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Metropolitan Bank Holding Corp.（MCB）与RE/MAX Holdings, Inc.（RMAX）财务数据对比。点击上方公司名可切换其他公司
Metropolitan Bank Holding Corp.的季度营收约是RE/MAX Holdings, Inc.的1.2倍（$88.5M vs $71.1M），Metropolitan Bank Holding Corp.净利率更高（35.5% vs 2.0%，领先33.5%），Metropolitan Bank Holding Corp.同比增速更快（25.4% vs -1.8%），过去两年Metropolitan Bank Holding Corp.的营收复合增速更高（14.3% vs -4.7%）
该企业是一家银行控股公司，总部位于马里兰州奥尔尼，业务覆盖华盛顿大都会区。除核心银行业务外，公司还提供商保个人险、保证担保、工伤保险、职业责任险等多种保险产品，同时为高净值个人、企业及机构提供理财规划、财富管理与资产管理服务，2025年4月该公司被收购。
RE/MAX是全球知名的房地产特许经营机构，业务遍布全球一百多个国家和地区，旗下拥有数千家门店，总计超过十万名房产经纪人，在国际房产中介领域拥有极高的品牌知名度与市场影响力。
MCB vs RMAX — 直观对比
营收规模更大
MCB
是对方的1.2倍
$71.1M
营收增速更快
MCB
高出27.2%
-1.8%
净利率更高
MCB
高出33.5%
2.0%
两年增速更快
MCB
近两年复合增速
-4.7%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $88.5M | $71.1M |
| 净利润 | $31.4M | $1.4M |
| 毛利率 | — | — |
| 营业利润率 | — | 13.1% |
| 净利率 | 35.5% | 2.0% |
| 营收同比 | 25.4% | -1.8% |
| 净利润同比 | 92.2% | -75.2% |
| 每股收益（稀释后） | $2.92 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCBRMAX
| Q1 26 | $88.5M | — | ||
| Q4 25 | $88.4M | $71.1M | ||
| Q3 25 | $79.8M | $73.2M | ||
| Q2 25 | $76.3M | $72.8M | ||
| Q1 25 | $70.6M | $74.5M | ||
| Q4 24 | $71.0M | $72.5M | ||
| Q3 24 | $71.5M | $78.5M | ||
| Q2 24 | $67.7M | $78.5M |
净利润MCBRMAX
| Q1 26 | $31.4M | — | ||
| Q4 25 | $28.9M | $1.4M | ||
| Q3 25 | $7.1M | $4.0M | ||
| Q2 25 | $18.8M | $4.7M | ||
| Q1 25 | $16.4M | $-2.0M | ||
| Q4 24 | $21.4M | $5.8M | ||
| Q3 24 | $12.3M | $966.0K | ||
| Q2 24 | $16.8M | $3.7M |
营业利润率MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | 46.6% | 13.1% | ||
| Q3 25 | 12.8% | 25.0% | ||
| Q2 25 | 35.1% | 19.3% | ||
| Q1 25 | 33.1% | 7.2% | ||
| Q4 24 | 44.1% | 5.9% | ||
| Q3 24 | 24.6% | 19.4% | ||
| Q2 24 | 35.3% | 20.6% |
净利率MCBRMAX
| Q1 26 | 35.5% | — | ||
| Q4 25 | 32.6% | 2.0% | ||
| Q3 25 | 8.9% | 5.4% | ||
| Q2 25 | 24.6% | 6.4% | ||
| Q1 25 | 23.2% | -2.6% | ||
| Q4 24 | 30.2% | 8.0% | ||
| Q3 24 | 17.2% | 1.2% | ||
| Q2 24 | 24.8% | 4.7% |
每股收益（稀释后）MCBRMAX
| Q1 26 | $2.92 | — | ||
| Q4 25 | $2.74 | — | ||
| Q3 25 | $0.67 | — | ||
| Q2 25 | $1.76 | — | ||
| Q1 25 | $1.45 | — | ||
| Q4 24 | $1.89 | — | ||
| Q3 24 | $1.08 | — | ||
| Q2 24 | $1.50 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $118.7M |
| 总债务越低越好 | — | $432.2M |
| 股东权益账面价值 | $948.3M | $452.4M |
| 总资产 | $8.8B | $582.5M |
| 负债/权益比越低杠杆越低 | — | 0.96× |
8季度趋势，按日历期对齐
现金及短期投资MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | $393.6M | $118.7M | ||
| Q3 25 | $385.9M | $107.5M | ||
| Q2 25 | $152.5M | $94.3M | ||
| Q1 25 | $196.5M | $89.1M | ||
| Q4 24 | $200.3M | $96.6M | ||
