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Merchants Bancorp（MBIN）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是Merchants Bancorp的1.9倍（$324.4M vs $175.2M），Merchants Bancorp净利率更高（38.6% vs 5.7%，领先32.9%），过去两年Revolve Group, Inc.的营收复合增速更高（9.5% vs 4.8%）
Ameris Bancorp是总部位于美国佐治亚州亚特兰大的银行控股企业，旗下设有Ameris Bank子公司，在佐治亚州、阿拉巴马州、佛罗里达州、北卡罗来纳州、南卡罗来纳州运营全服务网点，同时在上述五州及弗吉尼亚州、马里兰州、田纳西州设立仅办理抵押贷款业务的网点，为个人和企业客户提供线上及移动端银行服务。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
MBIN vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.9倍
$175.2M
净利率更高
MBIN
高出32.9%
5.7%
两年增速更快
RVLV
近两年复合增速
4.8%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $175.2M | $324.4M |
| 净利润 | $67.7M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | — | 6.3% |
| 净利率 | 38.6% | 5.7% |
| 营收同比 | — | 10.4% |
| 净利润同比 | 16.3% | 50.4% |
| 每股收益（稀释后） | $1.25 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MBINRVLV
| Q1 26 | $175.2M | — | ||
| Q4 25 | $185.3M | $324.4M | ||
| Q3 25 | $171.1M | $295.6M | ||
| Q2 25 | $179.2M | $309.0M | ||
| Q1 25 | $145.9M | $296.7M | ||
| Q4 24 | $193.8M | $293.7M | ||
| Q3 24 | $149.6M | $283.1M | ||
| Q2 24 | $159.5M | $282.5M |
净利润MBINRVLV
| Q1 26 | $67.7M | — | ||
| Q4 25 | — | $18.6M | ||
| Q3 25 | $54.7M | $21.2M | ||
| Q2 25 | $38.0M | $10.2M | ||
| Q1 25 | $58.2M | $11.8M | ||
| Q4 24 | — | $12.3M | ||
| Q3 24 | $61.3M | $11.0M | ||
| Q2 24 | $76.4M | $15.4M |
毛利率MBINRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% |
营业利润率MBINRVLV
| Q1 26 | — | — | ||
| Q4 25 | 39.9% | 6.3% | ||
| Q3 25 | 37.8% | 7.1% | ||
| Q2 25 | 27.3% | 5.8% | ||
| Q1 25 | 52.4% | 5.0% | ||
| Q4 24 | 66.0% | 3.9% | ||
| Q3 24 | 54.4% | 5.0% | ||
| Q2 24 | 62.2% | 5.8% |
净利率MBINRVLV
| Q1 26 | 38.6% | — | ||
| Q4 25 | — | 5.7% | ||
| Q3 25 | 32.0% | 7.2% | ||
| Q2 25 | 21.2% | 3.3% | ||
| Q1 25 | 39.9% | 4.0% | ||
| Q4 24 | — | 4.2% | ||
| Q3 24 | 41.0% | 3.9% | ||
| Q2 24 | 47.9% | 5.4% |
每股收益（稀释后）MBINRVLV
| Q1 26 | $1.25 | — | ||
| Q4 25 | $1.28 | $0.27 | ||
| Q3 25 | $0.97 | $0.29 | ||
| Q2 25 | $0.60 | $0.14 | ||
| Q1 25 | $0.93 | $0.16 | ||
| Q4 24 | $1.84 | $0.18 | ||
| Q3 24 | $1.17 | $0.15 | ||
| Q2 24 | $1.49 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $83.2M | $292.3M |
| 总债务越低越好 | $32.0M | — |
| 股东权益账面价值 | $2.3B | $512.5M |
| 总资产 | $20.3B | $765.0M |
| 负债/权益比越低杠杆越低 | 0.01× | — |
8季度趋势，按日历期对齐
现金及短期投资MBINRVLV
| Q1 26 | $83.2M | — | ||
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M |
总债务MBINRVLV
| Q1 26 | $32.0M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MBINRVLV
| Q1 26 | $2.3B | — | ||
| Q4 25 | $2.3B | $512.5M | ||
| Q3 25 | $2.2B | $490.2M | ||
| Q2 25 | $2.2B | $468.6M | ||
| Q1 25 | $2.2B | $453.4M | ||
| Q4 24 | $2.2B | $437.8M | ||
| Q3 24 | $1.9B | $420.8M | ||
| Q2 24 | $1.9B | $405.8M |
总资产MBINRVLV
| Q1 26 | $20.3B | — | ||
| Q4 25 | $19.4B | $765.0M | ||
| Q3 25 | $19.4B | $751.3M | ||
| Q2 25 | $19.1B | $722.9M | ||
| Q1 25 | $18.8B | $713.9M | ||
| Q4 24 | $18.8B | $665.5M | ||
| Q3 24 | $18.7B | $670.9M | ||
| Q2 24 | $18.2B | $657.8M |
负债/权益比MBINRVLV
| Q1 26 | 0.01× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-13.3M |
| 自由现金流率自由现金流/营收 | — | -4.1% |
| 资本支出强度资本支出/营收 | — | 1.0% |
| 现金转化率经营现金流/净利润 | — | -0.55× |
| 过去12个月自由现金流最近4个季度 | — | $48.0M |
8季度趋势，按日历期对齐
经营现金流MBINRVLV
| Q1 26 | — | — | ||
| Q4 25 | $-341.2M | $-10.2M | ||
| Q3 25 | $29.8M | $11.8M | ||
| Q2 25 | $-121.2M | $12.6M | ||
| Q1 25 | $148.0M | $45.1M | ||
| Q4 24 | $-835.3M | $3.9M | ||
| Q3 24 | $-492.6M | $9.1M | ||
| Q2 24 | $51.1M | $-24.7M |
自由现金流MBINRVLV
| Q1 26 | — | — | ||
| Q4 25 | $-362.2M | $-13.3M | ||
| Q3 25 | $24.0M | $7.5M | ||
| Q2 25 | $-125.7M | $10.4M | ||
| Q1 25 | $141.2M | $43.4M | ||
| Q4 24 | $-853.7M | $2.1M | ||
| Q3 24 | $-497.2M | $8.0M | ||
| Q2 24 | $45.8M | $-25.7M |
自由现金流率MBINRVLV
| Q1 26 | — | — | ||
| Q4 25 | -195.5% | -4.1% | ||
| Q3 25 | 14.0% | 2.5% | ||
| Q2 25 | -70.1% | 3.4% | ||
| Q1 25 | 96.8% | 14.6% | ||
| Q4 24 | -440.6% | 0.7% | ||
| Q3 24 | -332.4% | 2.8% | ||
| Q2 24 | 28.7% | -9.1% |
资本支出强度MBINRVLV
| Q1 26 | — | — | ||
| Q4 25 | 11.3% | 1.0% | ||
| Q3 25 | 3.4% | 1.5% | ||
| Q2 25 | 2.5% | 0.7% | ||
| Q1 25 | 4.7% | 0.6% | ||
| Q4 24 | 9.5% | 0.6% | ||
| Q3 24 | 3.0% | 0.4% | ||
| Q2 24 | 3.3% | 0.4% |
现金转化率MBINRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | -0.55× | ||
| Q3 25 | 0.54× | 0.56× | ||
| Q2 25 | -3.19× | 1.24× | ||
| Q1 25 | 2.54× | 3.82× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | -8.04× | 0.83× | ||
| Q2 24 | 0.67× | -1.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MBIN
| Net Interest Income | $128.6M | 73% |
| Noninterest Income | $46.6M | 27% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
