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Masco（MAS）与Unum Group（UNM）财务数据对比。点击上方公司名可切换其他公司
Unum Group的季度营收约是Masco的1.7倍（$3.4B vs $1.9B），Masco净利率更高（11.9% vs 6.9%，领先5.0%），Unum Group同比增速更快（8.5% vs 6.5%），过去两年Unum Group的营收复合增速更高（1.9% vs -4.2%）
美国家居建材企业Masco主营家装及新建住宅市场相关产品，旗下拥有20余家子公司，在全球运营近80座生产工厂，其中美国本土近60座，海外地区超20座。公司1969年于纽交所挂牌上市，后实现快速增长，成功跻身美国财富500强榜单。
Unum Group是美国财富500强保险企业，总部位于田纳西州查塔努加，前身为1848年成立的联合相互保险公司，1999年合并后曾用名UnumProvident至2007年。集团现设四大业务板块，覆盖美、英、波兰市场，旗下承保主体包括保罗里维尔人寿保险、普罗维登斯人伤意外险公司等。
MAS vs UNM — 直观对比
营收规模更大
UNM
是对方的1.7倍
$1.9B
营收增速更快
UNM
高出2.0%
6.5%
净利率更高
MAS
高出5.0%
6.9%
两年增速更快
UNM
近两年复合增速
-4.2%
损益表 — Q1 FY2026 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $1.9B | $3.4B |
| 净利润 | $228.0M | $232.0M |
| 毛利率 | 35.8% | — |
| 营业利润率 | 16.5% | — |
| 净利率 | 11.9% | 6.9% |
| 营收同比 | 6.5% | 8.5% |
| 净利润同比 | 14.5% | 22.7% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MASUNM
| Q1 26 | $1.9B | $3.4B | ||
| Q4 25 | $1.8B | $3.2B | ||
| Q3 25 | $1.9B | $3.4B | ||
| Q2 25 | $2.1B | $3.4B | ||
| Q1 25 | $1.8B | $3.1B | ||
| Q4 24 | $1.8B | $3.2B | ||
| Q3 24 | $2.0B | $3.2B | ||
| Q2 24 | $2.1B | $3.2B |
净利润MASUNM
| Q1 26 | $228.0M | $232.0M | ||
| Q4 25 | $165.0M | $174.1M | ||
| Q3 25 | $189.0M | $39.7M | ||
| Q2 25 | $270.0M | $335.6M | ||
| Q1 25 | $186.0M | $189.1M | ||
| Q4 24 | $182.0M | $348.7M | ||
| Q3 24 | $167.0M | $645.7M | ||
| Q2 24 | $258.0M | $389.5M |
毛利率MASUNM
| Q1 26 | 35.8% | — | ||
| Q4 25 | 33.9% | — | ||
| Q3 25 | 34.2% | — | ||
| Q2 25 | 37.6% | — | ||
| Q1 25 | 35.8% | — | ||
| Q4 24 | 34.8% | — | ||
| Q3 24 | 36.6% | — | ||
| Q2 24 | 37.5% | — |
营业利润率MASUNM
| Q1 26 | 16.5% | — | ||
| Q4 25 | 13.8% | 6.7% | ||
| Q3 25 | 15.8% | 1.6% | ||
| Q2 25 | 20.1% | 12.4% | ||
| Q1 25 | 15.9% | 7.9% | ||
| Q4 24 | 15.9% | 13.8% | ||
| Q3 24 | 18.0% | 15.6% | ||
| Q2 24 | 19.0% | 15.3% |
净利率MASUNM
| Q1 26 | 11.9% | 6.9% | ||
| Q4 25 | 9.2% | 5.4% | ||
| Q3 25 | 9.9% | 1.2% | ||
| Q2 25 | 13.2% | 10.0% | ||
| Q1 25 | 10.3% | 6.1% | ||
| Q4 24 | 10.0% | 10.8% | ||
| Q3 24 | 8.4% | 20.1% | ||
| Q2 24 | 12.3% | 12.0% |
每股收益（稀释后）MASUNM
| Q1 26 | — | — | ||
| Q4 25 | $0.81 | $1.06 | ||
| Q3 25 | $0.90 | $0.23 | ||
| Q2 25 | $1.28 | $1.92 | ||
| Q1 25 | $0.87 | $1.06 | ||
| Q4 24 | $0.85 | $1.91 | ||
| Q3 24 | $0.77 | $3.46 | ||
| Q2 24 | $1.17 | $2.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $2.1M |
| 总债务越低越好 | $2.9B | $3.8M |
| 股东权益账面价值 | $27.0M | $10.9M |
| 总资产 | $5.2B | $62.7M |
| 负债/权益比越低杠杆越低 | 109.07× | 0.35× |
8季度趋势，按日历期对齐
现金及短期投资MASUNM
| Q1 26 | — | $2.1M | ||
| Q4 25 | $647.0M | — | ||
| Q3 25 | $559.0M | — | ||
| Q2 25 | $390.0M | — | ||
| Q1 25 | $377.0M | — | ||
| Q4 24 | $634.0M | — | ||
| Q3 24 | $646.0M | — | ||
| Q2 24 | $398.0M | — |
总债务MASUNM
| Q1 26 | $2.9B | $3.8M | ||
| Q4 25 | $2.9B | $3.8B | ||
| Q3 25 | — | $3.5B | ||
| Q2 25 | — | $3.5B | ||
| Q1 25 | — | $3.5B | ||
| Q4 24 | $2.9B | $3.5B | ||
| Q3 24 | — | $3.5B | ||
| Q2 24 | — | $3.5B |
股东权益MASUNM
| Q1 26 | $27.0M | $10.9M | ||
| Q4 25 | $-185.0M | $11.1B | ||
| Q3 25 | $-78.0M | $10.9B | ||
| Q2 25 | $-84.0M | $11.3B | ||
| Q1 25 | $-254.0M | $11.2B | ||
| Q4 24 | $-279.0M | $11.0B | ||
| Q3 24 | $-88.0M | $11.0B | ||
| Q2 24 | $-26.0M | $10.5B |
总资产MASUNM
| Q1 26 | $5.2B | $62.7M | ||
| Q4 25 | $5.2B | $63.5B | ||
| Q3 25 | $5.3B | $63.7B | ||
| Q2 25 | $5.3B | $62.8B | ||
| Q1 25 | $5.1B | $62.5B | ||
| Q4 24 | $5.0B | $62.0B | ||
| Q3 24 | $5.3B | $64.1B | ||
| Q2 24 | $5.4B | $62.0B |
负债/权益比MASUNM
| Q1 26 | 109.07× | 0.35× | ||
| Q4 25 | — | 0.34× | ||
| Q3 25 | — | 0.32× | ||
| Q2 25 | — | 0.31× | ||
| Q1 25 | — | 0.31× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | — | 0.32× | ||
| Q2 24 | — | 0.33× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MAS
暂无分部数据
UNM
| Premium Income | $2.8B | 83% |
| Other | $561.2M | 17% |
