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Lemonade, Inc.（LMND）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
Lemonade, Inc.的季度营收约是Rapid7, Inc.的1.0倍（$228.1M vs $217.4M），Rapid7, Inc.净利率更高（1.4% vs -9.5%，领先11.0%），Lemonade, Inc.同比增速更快（53.3% vs 0.5%），Rapid7, Inc.自由现金流更多（$36.4M vs $-25.9M），过去两年Lemonade, Inc.的营收复合增速更高（38.4% vs 3.0%）
Lemonade, Inc.是一家总部位于美国纽约的保险公司，在美国市场提供租客险、房屋险、车险、宠物险及定期寿险，在德国、荷兰推出财产及责任保险，法国市场提供租客险，当前拥有约290万用户，采用人工智能及聊天机器人替代人工处理理赔申请。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
LMND vs RPD — 直观对比
营收规模更大
LMND
是对方的1.0倍
$217.4M
营收增速更快
LMND
高出52.8%
0.5%
净利率更高
RPD
高出11.0%
-9.5%
自由现金流更多
RPD
多$62.3M
$-25.9M
两年增速更快
LMND
近两年复合增速
3.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $228.1M | $217.4M |
| 净利润 | $-21.7M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | -9.0% | 1.0% |
| 净利率 | -9.5% | 1.4% |
| 营收同比 | 53.3% | 0.5% |
| 净利润同比 | 27.7% | 44.1% |
| 每股收益（稀释后） | $-0.27 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LMNDRPD
| Q4 25 | $228.1M | $217.4M | ||
| Q3 25 | $194.5M | $218.0M | ||
| Q2 25 | $164.1M | $214.2M | ||
| Q1 25 | $151.2M | $210.3M | ||
| Q4 24 | $148.8M | $216.3M | ||
| Q3 24 | $136.6M | $214.7M | ||
| Q2 24 | $122.0M | $208.0M | ||
| Q1 24 | $119.1M | $205.1M |
净利润LMNDRPD
| Q4 25 | $-21.7M | $3.1M | ||
| Q3 25 | $-37.5M | $9.8M | ||
| Q2 25 | $-43.9M | $8.3M | ||
| Q1 25 | $-62.4M | $2.1M | ||
| Q4 24 | $-30.0M | $2.2M | ||
| Q3 24 | $-67.7M | $15.4M | ||
| Q2 24 | $-57.2M | $6.5M | ||
| Q1 24 | $-47.3M | $1.4M |
毛利率LMNDRPD
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% | ||
| Q1 24 | — | 70.3% |
营业利润率LMNDRPD
| Q4 25 | -9.0% | 1.0% | ||
| Q3 25 | -18.7% | 2.7% | ||
| Q2 25 | -26.0% | 1.6% | ||
| Q1 25 | -40.6% | -0.0% | ||
| Q4 24 | -25.4% | 3.4% | ||
| Q3 24 | -48.2% | 6.0% | ||
| Q2 24 | -45.2% | 2.5% | ||
| Q1 24 | -38.0% | 4.7% |
净利率LMNDRPD
| Q4 25 | -9.5% | 1.4% | ||
| Q3 25 | -19.3% | 4.5% | ||
| Q2 25 | -26.8% | 3.9% | ||
| Q1 25 | -41.3% | 1.0% | ||
| Q4 24 | -20.2% | 1.0% | ||
| Q3 24 | -49.6% | 7.2% | ||
| Q2 24 | -46.9% | 3.1% | ||
| Q1 24 | -39.7% | 0.7% |
每股收益（稀释后）LMNDRPD
| Q4 25 | $-0.27 | $0.05 | ||
| Q3 25 | $-0.51 | $0.15 | ||
| Q2 25 | $-0.60 | $0.13 | ||
| Q1 25 | $-0.86 | $0.03 | ||
| Q4 24 | $-0.42 | $0.08 | ||
| Q3 24 | $-0.95 | $0.21 | ||
| Q2 24 | $-0.81 | $0.09 | ||
| Q1 24 | $-0.67 | $0.02 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $399.1M | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $533.6M | $154.7M |
