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MBIA INC（MBI）与Rumble Inc.（RUM）财务数据对比。点击上方公司名可切换其他公司
MBIA INC的季度营收约是Rumble Inc.的1.0倍（$28.0M vs $27.1M），Rumble Inc.净利率更高（-120.8% vs -182.1%，领先61.4%），Rumble Inc.同比增速更快（-10.5% vs -24.3%），过去两年MBIA INC的营收复合增速更高（46.8% vs 15.2%）
MBIA Inc.是一家美国金融服务企业，1973年以市政债券保险协会之名成立，总部位于纽约州帕切斯，是全球规模最大的债券保险公司，截至2015年1月共有约180名员工，深耕债券保险领域多年，在行业内拥有重要影响力。
Rumble Inc.是一家加美跨国企业，主营在线视频平台、网络托管及云服务，总部位于加拿大多伦多，美国总部设在佛罗里达州朗博特基。公司由加拿大科技创业者克里斯·帕夫洛夫斯基于2013年创立，云服务板块为Truth Social提供托管支持，其视频平台在美国保守派及极右翼用户群体中广受欢迎，属于“另类科技”阵营。
MBI vs RUM — 直观对比
营收规模更大
MBI
是对方的1.0倍
$27.1M
营收增速更快
RUM
高出13.9%
-24.3%
净利率更高
RUM
高出61.4%
-182.1%
两年增速更快
MBI
近两年复合增速
15.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $28.0M | $27.1M |
| 净利润 | $-51.0M | $-32.7M |
| 毛利率 | — | 5.5% |
| 营业利润率 | -200.0% | -131.1% |
| 净利率 | -182.1% | -120.8% |
| 营收同比 | -24.3% | -10.5% |
| 净利润同比 | -106.1% | 86.2% |
| 每股收益（稀释后） | $-1.01 | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBIRUM
| Q4 25 | $28.0M | $27.1M | ||
| Q3 25 | $15.0M | $24.8M | ||
| Q2 25 | $23.0M | — | ||
| Q1 25 | $14.0M | $23.7M | ||
| Q4 24 | $37.0M | $30.2M | ||
| Q3 24 | $29.0M | $25.1M | ||
| Q2 24 | $-37.0M | $22.5M | ||
| Q1 24 | $13.0M | $17.7M |
净利润MBIRUM
| Q4 25 | $-51.0M | $-32.7M | ||
| Q3 25 | $-8.0M | $-16.3M | ||
| Q2 25 | $-56.0M | — | ||
| Q1 25 | $-62.0M | $-2.7M | ||
| Q4 24 | $831.0M | $-236.8M | ||
| Q3 24 | $-56.0M | $-31.5M | ||
| Q2 24 | $-254.0M | $-26.8M | ||
| Q1 24 | $-86.0M | $-43.3M |
毛利率MBIRUM
| Q4 25 | — | 5.5% | ||
| Q3 25 | — | -1.8% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -26.7% | ||
| Q4 24 | — | -14.2% | ||
| Q3 24 | — | -45.4% | ||
| Q2 24 | — | -58.8% | ||
| Q1 24 | — | -79.5% |
营业利润率MBIRUM
| Q4 25 | -200.0% | -131.1% | ||
| Q3 25 | -46.7% | -113.6% | ||
| Q2 25 | -243.5% | — | ||
| Q1 25 | -442.9% | -153.5% | ||
| Q4 24 | -135.1% | -80.1% | ||
| Q3 24 | -175.9% | -131.0% | ||
| Q2 24 | 683.8% | -172.7% | ||
| Q1 24 | -669.2% | -197.4% |
净利率MBIRUM
| Q4 25 | -182.1% | -120.8% | ||
| Q3 25 | -53.3% | -65.7% | ||
| Q2 25 | -243.5% | — | ||
| Q1 25 | -442.9% | -11.2% | ||
| Q4 24 | 2245.9% | -783.2% | ||
| Q3 24 | -193.1% | -125.9% | ||
| Q2 24 | 686.5% | -119.2% | ||
| Q1 24 | -661.5% | -244.1% |
每股收益（稀释后）MBIRUM
| Q4 25 | $-1.01 | $-0.13 | ||
| Q3 25 | $-0.17 | $-0.06 | ||
| Q2 25 | $-1.12 | — | ||
| Q1 25 | $-1.28 | $-0.01 | ||
| Q4 24 | $-1.07 | $-1.17 | ||
| Q3 24 | $-1.18 | $-0.15 | ||
| Q2 24 | $-5.34 | $-0.13 | ||
