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Live Oak Bancshares, Inc.（LOB）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
Rapid7, Inc.的季度营收约是Live Oak Bancshares, Inc.的1.5倍（$217.4M vs $145.5M），Live Oak Bancshares, Inc.净利率更高（19.2% vs 1.4%，领先17.8%），Live Oak Bancshares, Inc.同比增速更快（18.4% vs 0.5%），过去两年Live Oak Bancshares, Inc.的营收复合增速更高（7.7% vs 3.0%）
Live Oak Bancshares, Inc.是一家美国金融控股公司，旗下子公司Live Oak Bank总部位于北卡罗来纳州威尔明顿，业务覆盖美国全部50个州，专注为小企业主提供金融服务，2022年按放贷金额计是美国SBA 7(a)贷款项目的头部放贷机构。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
LOB vs RPD — 直观对比
营收规模更大
RPD
是对方的1.5倍
$145.5M
营收增速更快
LOB
高出17.8%
0.5%
净利率更高
LOB
高出17.8%
1.4%
两年增速更快
LOB
近两年复合增速
3.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $145.5M | $217.4M |
| 净利润 | $27.9M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | — | 1.0% |
| 净利率 | 19.2% | 1.4% |
| 营收同比 | 18.4% | 0.5% |
| 净利润同比 | 187.6% | 44.1% |
| 每股收益（稀释后） | $0.60 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LOBRPD
| Q1 26 | $145.5M | — | ||
| Q4 25 | $161.9M | $217.4M | ||
| Q3 25 | $146.1M | $218.0M | ||
| Q2 25 | $143.7M | $214.2M | ||
| Q1 25 | $126.1M | $210.3M | ||
| Q4 24 | $116.9M | $216.3M | ||
| Q3 24 | $129.9M | $214.7M | ||
| Q2 24 | $125.5M | $208.0M |
净利润LOBRPD
| Q1 26 | $27.9M | — | ||
| Q4 25 | $46.2M | $3.1M | ||
| Q3 25 | $26.5M | $9.8M | ||
| Q2 25 | $23.4M | $8.3M | ||
| Q1 25 | $9.7M | $2.1M | ||
| Q4 24 | $9.9M | $2.2M | ||
| Q3 24 | $13.0M | $15.4M | ||
| Q2 24 | $27.0M | $6.5M |
毛利率LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% |
营业利润率LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | 38.2% | 1.0% | ||
| Q3 25 | 25.0% | 2.7% | ||
| Q2 25 | 21.7% | 1.6% | ||
| Q1 25 | 10.4% | -0.0% | ||
| Q4 24 | 11.3% | 3.4% | ||
| Q3 24 | 13.7% | 6.0% | ||
| Q2 24 | 28.7% | 2.5% |
净利率LOBRPD
| Q1 26 | 19.2% | — | ||
| Q4 25 | 28.5% | 1.4% | ||
| Q3 25 | 18.1% | 4.5% | ||
| Q2 25 | 16.3% | 3.9% | ||
| Q1 25 | 7.7% | 1.0% | ||
| Q4 24 | 8.5% | 1.0% | ||
| Q3 24 | 10.0% | 7.2% | ||
| Q2 24 | 21.5% | 3.1% |
每股收益（稀释后）LOBRPD
| Q1 26 | $0.60 | — | ||
| Q4 25 | $0.96 | $0.05 | ||
| Q3 25 | $0.55 | $0.15 | ||
| Q2 25 | $0.51 | $0.13 | ||
| Q1 25 | $0.21 | $0.03 | ||
| Q4 24 | $0.22 | $0.08 | ||
| Q3 24 | $0.28 | $0.21 | ||
| Q2 24 | $0.59 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.3B | $154.7M |
| 总资产 | $15.3B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | — | $474.7M | ||
| Q3 25 | — | $407.1M | ||
| Q2 25 | — | $511.7M | ||
| Q1 25 | — | $493.5M | ||
| Q4 24 | — | $521.7M | ||
| Q3 24 | — | $443.7M | ||
| Q2 24 | — | $442.6M |
股东权益LOBRPD
| Q1 26 | $1.3B | — | ||
| Q4 25 | $1.2B | $154.7M | ||
| Q3 25 | $1.2B | $127.2M | ||
| Q2 25 | $1.1B | $90.4M | ||
| Q1 25 | $1.0B | $52.7M | ||
| Q4 24 | $999.0M | $17.7M | ||
| Q3 24 | $1.0B | $-5.1M | ||
| Q2 24 | $961.0M | $-52.6M |
总资产LOBRPD
| Q1 26 | $15.3B | — | ||
| Q4 25 | $15.1B | $1.7B | ||
| Q3 25 | $14.7B | $1.7B | ||
| Q2 25 | $13.8B | $1.6B | ||
| Q1 25 | $13.6B | $1.6B | ||
| Q4 24 | $12.9B | $1.7B | ||
| Q3 24 | $12.6B | $1.6B | ||
| Q2 24 | $11.9B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $37.6M |
| 自由现金流经营现金流 - 资本支出 | — | $36.4M |
| 自由现金流率自由现金流/营收 | — | 16.8% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | 12.01× |
| 过去12个月自由现金流最近4个季度 | — | $146.2M |
8季度趋势，按日历期对齐
经营现金流LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | $158.2M | $37.6M | ||
| Q3 25 | $62.3M | $39.0M | ||
| Q2 25 | $49.2M | $47.5M | ||
| Q1 25 | $-33.0M | $29.8M | ||
| Q4 24 | $156.8M | $63.8M | ||
| Q3 24 | $47.4M | $44.0M | ||
| Q2 24 | $29.5M | $32.9M |
自由现金流LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | $143.5M | $36.4M | ||
| Q3 25 | $60.6M | $34.8M | ||
| Q2 25 | $47.8M | $46.6M | ||
| Q1 25 | $-35.3M | $28.4M | ||
| Q4 24 | $107.5M | $62.6M | ||
| Q3 24 | $41.0M | $42.6M | ||
| Q2 24 | $12.3M | $32.6M |
自由现金流率LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | 88.6% | 16.8% | ||
| Q3 25 | 41.4% | 16.0% | ||
| Q2 25 | 33.3% | 21.8% | ||
| Q1 25 | -28.0% | 13.5% | ||
| Q4 24 | 91.9% | 28.9% | ||
| Q3 24 | 31.6% | 19.9% | ||
| Q2 24 | 9.8% | 15.7% |
资本支出强度LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | 9.1% | 0.5% | ||
| Q3 25 | 1.2% | 1.9% | ||
| Q2 25 | 1.0% | 0.4% | ||
| Q1 25 | 1.8% | 0.6% | ||
| Q4 24 | 42.2% | 0.5% | ||
| Q3 24 | 4.9% | 0.6% | ||
| Q2 24 | 13.7% | 0.1% |
现金转化率LOBRPD
| Q1 26 | — | — | ||
| Q4 25 | 3.42× | 12.01× | ||
| Q3 25 | 2.35× | 3.97× | ||
| Q2 25 | 2.10× | 5.70× | ||
| Q1 25 | -3.39× | 14.14× | ||
| Q4 24 | 15.84× | 29.36× | ||
| Q3 24 | 3.64× | 2.85× | ||
| Q2 24 | 1.10× | 5.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LOB
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
