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Metropolitan Bank Holding Corp.（MCB）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
Metropolitan Bank Holding Corp.的季度营收约是REGIS CORP的1.5倍（$88.5M vs $57.1M），Metropolitan Bank Holding Corp.净利率更高（35.5% vs 0.8%，领先34.7%），Metropolitan Bank Holding Corp.同比增速更快（25.4% vs 22.3%），过去两年Metropolitan Bank Holding Corp.的营收复合增速更高（14.3% vs 7.8%）
该企业是一家银行控股公司，总部位于马里兰州奥尔尼，业务覆盖华盛顿大都会区。除核心银行业务外，公司还提供商保个人险、保证担保、工伤保险、职业责任险等多种保险产品，同时为高净值个人、企业及机构提供理财规划、财富管理与资产管理服务，2025年4月该公司被收购。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
MCB vs RGS — 直观对比
营收规模更大
MCB
是对方的1.5倍
$57.1M
营收增速更快
MCB
高出3.1%
22.3%
净利率更高
MCB
高出34.7%
0.8%
两年增速更快
MCB
近两年复合增速
7.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $88.5M | $57.1M |
| 净利润 | $31.4M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | — | 10.8% |
| 净利率 | 35.5% | 0.8% |
| 营收同比 | 25.4% | 22.3% |
| 净利润同比 | 92.2% | -94.0% |
| 每股收益（稀释后） | $2.92 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCBRGS
| Q1 26 | $88.5M | — | ||
| Q4 25 | $88.4M | $57.1M | ||
| Q3 25 | $79.8M | $59.0M | ||
| Q2 25 | $76.3M | $60.4M | ||
| Q1 25 | $70.6M | $57.0M | ||
| Q4 24 | $71.0M | $46.7M | ||
| Q3 24 | $71.5M | $46.1M | ||
| Q2 24 | $67.7M | $49.4M |
净利润MCBRGS
| Q1 26 | $31.4M | — | ||
| Q4 25 | $28.9M | $456.0K | ||
| Q3 25 | $7.1M | $1.4M | ||
| Q2 25 | $18.8M | $116.5M | ||
| Q1 25 | $16.4M | $250.0K | ||
| Q4 24 | $21.4M | $7.6M | ||
| Q3 24 | $12.3M | $-853.0K | ||
| Q2 24 | $16.8M | $91.2M |
营业利润率MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | 46.6% | 10.8% | ||
| Q3 25 | 12.8% | 10.0% | ||
| Q2 25 | 35.1% | 12.1% | ||
| Q1 25 | 33.1% | 8.8% | ||
| Q4 24 | 44.1% | 11.8% | ||
| Q3 24 | 24.6% | 4.6% | ||
| Q2 24 | 35.3% | — |
净利率MCBRGS
| Q1 26 | 35.5% | — | ||
| Q4 25 | 32.6% | 0.8% | ||
| Q3 25 | 8.9% | 2.3% | ||
| Q2 25 | 24.6% | 192.9% | ||
| Q1 25 | 23.2% | 0.4% | ||
| Q4 24 | 30.2% | 16.4% | ||
| Q3 24 | 17.2% | -1.9% | ||
| Q2 24 | 24.8% | 184.7% |
每股收益（稀释后）MCBRGS
| Q1 26 | $2.92 | — | ||
| Q4 25 | $2.74 | $0.16 | ||
| Q3 25 | $0.67 | $0.49 | ||
| Q2 25 | $1.76 | $43.67 | ||
| Q1 25 | $1.45 | $0.08 | ||
| Q4 24 | $1.89 | $2.71 | ||
| Q3 24 | $1.08 | $-0.36 | ||
| Q2 24 | $1.50 | $38.40 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $948.3M | $188.7M |
| 总资产 | $8.8B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | $393.6M | $18.4M | ||
| Q3 25 | $385.9M | $16.6M | ||
| Q2 25 | $152.5M | $17.0M | ||
| Q1 25 | $196.5M | $13.3M | ||
| Q4 24 | $200.3M | $10.2M | ||
| Q3 24 | $318.5M | $6.3M | ||
| Q2 24 | $244.7M | $10.1M |
总债务MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M |
股东权益MCBRGS
| Q1 26 | $948.3M | — | ||
| Q4 25 | $743.1M | $188.7M | ||
| Q3 25 | $732.0M | $187.6M | ||
| Q2 25 | $723.0M | $185.6M | ||
| Q1 25 | $737.8M | $68.6M | ||
| Q4 24 | $729.8M | $66.7M | ||
| Q3 24 | $715.2M | $56.4M | ||
| Q2 24 | $692.4M | $56.8M |
总资产MCBRGS
| Q1 26 | $8.8B | — | ||
| Q4 25 | $8.3B | $588.3M | ||
| Q3 25 | $8.2B | $592.1M | ||
| Q2 25 | $7.9B | $599.0M | ||
| Q1 25 | $7.6B | $511.2M | ||
| Q4 24 | $7.3B | $530.1M | ||
| Q3 24 | $7.4B | $508.9M | ||
| Q2 24 | $7.3B | $530.5M |
负债/权益比MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $1.7M |
| 自由现金流经营现金流 - 资本支出 | — | $891.0K |
| 自由现金流率自由现金流/营收 | — | 1.6% |
| 资本支出强度资本支出/营收 | — | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | — | $14.9M |
8季度趋势，按日历期对齐
经营现金流MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | $88.7M | $1.7M | ||
| Q3 25 | $31.8M | $2.3M | ||
| Q2 25 | $18.4M | $6.8M | ||
| Q1 25 | $7.8M | $6.2M | ||
| Q4 24 | $148.5M | $2.1M | ||
| Q3 24 | $4.8M | $-1.3M | ||
| Q2 24 | $35.3M | $5.1M |
自由现金流MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | — | $891.0K | ||
| Q3 25 | — | $1.9M | ||
| Q2 25 | — | $6.2M | ||
| Q1 25 | — | $5.9M | ||
| Q4 24 | — | $1.7M | ||
| Q3 24 | — | $-1.4M | ||
| Q2 24 | — | $5.1M |
自由现金流率MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.6% | ||
| Q3 25 | — | 3.2% | ||
| Q2 25 | — | 10.3% | ||
| Q1 25 | — | 10.3% | ||
| Q4 24 | — | 3.6% | ||
| Q3 24 | — | -3.0% | ||
| Q2 24 | — | 10.3% |
资本支出强度MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | — | 1.4% | ||
| Q3 25 | — | 0.7% | ||
| Q2 25 | — | 0.9% | ||
| Q1 25 | — | 0.6% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 0.0% | ||
| Q2 24 | — | 0.0% |
现金转化率MCBRGS
| Q1 26 | — | — | ||
| Q4 25 | 3.07× | 3.65× | ||
| Q3 25 | 4.47× | 1.68× | ||
| Q2 25 | 0.98× | 0.06× | ||
| Q1 25 | 0.47× | 24.80× | ||
| Q4 24 | 6.93× | 0.28× | ||
| Q3 24 | 0.39× | — | ||
| Q2 24 | 2.10× | 0.06× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MCB
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
