vs
Metropolitan Bank Holding Corp.（MCB）与READING INTERNATIONAL INC（RDI）财务数据对比。点击上方公司名可切换其他公司
Metropolitan Bank Holding Corp.的季度营收约是READING INTERNATIONAL INC的1.8倍（$88.5M vs $50.3M），Metropolitan Bank Holding Corp.净利率更高（35.5% vs -5.1%，领先40.6%），Metropolitan Bank Holding Corp.同比增速更快（25.4% vs -14.2%），过去两年Metropolitan Bank Holding Corp.的营收复合增速更高（14.3% vs 5.6%）
该企业是一家银行控股公司，总部位于马里兰州奥尔尼，业务覆盖华盛顿大都会区。除核心银行业务外，公司还提供商保个人险、保证担保、工伤保险、职业责任险等多种保险产品，同时为高净值个人、企业及机构提供理财规划、财富管理与资产管理服务，2025年4月该公司被收购。
雷丁公司是总部位于美国费城的铁路企业，1924年起在宾夕法尼亚州东部及周边各州提供客运与货运运输服务，直至1976年被联合铁路公司收购。
MCB vs RDI — 直观对比
营收规模更大
MCB
是对方的1.8倍
$50.3M
营收增速更快
MCB
高出39.5%
-14.2%
净利率更高
MCB
高出40.6%
-5.1%
两年增速更快
MCB
近两年复合增速
5.6%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.5M | $50.3M |
| 净利润 | $31.4M | $-2.6M |
| 毛利率 | — | — |
| 营业利润率 | — | -1.9% |
| 净利率 | 35.5% | -5.1% |
| 营收同比 | 25.4% | -14.2% |
| 净利润同比 | 92.2% | -14.5% |
| 每股收益（稀释后） | $2.92 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCBRDI
| Q1 26 | $88.5M | — | ||
| Q4 25 | $88.4M | $50.3M | ||
| Q3 25 | $79.8M | $52.2M | ||
| Q2 25 | $76.3M | $60.4M | ||
| Q1 25 | $70.6M | $40.2M | ||
| Q4 24 | $71.0M | $58.6M | ||
| Q3 24 | $71.5M | $60.1M | ||
| Q2 24 | $67.7M | $46.8M |
净利润MCBRDI
| Q1 26 | $31.4M | — | ||
| Q4 25 | $28.9M | $-2.6M | ||
| Q3 25 | $7.1M | $-4.2M | ||
| Q2 25 | $18.8M | $-2.7M | ||
| Q1 25 | $16.4M | $-4.8M | ||
| Q4 24 | $21.4M | $-2.2M | ||
| Q3 24 | $12.3M | $-7.0M | ||
| Q2 24 | $16.8M | $-12.8M |
营业利润率MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | 46.6% | -1.9% | ||
| Q3 25 | 12.8% | -0.6% | ||
| Q2 25 | 35.1% | 4.8% | ||
| Q1 25 | 33.1% | -17.2% | ||
| Q4 24 | 44.1% | 2.6% | ||
| Q3 24 | 24.6% | -0.6% | ||
| Q2 24 | 35.3% | -16.4% |
净利率MCBRDI
| Q1 26 | 35.5% | — | ||
| Q4 25 | 32.6% | -5.1% | ||
| Q3 25 | 8.9% | -8.0% | ||
| Q2 25 | 24.6% | -4.4% | ||
| Q1 25 | 23.2% | -11.8% | ||
| Q4 24 | 30.2% | -3.8% | ||
| Q3 24 | 17.2% | -11.7% | ||
| Q2 24 | 24.8% | -27.4% |
每股收益（稀释后）MCBRDI
| Q1 26 | $2.92 | — | ||
| Q4 25 | $2.74 | $-0.11 | ||
| Q3 25 | $0.67 | $-0.18 | ||
| Q2 25 | $1.76 | $-0.12 | ||
| Q1 25 | $1.45 | $-0.21 | ||
| Q4 24 | $1.89 | $-0.11 | ||
| Q3 24 | $1.08 | $-0.31 | ||
| Q2 24 | $1.50 | $-0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $10.5M |
| 总债务越低越好 | — | $185.1M |
| 股东权益账面价值 | $948.3M | $-18.2M |
| 总资产 | $8.8B | $434.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | $393.6M | $10.5M | ||
| Q3 25 | $385.9M | $8.1M | ||
| Q2 25 | $152.5M | $9.1M | ||
| Q1 25 | $196.5M | $5.9M | ||
| Q4 24 | $200.3M | $12.4M | ||
| Q3 24 | $318.5M | $10.1M | ||
| Q2 24 | $244.7M | $9.3M |
总债务MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $185.1M | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $202.7M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MCBRDI
| Q1 26 | $948.3M | — | ||
| Q4 25 | $743.1M | $-18.2M | ||
| Q3 25 | $732.0M | $-12.1M | ||
| Q2 25 | $723.0M | $-7.7M | ||
| Q1 25 | $737.8M | $-8.1M | ||
| Q4 24 | $729.8M | $-4.4M | ||
| Q3 24 | $715.2M | $1.6M | ||
| Q2 24 | $692.4M | $6.5M |
总资产MCBRDI
| Q1 26 | $8.8B | — | ||
| Q4 25 | $8.3B | $434.9M | ||
| Q3 25 | $8.2B | $435.2M | ||
| Q2 25 | $7.9B | $438.1M | ||
| Q1 25 | $7.6B | $441.0M | ||
| Q4 24 | $7.3B | $471.0M | ||
| Q3 24 | $7.4B | $495.7M | ||
| Q2 24 | $7.3B | $494.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $4.3M |
| 自由现金流经营现金流 - 资本支出 | — | $4.1M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.9M |
8季度趋势，按日历期对齐
经营现金流MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | $88.7M | $4.3M | ||
| Q3 25 | $31.8M | $295.0K | ||
| Q2 25 | $18.4M | $1.6M | ||
| Q1 25 | $7.8M | $-7.7M | ||
| Q4 24 | $148.5M | $8.0M | ||
| Q3 24 | $4.8M | $1.3M | ||
| Q2 24 | $35.3M | $-10.4M |
自由现金流MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | — | $4.1M | ||
| Q3 25 | — | $-246.0K | ||
| Q2 25 | — | $1.2M | ||
| Q1 25 | — | $-8.0M | ||
| Q4 24 | — | $7.0M | ||
| Q3 24 | — | $-1.1M | ||
| Q2 24 | — | $-10.6M |
自由现金流率MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | — | 8.2% | ||
| Q3 25 | — | -0.5% | ||
| Q2 25 | — | 1.9% | ||
| Q1 25 | — | -19.8% | ||
| Q4 24 | — | 12.0% | ||
| Q3 24 | — | -1.8% | ||
| Q2 24 | — | -22.7% |
资本支出强度MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 1.0% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 1.7% | ||
| Q3 24 | — | 4.0% | ||
| Q2 24 | — | 0.5% |
现金转化率MCBRDI
| Q1 26 | — | — | ||
| Q4 25 | 3.07× | — | ||
| Q3 25 | 4.47× | — | ||
| Q2 25 | 0.98× | — | ||
| Q1 25 | 0.47× | — | ||
| Q4 24 | 6.93× | — | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 2.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MCB
暂无分部数据
RDI
| Cinema Exhibition Segment | $46.9M | 93% |
| Real Estate Revenue | $3.4M | 7% |
