| Q3 24 | $593.0M | $267.6M | ||
| Q2 24 | $635.2M | $260.5M | ||
| Q1 24 | $676.4M | $261.7M |
总资产LMNDRNGR
| Q4 25 | $1.9B | $419.3M | ||
| Q3 25 | $1.9B | $372.8M | ||
| Q2 25 | $1.9B | $381.7M | ||
| Q1 25 | $1.9B | $376.5M | ||
| Q4 24 | $1.8B | $381.6M | ||
| Q3 24 | $1.8B | $373.9M | ||
| Q2 24 | $1.7B | $359.6M | ||
| Q1 24 | $1.6B | $355.5M |
负债/权益比LMNDRNGR
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× | ||
| Q1 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-16.5M | $24.1M |
| 自由现金流经营现金流 - 资本支出 | $-25.9M | $17.1M |
| 自由现金流率自由现金流/营收 | -11.4% | 12.0% |
| 资本支出强度资本支出/营收 | 4.1% | 4.9% |
| 现金转化率经营现金流/净利润 | — | 7.53× |
| 过去12个月自由现金流最近4个季度 | $-69.4M | $42.9M |
8季度趋势，按日历期对齐
经营现金流LMNDRNGR
| Q4 25 | $-16.5M | $24.1M | ||
| Q3 25 | $4.5M | $13.6M | ||
| Q2 25 | $5.5M | $20.7M | ||
| Q1 25 | $-47.2M | $10.6M | ||
| Q4 24 | $-11.4M | $32.7M | ||
| Q3 24 | $16.3M | $17.7M | ||
| Q2 24 | $-11.7M | $22.1M | ||
| Q1 24 | $-29.8M | $12.0M |
自由现金流LMNDRNGR
| Q4 25 | $-25.9M | $17.1M | ||
| Q3 25 | $2.6M | $8.0M | ||
| Q2 25 | $3.4M | $14.4M | ||
| Q1 25 | $-49.5M | $3.4M | ||
| Q4 24 | $-20.8M | $27.3M | ||
| Q3 24 | $14.1M | $10.8M | ||
| Q2 24 | $-13.2M | $6.8M | ||
| Q1 24 | $-32.3M | $5.5M |
自由现金流率LMNDRNGR
| Q4 25 | -11.4% | 12.0% | ||
| Q3 25 | 1.3% | 6.2% | ||
| Q2 25 | 2.1% | 10.2% | ||
| Q1 25 | -32.7% | 2.5% | ||
| Q4 24 | -14.0% | 19.1% | ||
| Q3 24 | 10.3% | 7.1% | ||
| Q2 24 | -10.8% | 4.9% | ||
| Q1 24 | -27.1% | 4.0% |
资本支出强度LMNDRNGR
| Q4 25 | 4.1% | 4.9% | ||
| Q3 25 | 1.0% | 4.3% | ||
| Q2 25 | 1.3% | 4.5% | ||
| Q1 25 | 1.5% | 5.3% | ||
| Q4 24 | 6.3% | 3.8% | ||
| Q3 24 | 1.6% | 4.5% | ||
| Q2 24 | 1.2% | 11.1% | ||
| Q1 24 | 2.1% | 4.7% |
现金转化率LMNDRNGR
| Q4 25 | — | 7.53× | ||
| Q3 25 | — | 11.33× | ||
| Q2 25 | — | 2.84× | ||
| Q1 25 | — | 17.67× | ||
| Q4 24 | — | 5.64× | ||
| Q3 24 | — | 2.03× | ||
| Q2 24 | — | 4.70× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LMND
暂无分部数据
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
