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Live Oak Bancshares, Inc.（LOB）与Ranger Energy Services, Inc.（RNGR）财务数据对比。点击上方公司名可切换其他公司
Live Oak Bancshares, Inc.的季度营收约是Ranger Energy Services, Inc.的1.0倍（$145.5M vs $142.2M），Live Oak Bancshares, Inc.净利率更高（19.2% vs 2.3%，领先17.0%），Live Oak Bancshares, Inc.同比增速更快（18.4% vs -0.6%），过去两年Live Oak Bancshares, Inc.的营收复合增速更高（7.7% vs 1.9%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
Ranger Energy Services是北美领先的陆上油田服务提供商，为上游油气运营商提供完井、修井、钻机作业及产能优化等全套解决方案，业务主要覆盖美国本土的页岩和致密资源开采作业区。
LOB vs RNGR — 直观对比
营收规模更大
LOB
是对方的1.0倍
$142.2M
营收增速更快
LOB
高出19.0%
-0.6%
净利率更高
LOB
高出17.0%
2.3%
两年增速更快
LOB
近两年复合增速
1.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $142.2M |
| 净利润 | $27.9M | $3.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 2.3% |
| 净利率 | 19.2% | 2.3% |
| 营收同比 | 18.4% | -0.6% |
| 净利润同比 | 187.6% | -44.8% |
| 每股收益（稀释后） | $0.60 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOBRNGR
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $142.2M | ||
| Q3 25 | $146.1M | $128.9M | ||
| Q2 25 | $143.7M | $140.6M | ||
| Q1 25 | $126.1M | $135.2M | ||
| Q4 24 | $116.9M | $143.1M | ||
| Q3 24 | $129.9M | $153.0M | ||
| Q2 24 | $125.5M | $138.1M |
净利润LOBRNGR
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | $3.2M | ||
| Q3 25 | $26.5M | $1.2M | ||
| Q2 25 | $23.4M | $7.3M | ||
| Q1 25 | $9.7M | $600.0K | ||
| Q4 24 | $9.9M | $5.8M | ||
| Q3 24 | $13.0M | $8.7M | ||
| Q2 24 | $27.0M | $4.7M |
营业利润率LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | 2.3% | ||
| Q3 25 | 25.0% | 2.0% | ||
| Q2 25 | 21.7% | 6.1% | ||
| Q1 25 | 10.4% | 0.7% | ||
| Q4 24 | 11.3% | 6.2% | ||
| Q3 24 | 13.7% | 8.4% | ||
| Q2 24 | 28.7% | 5.3% |
净利率LOBRNGR
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | 2.3% | ||
| Q3 25 | 18.1% | 0.9% | ||
| Q2 25 | 16.3% | 5.2% | ||
| Q1 25 | 7.7% | 0.4% | ||
| Q4 24 | 8.5% | 4.1% | ||
| Q3 24 | 10.0% | 5.7% | ||
| Q2 24 | 21.5% | 3.4% |
每股收益（稀释后）LOBRNGR
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $0.14 | ||
| Q3 25 | $0.55 | $0.05 | ||
| Q2 25 | $0.51 | $0.32 | ||
| Q1 25 | $0.21 | $0.03 | ||
| Q4 24 | $0.22 | $0.24 | ||
| Q3 24 | $0.28 | $0.39 | ||
| Q2 24 | $0.59 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $300.1M |
| 总资产 | $15.3B | $419.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | $10.3M | ||
| Q3 25 | — | $45.2M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $40.3M | ||
| Q4 24 | — | $40.9M | ||
| Q3 24 | — | $14.8M | ||
| Q2 24 | — | $8.7M |
总债务LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益LOBRNGR
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $300.1M | ||
| Q3 25 | $1.2B | $270.0M | ||
| Q2 25 | $1.1B | $276.9M | ||
| Q1 25 | $1.0B | $272.6M | ||
| Q4 24 | $999.0M | $273.8M | ||
| Q3 24 | $1.0B | $267.6M | ||
| Q2 24 | $961.0M | $260.5M |
总资产LOBRNGR
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $419.3M | ||
| Q3 25 | $14.7B | $372.8M | ||
| Q2 25 | $13.8B | $381.7M | ||
| Q1 25 | $13.6B | $376.5M | ||
| Q4 24 | $12.9B | $381.6M | ||
| Q3 24 | $12.6B | $373.9M | ||
| Q2 24 | $11.9B | $359.6M |
负债/权益比LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $24.1M |
| 自由现金流经营现金流 - 资本支出 | — | $17.1M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 4.9% |
| 现金转化率经营现金流/净利润 | — | 7.53× |
| 过去12个月自由现金流最近4个季度 | — | $42.9M |
8季度趋势，按日历期对齐
经营现金流LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $24.1M | ||
| Q3 25 | $62.3M | $13.6M | ||
| Q2 25 | $49.2M | $20.7M | ||
| Q1 25 | $-33.0M | $10.6M | ||
| Q4 24 | $156.8M | $32.7M | ||
| Q3 24 | $47.4M | $17.7M | ||
| Q2 24 | $29.5M | $22.1M |
自由现金流LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $17.1M | ||
| Q3 25 | $60.6M | $8.0M | ||
| Q2 25 | $47.8M | $14.4M | ||
| Q1 25 | $-35.3M | $3.4M | ||
| Q4 24 | $107.5M | $27.3M | ||
| Q3 24 | $41.0M | $10.8M | ||
| Q2 24 | $12.3M | $6.8M |
自由现金流率LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | 12.0% | ||
| Q3 25 | 41.4% | 6.2% | ||
| Q2 25 | 33.3% | 10.2% | ||
| Q1 25 | -28.0% | 2.5% | ||
| Q4 24 | 91.9% | 19.1% | ||
| Q3 24 | 31.6% | 7.1% | ||
| Q2 24 | 9.8% | 4.9% |
资本支出强度LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 4.9% | ||
| Q3 25 | 1.2% | 4.3% | ||
| Q2 25 | 1.0% | 4.5% | ||
| Q1 25 | 1.8% | 5.3% | ||
| Q4 24 | 42.2% | 3.8% | ||
| Q3 24 | 4.9% | 4.5% | ||
| Q2 24 | 13.7% | 11.1% |
现金转化率LOBRNGR
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | 7.53× | ||
| Q3 25 | 2.35× | 11.33× | ||
| Q2 25 | 2.10× | 2.84× | ||
| Q1 25 | -3.39× | 17.67× | ||
| Q4 24 | 15.84× | 5.64× | ||
| Q3 24 | 3.64× | 2.03× | ||
| Q2 24 | 1.10× | 4.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOB
暂无分部数据
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
