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La Rosa Holdings Corp.（LRHC）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
Pioneer Bancorp, Inc.的季度营收约是La Rosa Holdings Corp.的1.2倍（$25.0M vs $20.2M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -27.4%，领先109.5%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs 72.5%）
拉罗萨控股旗下的万拉罗萨父子通心粉公司由西西里移民文森佐·拉罗萨于1914年创立，发展至今已成为美国规模领先的区域知名食品品牌，可生产四十余种意面产品，在当地市场拥有较高的认可度。
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
LRHC vs PBFS — 直观对比
营收规模更大
PBFS
是对方的1.2倍
$20.2M
净利率更高
PBFS
高出109.5%
-27.4%
两年增速更快
PBFS
近两年复合增速
72.5%
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $20.2M | $25.0M |
| 净利润 | $-5.5M | $3.7M |
| 毛利率 | 8.4% | — |
| 营业利润率 | -24.7% | 21.3% |
| 净利率 | -27.4% | 82.1% |
| 营收同比 | 3.2% | — |
| 净利润同比 | -125.7% | — |
| 每股收益（稀释后） | $-5.44 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收LRHCPBFS
| Q4 25 | — | $25.0M | ||
| Q3 25 | $20.2M | $24.0M | ||
| Q2 25 | $23.2M | $24.4M | ||
| Q1 25 | $17.5M | $22.8M | ||
| Q4 24 | $17.7M | — | ||
| Q3 24 | $19.6M | $22.0M | ||
| Q2 24 | $19.1M | $20.9M | ||
| Q1 24 | $13.1M | $21.6M |
净利润LRHCPBFS
| Q4 25 | — | $3.7M | ||
| Q3 25 | $-5.5M | $4.3M | ||
| Q2 25 | $78.4M | $6.5M | ||
| Q1 25 | $-95.7M | $5.8M | ||
| Q4 24 | $-5.1M | — | ||
| Q3 24 | $-2.5M | $6.3M | ||
| Q2 24 | $-2.3M | $3.9M | ||
| Q1 24 | $-4.6M | $4.7M |
毛利率LRHCPBFS
| Q4 25 | — | — | ||
| Q3 25 | 8.4% | — | ||
| Q2 25 | 8.0% | — | ||
| Q1 25 | 8.8% | — | ||
| Q4 24 | 8.9% | — | ||
| Q3 24 | 8.3% | — | ||
| Q2 24 | 8.3% | — | ||
| Q1 24 | 8.9% | — |
营业利润率LRHCPBFS
| Q4 25 | — | 21.3% | ||
| Q3 25 | -24.7% | 23.4% | ||
| Q2 25 | -10.6% | 33.3% | ||
| Q1 25 | -26.7% | 32.5% | ||
| Q4 24 | -17.1% | — | ||
| Q3 24 | -8.9% | 37.2% | ||
| Q2 24 | -9.7% | 24.1% | ||
| Q1 24 | -35.0% | 28.1% |
净利率LRHCPBFS
| Q4 25 | — | 82.1% | ||
| Q3 25 | -27.4% | 18.0% | ||
| Q2 25 | 337.8% | 26.4% | ||
| Q1 25 | -546.5% | 25.3% | ||
| Q4 24 | -28.7% | — | ||
| Q3 24 | -12.5% | 28.7% | ||
| Q2 24 | -12.2% | 107.4% | ||
| Q1 24 | -35.1% | 21.9% |
每股收益（稀释后）LRHCPBFS
| Q4 25 | — | $0.16 | ||
| Q3 25 | $-5.44 | $0.18 | ||
| Q2 25 | $15.25 | $0.26 | ||
| Q1 25 | $-5.86 | $0.23 | ||
| Q4 24 | $28.54 | — | ||
| Q3 24 | $-16.49 | $0.25 | ||
| Q2 24 | $-12.49 | $0.15 | ||
| Q1 24 | $-0.35 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.0M | — |
| 总债务越低越好 | $642.8K | — |
| 股东权益账面价值 | $1.6M | $323.9M |
| 总资产 | $21.7M | $2.2B |
| 负债/权益比越低杠杆越低 | 0.41× | — |
8季度趋势，按日历期对齐
现金及短期投资LRHCPBFS
| Q4 25 | — | — | ||
| Q3 25 | $4.0M | — | ||
| Q2 25 | $5.1M | — | ||
| Q1 25 | $2.9M | — | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $1.8M | — | ||
| Q2 24 | $1.6M | — | ||
| Q1 24 | $1.1M | — |
总债务LRHCPBFS
| Q4 25 | — | — | ||
| Q3 25 | $642.8K | — | ||
| Q2 25 | $644.3K | — | ||
| Q1 25 | $645.9K | — | ||
| Q4 24 | $647.6K | — | ||
| Q3 24 | $649.2K | — | ||
| Q2 24 | $650.8K | — | ||
| Q1 24 | $652.4K | — |
股东权益LRHCPBFS
| Q4 25 | — | $323.9M | ||
| Q3 25 | $1.6M | $314.2M | ||
| Q2 25 | $3.4M | $314.2M | ||
| Q1 25 | $-87.5M | $310.7M | ||
| Q4 24 | $2.6M | — | ||
| Q3 24 | $5.0M | $303.8M | ||
| Q2 24 | $4.7M | $296.5M | ||
| Q1 24 | $5.6M | $289.0M |
总资产LRHCPBFS
| Q4 25 | — | $2.2B | ||
| Q3 25 | $21.7M | $2.2B | ||
| Q2 25 | $22.9M | $2.1B | ||
| Q1 25 | $21.0M | $2.1B | ||
| Q4 24 | $19.4M | — | ||
| Q3 24 | $19.7M | $2.0B | ||
| Q2 24 | $18.7M | — | ||
| Q1 24 | $16.3M | $2.0B |
负债/权益比LRHCPBFS
| Q4 25 | — | — | ||
| Q3 25 | 0.41× | — | ||
| Q2 25 | 0.19× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.25× | — | ||
| Q3 24 | 0.13× | — | ||
| Q2 24 | 0.14× | — | ||
| Q1 24 | 0.12× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.3M | $11.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流LRHCPBFS
| Q4 25 | — | $11.1M | ||
| Q3 25 | $-1.3M | $3.9M | ||
| Q2 25 | $-1.4M | $5.1M | ||
| Q1 25 | $-3.5M | $-3.5M | ||
| Q4 24 | $-1.1M | — | ||
| Q3 24 | $-591.6K | $1.9M | ||
| Q2 24 | $-803.1K | $9.0M | ||
| Q1 24 | $-538.3K | $3.3M |
现金转化率LRHCPBFS
| Q4 25 | — | 2.97× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | -0.02× | 0.78× | ||
| Q1 25 | — | -0.61× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 0.30× | ||
| Q2 24 | — | 2.30× | ||
| Q1 24 | — | 0.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
LRHC
| Real Estate Residential Brokerage Services | $16.8M | 83% |
| Transferred Over Time | $3.5M | 17% |
PBFS
暂无分部数据
