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Metropolitan Bank Holding Corp.（MCB）与REPUBLIC BANCORP INC（RBCAA）财务数据对比。点击上方公司名可切换其他公司
REPUBLIC BANCORP INC的季度营收约是Metropolitan Bank Holding Corp.的1.1倍（$94.3M vs $88.5M），Metropolitan Bank Holding Corp.净利率更高（35.5% vs 24.2%，领先11.3%），Metropolitan Bank Holding Corp.同比增速更快（25.4% vs 5.3%），过去两年Metropolitan Bank Holding Corp.的营收复合增速更高（14.3% vs -11.5%）
该企业是一家银行控股公司，总部位于马里兰州奥尔尼，业务覆盖华盛顿大都会区。除核心银行业务外，公司还提供商保个人险、保证担保、工伤保险、职业责任险等多种保险产品，同时为高净值个人、企业及机构提供理财规划、财富管理与资产管理服务，2025年4月该公司被收购。
肯塔基州共和银行是美国的一家区域性银行控股企业，提供零售及商业银行全品类服务，涵盖个人存贷款、企业融资、按揭产品及财富管理解决方案，主要服务肯塔基州及周边州的个人消费者和中小企业客户。
MCB vs RBCAA — 直观对比
营收规模更大
RBCAA
是对方的1.1倍
$88.5M
营收增速更快
MCB
高出20.0%
5.3%
净利率更高
MCB
高出11.3%
24.2%
两年增速更快
MCB
近两年复合增速
-11.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.5M | $94.3M |
| 净利润 | $31.4M | $22.8M |
| 毛利率 | — | — |
| 营业利润率 | — | 29.3% |
| 净利率 | 35.5% | 24.2% |
| 营收同比 | 25.4% | 5.3% |
| 净利润同比 | 92.2% | 20.0% |
| 每股收益（稀释后） | $2.92 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCBRBCAA
| Q1 26 | $88.5M | — | ||
| Q4 25 | $88.4M | $94.3M | ||
| Q3 25 | $79.8M | $93.5M | ||
| Q2 25 | $76.3M | $93.8M | ||
| Q1 25 | $70.6M | $135.8M | ||
| Q4 24 | $71.0M | $89.5M | ||
| Q3 24 | $71.5M | $88.1M | ||
| Q2 24 | $67.7M | $86.9M |
净利润MCBRBCAA
| Q1 26 | $31.4M | — | ||
| Q4 25 | $28.9M | $22.8M | ||
| Q3 25 | $7.1M | $29.7M | ||
| Q2 25 | $18.8M | $31.5M | ||
| Q1 25 | $16.4M | $47.3M | ||
| Q4 24 | $21.4M | $19.0M | ||
| Q3 24 | $12.3M | $26.5M | ||
| Q2 24 | $16.8M | $25.2M |
营业利润率MCBRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 46.6% | 29.3% | ||
| Q3 25 | 12.8% | 40.4% | ||
| Q2 25 | 35.1% | 43.0% | ||
| Q1 25 | 33.1% | 44.1% | ||
| Q4 24 | 44.1% | 25.8% | ||
| Q3 24 | 24.6% | 38.4% | ||
| Q2 24 | 35.3% | 37.0% |
净利率MCBRBCAA
| Q1 26 | 35.5% | — | ||
| Q4 25 | 32.6% | 24.2% | ||
| Q3 25 | 8.9% | 31.8% | ||
| Q2 25 | 24.6% | 33.5% | ||
| Q1 25 | 23.2% | 34.8% | ||
| Q4 24 | 30.2% | 21.2% | ||
| Q3 24 | 17.2% | 30.1% | ||
| Q2 24 | 24.8% | 29.0% |
每股收益（稀释后）MCBRBCAA
| Q1 26 | $2.92 | — | ||
| Q4 25 | $2.74 | — | ||
| Q3 25 | $0.67 | — | ||
| Q2 25 | $1.76 | — | ||
| Q1 25 | $1.45 | — | ||
| Q4 24 | $1.89 | — | ||
| Q3 24 | $1.08 | — | ||
| Q2 24 | $1.50 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $220.0M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $948.3M | $1.1B |
