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Mechanics Bancorp（MCHB）与Rackspace Technology, Inc.（RXT）财务数据对比。点击上方公司名可切换其他公司
Rackspace Technology, Inc.的季度营收约是Mechanics Bancorp的1.5倍（$682.8M vs $458.8M），Mechanics Bancorp自由现金流更多（$187.1M vs $56.0M），过去两年Mechanics Bancorp的营收复合增速更高（232.1% vs -0.6%）
Mechanics Bancorp是总部位于美国的银行控股公司，核心子公司为Mechanics Bank，提供零售银行、商业银行及财富管理类服务，覆盖储蓄账户、各类贷款、投资咨询等业务，主要服务加利福尼亚州的个人消费者及中小型企业客户。
Rackspace Technology, Inc.是总部位于美国得克萨斯州圣安东尼奥的云计算企业，在弗吉尼亚州雷斯顿以及澳大利亚、加拿大、英国、印度、迪拜、瑞士、荷兰、德国、新加坡、墨西哥、中国香港等多个国家和地区设有办事处，数据中心分布于全球多个主要城市，为客户提供专业的云计算相关服务。
MCHB vs RXT — 直观对比
营收规模更大
RXT
是对方的1.5倍
$458.8M
自由现金流更多
MCHB
多$131.1M
$56.0M
两年增速更快
MCHB
近两年复合增速
-0.6%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $458.8M | $682.8M |
| 净利润 | — | $-32.7M |
| 毛利率 | — | 17.6% |
| 营业利润率 | — | -0.5% |
| 净利率 | — | -4.8% |
| 营收同比 | — | -0.4% |
| 净利润同比 | — | 41.6% |
| 每股收益（稀释后） | — | $-0.13 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MCHBRXT
| Q4 25 | $458.8M | $682.8M | ||
| Q3 25 | $255.4M | $671.2M | ||
| Q2 25 | $49.0M | $666.3M | ||
| Q1 25 | $45.4M | $665.4M | ||
| Q4 24 | $29.6M | $685.6M | ||
| Q3 24 | $147.9M | $675.8M | ||
| Q2 24 | $42.9M | $684.9M | ||
| Q1 24 | $41.6M | $690.8M |
净利润MCHBRXT
| Q4 25 | — | $-32.7M | ||
| Q3 25 | $55.2M | $-67.1M | ||
| Q2 25 | $-4.4M | $-54.5M | ||
| Q1 25 | $-4.5M | $-71.5M | ||
| Q4 24 | $-123.3M | $-56.0M | ||
| Q3 24 | $39.9M | $-186.6M | ||
| Q2 24 | $-6.2M | $25.0M | ||
| Q1 24 | $-7.5M | $-640.6M |
毛利率MCHBRXT
| Q4 25 | — | 17.6% | ||
| Q3 25 | — | 19.4% | ||
| Q2 25 | — | 19.4% | ||
| Q1 25 | — | 19.1% | ||
| Q4 24 | — | 19.2% | ||
| Q3 24 | — | 20.3% | ||
| Q2 24 | — | 19.2% | ||
| Q1 24 | — | 19.2% |
营业利润率MCHBRXT
| Q4 25 | — | -0.5% | ||
| Q3 25 | 17.7% | -5.1% | ||
| Q2 25 | -9.8% | -3.8% | ||
| Q1 25 | -10.5% | -5.8% | ||
| Q4 24 | -312.2% | -4.2% | ||
| Q3 24 | 37.5% | -25.7% | ||
| Q2 24 | -18.6% | -7.9% | ||
| Q1 24 | -25.4% | -94.5% |
净利率MCHBRXT
| Q4 25 | — | -4.8% | ||
| Q3 25 | 21.6% | -10.0% | ||
| Q2 25 | -9.0% | -8.2% | ||
| Q1 25 | -9.8% | -10.7% | ||
| Q4 24 | -416.4% | -8.2% | ||
| Q3 24 | 27.0% | -27.6% | ||
| Q2 24 | -14.5% | 3.7% | ||
| Q1 24 | -18.0% | -92.7% |
每股收益（稀释后）MCHBRXT
| Q4 25 | — | $-0.13 | ||
| Q3 25 | $0.26 | $-0.28 | ||
| Q2 25 | $-0.23 | $-0.23 | ||
| Q1 25 | $-0.24 | $-0.31 | ||
| Q4 24 | $-6.53 | $-0.20 | ||
| Q3 24 | $0.20 | $-0.82 | ||
| Q2 24 | $-0.33 | $0.11 | ||
| Q1 24 | $-0.40 | $-2.91 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $105.8M |
| 总债务越低越好 | $192.0M | $2.7B |
| 股东权益账面价值 | $2.9B | $-1.2B |
| 总资产 | $22.4B | $2.8B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资MCHBRXT
| Q4 25 | $1.0B | $105.8M | ||
| Q3 25 | $1.4B | $99.5M | ||
| Q2 25 | $201.1M | $103.9M | ||
