vs
Masco（MAS）与HANOVER INSURANCE GROUP, INC.（THG）财务数据对比。点击上方公司名可切换其他公司
Masco的季度营收约是HANOVER INSURANCE GROUP, INC.的1.1倍（$1.9B vs $1.7B），Masco净利率更高（11.9% vs 11.0%，领先0.9%），Masco同比增速更快（6.5% vs 6.1%），过去两年HANOVER INSURANCE GROUP, INC.的营收复合增速更高（5.2% vs -4.2%）
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
汉诺威保险集团是总部位于美国马萨诸塞州伍斯特市的保险企业，1852年成立时主营财产责任保险，以原名公开上市交易，直至上世纪90年代初更名为Allmerica财产意外伤害保险公司。
MAS vs THG — 直观对比
营收规模更大
MAS
是对方的1.1倍
$1.7B
营收增速更快
MAS
高出0.4%
6.1%
净利率更高
MAS
高出0.9%
11.0%
两年增速更快
THG
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $1.7B |
| 净利润 | $228.0M | $186.8M |
| 毛利率 | 35.8% | — |
| 营业利润率 | 16.5% | 11.1% |
| 净利率 | 11.9% | 11.0% |
| 营收同比 | 6.5% | 6.1% |
| 净利润同比 | 14.5% | 45.7% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MASTHG
| Q1 26 | $1.9B | $1.7B | ||
| Q4 25 | $1.8B | $1.7B | ||
| Q3 25 | $1.9B | $1.7B | ||
| Q2 25 | $2.1B | $1.7B | ||
| Q1 25 | $1.8B | $1.6B | ||
| Q4 24 | $1.8B | $1.6B | ||
| Q3 24 | $2.0B | $1.6B | ||
| Q2 24 | $2.1B | $1.5B |
净利润MASTHG
| Q1 26 | $228.0M | $186.8M | ||
| Q4 25 | $165.0M | $198.5M | ||
| Q3 25 | $189.0M | $178.7M | ||
| Q2 25 | $270.0M | $157.1M | ||
| Q1 25 | $186.0M | $128.2M | ||
| Q4 24 | $182.0M | $167.9M | ||
| Q3 24 | $167.0M | $102.1M | ||
| Q2 24 | $258.0M | $40.5M |
毛利率MASTHG
| Q1 26 | 35.8% | — | ||
| Q4 25 | 33.9% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 37.6% | — | ||
| Q1 25 | 35.8% | — | ||
| Q4 24 | 34.8% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 37.5% | — |
营业利润率MASTHG
| Q1 26 | 16.5% | 11.1% | ||
| Q4 25 | 13.8% | 17.3% | ||
| Q3 25 | 15.8% | 14.9% | ||
| Q2 25 | 20.1% | 12.7% | ||
| Q1 25 | 15.9% | 11.6% | ||
| Q4 24 | 15.9% | 16.1% | ||
| Q3 24 | 18.0% | 9.6% | ||
| Q2 24 | 19.0% | 6.2% |
净利率MASTHG
| Q1 26 | 11.9% | 11.0% | ||
| Q4 25 | 9.2% | 11.9% | ||
| Q3 25 | 9.9% | 10.7% | ||
| Q2 25 | 13.2% | 9.5% | ||
| Q1 25 | 10.3% | 8.0% | ||
| Q4 24 | 10.0% | 10.6% | ||
| Q3 24 | 8.4% | 6.5% | ||
| Q2 24 | 12.3% | 2.6% |
每股收益（稀释后）MASTHG
| Q1 26 | — | — | ||
| Q4 25 | $0.81 | $5.46 | ||
| Q3 25 | $0.90 | $4.90 | ||
| Q2 25 | $1.28 | $4.30 | ||
| Q1 25 | $0.87 | $3.50 | ||
| Q4 24 | $0.85 | $4.60 | ||
| Q3 24 | $0.77 | $2.80 | ||
| Q2 24 | $1.17 | $1.12 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $243.5M |
| 总债务越低越好 | $2.9B | $843.8M |
| 股东权益账面价值 | $27.0M | $3.0B |
| 总资产 | $5.2B | $16.5B |
| 负债/权益比越低杠杆越低 | 109.07× | 0.28× |
8季度趋势，按日历期对齐
现金及短期投资MASTHG
| Q1 26 | — | $243.5M | ||
| Q4 25 | $647.0M | $1.1B | ||
| Q3 25 | $559.0M | $915.7M | ||
| Q2 25 | $390.0M | $244.1M | ||
| Q1 25 | $377.0M | $315.1M | ||
| Q4 24 | $634.0M | $435.5M | ||
| Q3 24 | $646.0M | $427.1M | ||
| Q2 24 | $398.0M | $337.6M |
总债务MASTHG
| Q1 26 | $2.9B | $843.8M | ||
| Q4 25 | $2.9B | $843.3M | ||
| Q3 25 | — | $843.0M | ||
| Q2 25 | — | $347.8M | ||
| Q1 25 | — | $722.5M | ||
| Q4 24 | $2.9B | $722.3M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MASTHG
| Q1 26 | $27.0M | $3.0B | ||
| Q4 25 | $-185.0M | $3.6B | ||
| Q3 25 | $-78.0M | $3.4B | ||
| Q2 25 | $-84.0M | $3.2B | ||
| Q1 25 | $-254.0M | $3.0B | ||
| Q4 24 | $-279.0M | $2.8B | ||
| Q3 24 | $-88.0M | $2.9B | ||
| Q2 24 | $-26.0M | $2.6B |
总资产MASTHG
| Q1 26 | $5.2B | $16.5B | ||
| Q4 25 | $5.2B | $16.9B | ||
| Q3 25 | $5.3B | $16.8B | ||
| Q2 25 | $5.3B | $15.7B | ||
| Q1 25 | $5.1B | $15.5B | ||
| Q4 24 | $5.0B | $15.3B | ||
| Q3 24 | $5.3B | $15.4B | ||
| Q2 24 | $5.4B | $14.9B |
负债/权益比MASTHG
| Q1 26 | 109.07× | 0.28× | ||
| Q4 25 | — | 0.24× | ||
| Q3 25 | — | 0.25× | ||
| Q2 25 | — | 0.11× | ||
| Q1 25 | — | 0.24× | ||
| Q4 24 | — | 0.25× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MAS
暂无分部数据
THG
| Premiums earned | $1.6B | 92% |
| Other | $124.6M | 7% |
| Fees and other income | $6.2M | 0% |