| Q3 24 | $318.5M | $83.8M | ||
| Q2 24 | $244.7M | $66.1M |
总债务MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | $432.2M | ||
| Q3 25 | — | $433.3M | ||
| Q2 25 | — | $434.4M | ||
| Q1 25 | — | $435.3M | ||
| Q4 24 | — | $436.2M | ||
| Q3 24 | — | $437.2M | ||
| Q2 24 | — | $438.1M |
股东权益MCBRMAX
| Q1 26 | $948.3M | — | ||
| Q4 25 | $743.1M | $452.4M | ||
| Q3 25 | $732.0M | $448.1M | ||
| Q2 25 | $723.0M | $442.4M | ||
| Q1 25 | $737.8M | $433.5M | ||
| Q4 24 | $729.8M | $429.5M | ||
| Q3 24 | $715.2M | $423.1M | ||
| Q2 24 | $692.4M | $418.4M |
总资产MCBRMAX
| Q1 26 | $8.8B | — | ||
| Q4 25 | $8.3B | $582.5M | ||
| Q3 25 | $8.2B | $582.2M | ||
| Q2 25 | $7.9B | $574.8M | ||
| Q1 25 | $7.6B | $571.4M | ||
| Q4 24 | $7.3B | $581.6M | ||
| Q3 24 | $7.4B | $578.6M | ||
| Q2 24 | $7.3B | $571.4M |
负债/权益比MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 0.96× | ||
| Q3 25 | — | 0.97× | ||
| Q2 25 | — | 0.98× | ||
| Q1 25 | — | 1.00× | ||
| Q4 24 | — | 1.02× | ||
| Q3 24 | — | 1.03× | ||
| Q2 24 | — | 1.05× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $40.9M |
| 自由现金流经营现金流 - 资本支出 | — | $33.5M |
| 自由现金流率自由现金流/营收 | — | 47.1% |
| 资本支出强度资本支出/营收 | — | 10.4% |
| 现金转化率经营现金流/净利润 | — | 28.39× |
| 过去12个月自由现金流最近4个季度 | — | $56.8M |
8季度趋势，按日历期对齐
经营现金流MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | $88.7M | $40.9M | ||
| Q3 25 | $31.8M | $17.7M | ||
| Q2 25 | $18.4M | $4.6M | ||
| Q1 25 | $7.8M | $5.7M | ||
| Q4 24 | $148.5M | $59.7M | ||
| Q3 24 | $4.8M | $17.6M | ||
| Q2 24 | $35.3M | $15.9M |
自由现金流MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | $33.5M | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | — | $2.9M | ||
| Q1 25 | — | $4.0M | ||
| Q4 24 | — | $53.0M | ||
| Q3 24 | — | $16.3M | ||
| Q2 24 | — | $14.0M |
自由现金流率MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 47.1% | ||
| Q3 25 | — | 22.4% | ||
| Q2 25 | — | 4.0% | ||
| Q1 25 | — | 5.3% | ||
| Q4 24 | — | 73.2% | ||
| Q3 24 | — | 20.8% | ||
| Q2 24 | — | 17.8% |
资本支出强度MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | — | 10.4% | ||
| Q3 25 | — | 1.8% | ||
| Q2 25 | — | 2.2% | ||
| Q1 25 | — | 2.3% | ||
| Q4 24 | — | 9.1% | ||
| Q3 24 | — | 1.7% | ||
| Q2 24 | — | 2.4% |
现金转化率MCBRMAX
| Q1 26 | — | — | ||
| Q4 25 | 3.07× | 28.39× | ||
| Q3 25 | 4.47× | 4.45× | ||
| Q2 25 | 0.98× | 0.97× | ||
| Q1 25 | 0.47× | — | ||
| Q4 24 | 6.93× | 10.28× | ||
| Q3 24 | 0.39× | 18.22× | ||
| Q2 24 | 2.10× | 4.29× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MCB
暂无分部数据
RMAX
| Franchising Segment | $50.1M | 70% |
| Broker Fees | $13.9M | 20% |
| Annual Dues | $7.4M | 10% |