| Q1 25 | $252.2M | $128.0M | ||
| Q4 24 | $999.7M | $144.0M | ||
| Q3 24 | $205.9M | $157.1M | ||
| Q2 24 | $218.7M | $190.2M | ||
| Q1 24 | $320.3M | $282.6M |
总债务MCHBRXT
| Q4 25 | $192.0M | $2.7B | ||
| Q3 25 | $190.1M | $2.8B | ||
| Q2 25 | $225.3M | $2.8B | ||
| Q1 25 | $225.2M | $2.8B | ||
| Q4 24 | $0 | $2.8B | ||
| Q3 24 | $0 | $2.8B | ||
| Q2 24 | $224.9M | $2.9B | ||
| Q1 24 | $224.9M | $3.0B |
股东权益MCHBRXT
| Q4 25 | $2.9B | $-1.2B | ||
| Q3 25 | $2.8B | $-1.2B | ||
| Q2 25 | $2.4B | $-1.1B | ||
| Q1 25 | $400.8M | $-1.1B | ||
| Q4 24 | $2.3B | $-1.0B | ||
| Q3 24 | $2.3B | $-949.7M | ||
| Q2 24 | $2.2B | $-756.2M | ||
| Q1 24 | $527.3M | $-787.2M |
总资产MCHBRXT
| Q4 25 | $22.4B | $2.8B | ||
| Q3 25 | $22.7B | $2.8B | ||
| Q2 25 | $7.6B | $2.9B | ||
| Q1 25 | $7.8B | $3.0B | ||
| Q4 24 | $16.5B | $3.1B | ||
| Q3 24 | $9.2B | $3.1B | ||
| Q2 24 | $9.3B | $3.4B | ||
| Q1 24 | $9.5B | $3.5B |
负债/权益比MCHBRXT
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.07× | — | ||
| Q2 25 | 0.09× | — | ||
| Q1 25 | 0.56× | — | ||
| Q4 24 | 0.00× | — | ||
| Q3 24 | 0.00× | — | ||
| Q2 24 | 0.10× | — | ||
| Q1 24 | 0.43× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $193.6M | $59.7M |
| 自由现金流经营现金流 - 资本支出 | $187.1M | $56.0M |
| 自由现金流率自由现金流/营收 | 40.8% | 8.2% |
| 资本支出强度资本支出/营收 | 1.4% | 0.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $263.7M | $90.6M |
8季度趋势，按日历期对齐
经营现金流MCHBRXT
| Q4 25 | $193.6M | $59.7M | ||
| Q3 25 | $112.0M | $70.7M | ||
| Q2 25 | $-9.8M | $8.4M | ||
| Q1 25 | $-22.5M | $12.6M | ||
| Q4 24 | $292.3M | $54.3M | ||
| Q3 24 | $247.0M | $51.8M | ||
| Q2 24 | $-21.8M | $24.1M | ||
| Q1 24 | $-7.8M | $-90.3M |
自由现金流MCHBRXT
| Q4 25 | $187.1M | $56.0M | ||
| Q3 25 | $109.1M | $42.7M | ||
| Q2 25 | $-9.9M | $-12.4M | ||
| Q1 25 | $-22.6M | $4.3M | ||
| Q4 24 | $285.9M | $34.4M | ||
| Q3 24 | $244.5M | $27.3M | ||
| Q2 24 | $-22.0M | $-14.5M | ||
| Q1 24 | $-13.9M | $-118.4M |
自由现金流率MCHBRXT
| Q4 25 | 40.8% | 8.2% | ||
| Q3 25 | 42.7% | 6.4% | ||
| Q2 25 | -20.2% | -1.9% | ||
| Q1 25 | -49.7% | 0.6% | ||
| Q4 24 | 965.3% | 5.0% | ||
| Q3 24 | 165.4% | 4.0% | ||
| Q2 24 | -51.3% | -2.1% | ||
| Q1 24 | -33.4% | -17.1% |
资本支出强度MCHBRXT
| Q4 25 | 1.4% | 0.5% | ||
| Q3 25 | 1.1% | 4.2% | ||
| Q2 25 | 0.2% | 3.1% | ||
| Q1 25 | 0.1% | 1.2% | ||
| Q4 24 | 21.5% | 2.9% | ||
| Q3 24 | 1.7% | 3.6% | ||
| Q2 24 | 0.7% | 5.6% | ||
| Q1 24 | 14.6% | 4.1% |
现金转化率MCHBRXT
| Q4 25 | — | — | ||
| Q3 25 | 2.03× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 6.18× | — | ||
| Q2 24 | — | 0.96× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MCHB
暂无分部数据
RXT
| Public Cloud Services Segment | $442.2M | 65% |
| Private Cloud Service Segment | $240.6M | 35% |