| 总资产 | $1.9B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LMNDRPD
| Q4 25 | $399.1M | $474.7M | ||
| Q3 25 | $369.4M | $407.1M | ||
| Q2 25 | $398.8M | $511.7M | ||
| Q1 25 | $329.7M | $493.5M | ||
| Q4 24 | $403.5M | $521.7M | ||
| Q3 24 | $360.9M | $443.7M | ||
| Q2 24 | $387.2M | $442.6M | ||
| Q1 24 | $300.8M | $411.7M |
股东权益LMNDRPD
| Q4 25 | $533.6M | $154.7M | ||
| Q3 25 | $516.2M | $127.2M | ||
| Q2 25 | $527.1M | $90.4M | ||
| Q1 25 | $545.5M | $52.7M | ||
| Q4 24 | $593.4M | $17.7M | ||
| Q3 24 | $593.0M | $-5.1M | ||
| Q2 24 | $635.2M | $-52.6M | ||
| Q1 24 | $676.4M | $-86.4M |
总资产LMNDRPD
| Q4 25 | $1.9B | $1.7B | ||
| Q3 25 | $1.9B | $1.7B | ||
| Q2 25 | $1.9B | $1.6B | ||
| Q1 25 | $1.9B | $1.6B | ||
| Q4 24 | $1.8B | $1.7B | ||
| Q3 24 | $1.8B | $1.6B | ||
| Q2 24 | $1.7B | $1.5B | ||
| Q1 24 | $1.6B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-16.5M | $37.6M |
| 自由现金流经营现金流 - 资本支出 | $-25.9M | $36.4M |
| 自由现金流率自由现金流/营收 | -11.4% | 16.8% |
| 资本支出强度资本支出/营收 | 4.1% | 0.5% |
| 现金转化率经营现金流/净利润 | — | 12.01× |
| 过去12个月自由现金流最近4个季度 | $-69.4M | $146.2M |
8季度趋势，按日历期对齐
经营现金流LMNDRPD
| Q4 25 | $-16.5M | $37.6M | ||
| Q3 25 | $4.5M | $39.0M | ||
| Q2 25 | $5.5M | $47.5M | ||
| Q1 25 | $-47.2M | $29.8M | ||
| Q4 24 | $-11.4M | $63.8M | ||
| Q3 24 | $16.3M | $44.0M | ||
| Q2 24 | $-11.7M | $32.9M | ||
| Q1 24 | $-29.8M | $31.1M |
自由现金流LMNDRPD
| Q4 25 | $-25.9M | $36.4M | ||
| Q3 25 | $2.6M | $34.8M | ||
| Q2 25 | $3.4M | $46.6M | ||
| Q1 25 | $-49.5M | $28.4M | ||
| Q4 24 | $-20.8M | $62.6M | ||
| Q3 24 | $14.1M | $42.6M | ||
| Q2 24 | $-13.2M | $32.6M | ||
| Q1 24 | $-32.3M | $30.4M |
自由现金流率LMNDRPD
| Q4 25 | -11.4% | 16.8% | ||
| Q3 25 | 1.3% | 16.0% | ||
| Q2 25 | 2.1% | 21.8% | ||
| Q1 25 | -32.7% | 13.5% | ||
| Q4 24 | -14.0% | 28.9% | ||
| Q3 24 | 10.3% | 19.9% | ||
| Q2 24 | -10.8% | 15.7% | ||
| Q1 24 | -27.1% | 14.8% |
资本支出强度LMNDRPD
| Q4 25 | 4.1% | 0.5% | ||
| Q3 25 | 1.0% | 1.9% | ||
| Q2 25 | 1.3% | 0.4% | ||
| Q1 25 | 1.5% | 0.6% | ||
| Q4 24 | 6.3% | 0.5% | ||
| Q3 24 | 1.6% | 0.6% | ||
| Q2 24 | 1.2% | 0.1% | ||
| Q1 24 | 2.1% | 0.3% |
现金转化率LMNDRPD
| Q4 25 | — | 12.01× | ||
| Q3 25 | — | 3.97× | ||
| Q2 25 | — | 5.70× | ||
| Q1 25 | — | 14.14× | ||
| Q4 24 | — | 29.36× | ||
| Q3 24 | — | 2.85× | ||
| Q2 24 | — | 5.03× | ||
| Q1 24 | — | 22.10× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LMND
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
