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Live Oak Bancshares, Inc.（LOB）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
STURM RUGER & CO INC的季度营收约是Live Oak Bancshares, Inc.的1.0倍（$151.1M vs $145.5M），Live Oak Bancshares, Inc.同比增速更快（18.4% vs 3.6%），过去两年Live Oak Bancshares, Inc.的营收复合增速更高（7.7% vs 5.1%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
LOB vs RGR — 直观对比
营收规模更大
RGR
是对方的1.0倍
$145.5M
营收增速更快
LOB
高出14.7%
3.6%
两年增速更快
LOB
近两年复合增速
5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $151.1M |
| 净利润 | $27.9M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 19.2% | — |
| 营收同比 | 18.4% | 3.6% |
| 净利润同比 | 187.6% | — |
| 每股收益（稀释后） | $0.60 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOBRGR
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $151.1M | ||
| Q3 25 | $146.1M | $126.8M | ||
| Q2 25 | $143.7M | $132.5M | ||
| Q1 25 | $126.1M | $135.7M | ||
| Q4 24 | $116.9M | $145.8M | ||
| Q3 24 | $129.9M | $122.3M | ||
| Q2 24 | $125.5M | $130.8M |
净利润LOBRGR
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | — | ||
| Q3 25 | $26.5M | $1.6M | ||
| Q2 25 | $23.4M | $-17.2M | ||
| Q1 25 | $9.7M | $7.8M | ||
| Q4 24 | $9.9M | — | ||
| Q3 24 | $13.0M | $4.7M | ||
| Q2 24 | $27.0M | $8.3M |
毛利率LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | 2.3% | ||
| Q3 25 | 25.0% | -2.7% | ||
| Q2 25 | 21.7% | -15.6% | ||
| Q1 25 | 10.4% | 6.2% | ||
| Q4 24 | 11.3% | 7.8% | ||
| Q3 24 | 13.7% | 3.1% | ||
| Q2 24 | 28.7% | 6.9% |
净利率LOBRGR
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | — | ||
| Q3 25 | 18.1% | 1.2% | ||
| Q2 25 | 16.3% | -13.0% | ||
| Q1 25 | 7.7% | 5.7% | ||
| Q4 24 | 8.5% | — | ||
| Q3 24 | 10.0% | 3.9% | ||
| Q2 24 | 21.5% | 6.3% |
每股收益（稀释后）LOBRGR
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $0.22 | ||
| Q3 25 | $0.55 | $0.10 | ||
| Q2 25 | $0.51 | $-1.05 | ||
| Q1 25 | $0.21 | $0.46 | ||
| Q4 24 | $0.22 | $0.62 | ||
| Q3 24 | $0.28 | $0.28 | ||
| Q2 24 | $0.59 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $283.8M |
| 总资产 | $15.3B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M |
股东权益LOBRGR
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $283.8M | ||
| Q3 25 | $1.2B | $279.6M | ||
| Q2 25 | $1.1B | $289.3M | ||
| Q1 25 | $1.0B | $321.5M | ||
| Q4 24 | $999.0M | $319.6M | ||
| Q3 24 | $1.0B | $314.9M | ||
| Q2 24 | $961.0M | $321.5M |
总资产LOBRGR
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $342.0M | ||
| Q3 25 | $14.7B | $342.3M | ||
| Q2 25 | $13.8B | $349.5M | ||
| Q1 25 | $13.6B | $379.0M | ||
| Q4 24 | $12.9B | $384.0M | ||
| Q3 24 | $12.6B | $373.5M | ||
| Q2 24 | $11.9B | $376.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $15.5M | ||
| Q3 25 | $62.3M | $12.9M | ||
| Q2 25 | $49.2M | $14.7M | ||
| Q1 25 | $-33.0M | $11.1M | ||
| Q4 24 | $156.8M | $20.0M | ||
| Q3 24 | $47.4M | $9.4M | ||
| Q2 24 | $29.5M | $18.7M |
自由现金流LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $12.3M | ||
| Q3 25 | $60.6M | $7.0M | ||
| Q2 25 | $47.8M | $9.1M | ||
| Q1 25 | $-35.3M | $10.0M | ||
| Q4 24 | $107.5M | $16.4M | ||
| Q3 24 | $41.0M | $2.6M | ||
| Q2 24 | $12.3M | $10.1M |
自由现金流率LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | 8.2% | ||
| Q3 25 | 41.4% | 5.5% | ||
| Q2 25 | 33.3% | 6.9% | ||
| Q1 25 | -28.0% | 7.4% | ||
| Q4 24 | 91.9% | 11.2% | ||
| Q3 24 | 31.6% | 2.1% | ||
| Q2 24 | 9.8% | 7.7% |
资本支出强度LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 2.1% | ||
| Q3 25 | 1.2% | 4.6% | ||
| Q2 25 | 1.0% | 4.2% | ||
| Q1 25 | 1.8% | 0.8% | ||
| Q4 24 | 42.2% | 2.5% | ||
| Q3 24 | 4.9% | 5.5% | ||
| Q2 24 | 13.7% | 6.6% |
现金转化率LOBRGR
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | — | ||
| Q3 25 | 2.35× | 8.15× | ||
| Q2 25 | 2.10× | — | ||
| Q1 25 | -3.39× | 1.43× | ||
| Q4 24 | 15.84× | — | ||
| Q3 24 | 3.64× | 1.98× | ||
| Q2 24 | 1.10× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOB
暂无分部数据
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