| Q1 24 | $-1.84 | $-0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $237.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-2.2B | $274.8M |
| 总资产 | $2.0B | $336.8M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MBIRUM
| Q4 25 | — | $237.9M | ||
| Q3 25 | — | $269.8M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $301.3M | ||
| Q4 24 | — | $114.0M | ||
| Q3 24 | — | $132.0M | ||
| Q2 24 | — | $154.2M | ||
| Q1 24 | — | $183.8M |
股东权益MBIRUM
| Q4 25 | $-2.2B | $274.8M | ||
| Q3 25 | $-2.2B | $302.2M | ||
| Q2 25 | $-2.2B | — | ||
| Q1 25 | $-2.1B | $339.6M | ||
| Q4 24 | $-2.1B | $-63.1M | ||
| Q3 24 | $-2.0B | $166.1M | ||
| Q2 24 | $-2.0B | $192.7M | ||
| Q1 24 | $-1.7B | $210.7M |
总资产MBIRUM
| Q4 25 | $2.0B | $336.8M | ||
| Q3 25 | $2.1B | $367.2M | ||
| Q2 25 | $2.1B | — | ||
| Q1 25 | $2.1B | $391.1M | ||
| Q4 24 | $2.2B | $195.3M | ||
| Q3 24 | $2.2B | $217.2M | ||
| Q2 24 | $2.3B | $243.2M | ||
| Q1 24 | $2.5B | $263.0M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $38.0M | $-29.4M |
| 自由现金流经营现金流 - 资本支出 | — | $-31.7M |
| 自由现金流率自由现金流/营收 | — | -117.2% |
| 资本支出强度资本支出/营收 | — | 8.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-70.8M |
8季度趋势，按日历期对齐
经营现金流MBIRUM
| Q4 25 | $38.0M | $-29.4M | ||
| Q3 25 | $90.0M | $-10.6M | ||
| Q2 25 | $1.0M | — | ||
| Q1 25 | $-43.0M | $-14.5M | ||
| Q4 24 | $-176.0M | $-12.4M | ||
| Q3 24 | $-139.0M | $-19.1M | ||
| Q2 24 | $-10.0M | $-21.7M | ||
| Q1 24 | $-30.0M | $-33.9M |
自由现金流MBIRUM
| Q4 25 | — | $-31.7M | ||
| Q3 25 | — | $-12.0M | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $-14.6M | ||
| Q4 24 | — | $-12.4M | ||
| Q3 24 | — | $-19.9M | ||
| Q2 24 | — | $-23.1M | ||
| Q1 24 | — | $-34.3M |
自由现金流率MBIRUM
| Q4 25 | — | -117.2% | ||
| Q3 25 | — | -48.6% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | -61.7% | ||
| Q4 24 | — | -40.9% | ||
| Q3 24 | — | -79.5% | ||
| Q2 24 | — | -102.8% | ||
| Q1 24 | — | -193.3% |
资本支出强度MBIRUM
| Q4 25 | — | 8.5% | ||
| Q3 25 | — | 5.7% | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.1% | ||
| Q3 24 | — | 3.4% | ||
| Q2 24 | — | 6.1% | ||
| Q1 24 | — | 2.4% |
现金转化率MBIRUM
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | -0.21× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBI
| US Public Finance Insurance | $15.0M | 54% |
| Corporate Operations | $7.0M | 25% |
| International And Structured Finance Insurance | $5.0M | 18% |
| Other | $1.0M | 4% |
RUM
| Audience Monetization | $23.8M | 88% |
| Other Initiatives | $3.3M | 12% |