| 总资产 | $8.8B | $7.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资MCBRBCAA
| Q1 26 | — | — | ||
| Q4 25 | $393.6M | $220.0M | ||
| Q3 25 | $385.9M | $484.2M | ||
| Q2 25 | $152.5M | $484.8M | ||
| Q1 25 | $196.5M | $793.0M | ||
| Q4 24 | $200.3M | $432.2M | ||
| Q3 24 | $318.5M | $530.9M | ||
| Q2 24 | $244.7M | $400.1M |
股东权益MCBRBCAA
| Q1 26 | $948.3M | — | ||
| Q4 25 | $743.1M | $1.1B | ||
| Q3 25 | $732.0M | $1.1B | ||
| Q2 25 | $723.0M | $1.1B | ||
| Q1 25 | $737.8M | $1.0B | ||
| Q4 24 | $729.8M | $992.0M | ||
| Q3 24 | $715.2M | $979.7M | ||
| Q2 24 | $692.4M | $955.4M |
总资产MCBRBCAA
| Q1 26 | $8.8B | — | ||
| Q4 25 | $8.3B | $7.0B | ||
| Q3 25 | $8.2B | $7.0B | ||
| Q2 25 | $7.9B | $7.0B | ||
| Q1 25 | $7.6B | $7.1B | ||
| Q4 24 | $7.3B | $6.8B | ||
| Q3 24 | $7.4B | $6.7B | ||
| Q2 24 | $7.3B | $6.6B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $168.2M |
| 自由现金流经营现金流 - 资本支出 | — | $161.1M |
| 自由现金流率自由现金流/营收 | — | 170.9% |
| 资本支出强度资本支出/营收 | — | 7.5% |
| 现金转化率经营现金流/净利润 | — | 7.37× |
| 过去12个月自由现金流最近4个季度 | — | $288.6M |
8季度趋势，按日历期对齐
经营现金流MCBRBCAA
| Q1 26 | — | — | ||
| Q4 25 | $88.7M | $168.2M | ||
| Q3 25 | $31.8M | $33.3M | ||
| Q2 25 | $18.4M | $8.4M | ||
| Q1 25 | $7.8M | $93.2M | ||
| Q4 24 | $148.5M | $149.0M | ||
| Q3 24 | $4.8M | $51.3M | ||
| Q2 24 | $35.3M | $4.0M |
自由现金流MCBRBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | $161.1M | ||
| Q3 25 | — | $30.8M | ||
| Q2 25 | — | $5.2M | ||
| Q1 25 | — | $91.6M | ||
| Q4 24 | — | $143.2M | ||
| Q3 24 | — | $49.8M | ||
| Q2 24 | — | $2.7M |
自由现金流率MCBRBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | 170.9% | ||
| Q3 25 | — | 32.9% | ||
| Q2 25 | — | 5.5% | ||
| Q1 25 | — | 67.4% | ||
| Q4 24 | — | 160.0% | ||
| Q3 24 | — | 56.5% | ||
| Q2 24 | — | 3.1% |
资本支出强度MCBRBCAA
| Q1 26 | — | — | ||
| Q4 25 | — | 7.5% | ||
| Q3 25 | — | 2.6% | ||
| Q2 25 | — | 3.5% | ||
| Q1 25 | — | 1.2% | ||
| Q4 24 | — | 6.5% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 1.5% |
现金转化率MCBRBCAA
| Q1 26 | — | — | ||
| Q4 25 | 3.07× | 7.37× | ||
| Q3 25 | 4.47× | 1.12× | ||
| Q2 25 | 0.98× | 0.27× | ||
| Q1 25 | 0.47× | 1.97× | ||
| Q4 24 | 6.93× | 7.84× | ||
| Q3 24 | 0.39× | 1.93× | ||
| Q2 24 | 2.10× | 0.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
