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MEDALLION FINANCIAL CORP（MFIN）与SECURITY NATIONAL FINANCIAL CORP（SNFCA）财务数据对比。点击上方公司名可切换其他公司
SECURITY NATIONAL FINANCIAL CORP的季度营收约是MEDALLION FINANCIAL CORP的1.2倍（$83.0M vs $70.6M），MEDALLION FINANCIAL CORP净利率更高（17.3% vs 16.3%，领先1.0%），MEDALLION FINANCIAL CORP同比增速更快（25.4% vs 4.7%），过去两年MEDALLION FINANCIAL CORP的营收复合增速更高（15.0% vs 1.1%）
Mahindra & Mahindra金融服务有限公司（MMFSL）是一家印度农村非银行金融公司，总部位于孟买。该公司是印度头部拖拉机融资机构之一，在印度全国拥有超过一千家分支机构
CNO金融集团（原康塞科公司）是一家总部位于美国印第安纳州卡梅尔的金融服务控股公司。旗下保险子公司面向美国超过四百万客户提供人寿保险、年金以及补充健康保险产品，产品销售渠道包括独立代理人、专职代理人，以及通过电视广告和直邮直接触达客户。
MFIN vs SNFCA — 直观对比
营收规模更大
SNFCA
是对方的1.2倍
$70.6M
营收增速更快
MFIN
高出20.8%
4.7%
净利率更高
MFIN
高出1.0%
16.3%
两年增速更快
MFIN
近两年复合增速
1.1%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $70.6M | $83.0M |
| 净利润 | $12.2M | $13.5M |
| 毛利率 | — | 98.6% |
| 营业利润率 | 29.3% | 20.9% |
| 净利率 | 17.3% | 16.3% |
| 营收同比 | 25.4% | 4.7% |
| 净利润同比 | 20.3% | 430.9% |
| 每股收益（稀释后） | $0.50 | $0.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MFINSNFCA
| Q4 25 | $70.6M | $83.0M | ||
| Q3 25 | $58.7M | $89.3M | ||
| Q2 25 | $62.6M | $89.5M | ||
| Q1 25 | $63.0M | $82.7M | ||
| Q4 24 | $56.3M | $79.3M | ||
| Q3 24 | $53.3M | $88.3M | ||
| Q2 24 | $51.0M | $85.8M | ||
| Q1 24 | $53.3M | $81.2M |
净利润MFINSNFCA
| Q4 25 | $12.2M | $13.5M | ||
| Q3 25 | $7.8M | $7.8M | ||
| Q2 25 | $11.1M | $6.5M | ||
| Q1 25 | $12.0M | $4.3M | ||
| Q4 24 | $10.1M | $2.5M | ||
| Q3 24 | $8.6M | $11.8M | ||
| Q2 24 | $7.1M | $7.3M | ||
| Q1 24 | $10.0M | $7.5M |
毛利率MFINSNFCA
| Q4 25 | — | 98.6% | ||
| Q3 25 | — | 98.8% | ||
| Q2 25 | — | 98.7% | ||
| Q1 25 | — | 98.5% | ||
| Q4 24 | — | 98.5% | ||
| Q3 24 | — | 98.7% | ||
| Q2 24 | — | 98.6% | ||
| Q1 24 | — | 98.4% |
营业利润率MFINSNFCA
| Q4 25 | 29.3% | 20.9% | ||
| Q3 25 | 33.2% | 11.4% | ||
| Q2 25 | 31.1% | 9.3% | ||
| Q1 25 | 32.1% | 6.7% | ||
| Q4 24 | 32.8% | 4.0% | ||
| Q3 24 | 26.6% | 17.2% | ||
| Q2 24 | 24.3% | 10.9% | ||
| Q1 24 | 33.6% | 11.8% |
净利率MFINSNFCA
| Q4 25 | 17.3% | 16.3% | ||
| Q3 25 | 13.2% | 8.7% | ||
| Q2 25 | 17.7% | 7.3% | ||
| Q1 25 | 19.1% | 5.2% | ||
| Q4 24 | 18.0% | 3.2% | ||
| Q3 24 | 16.1% | 13.4% | ||
| Q2 24 | 13.9% | 8.5% | ||
| Q1 24 | 18.8% | 9.2% |
每股收益（稀释后）MFINSNFCA
| Q4 25 | $0.50 | $0.52 | ||
| Q3 25 | $0.32 | $0.31 | ||
| Q2 25 | $0.46 | $0.25 | ||
| Q1 25 | $0.50 | $0.18 | ||
| Q4 24 | $0.43 | $0.09 | ||
| Q3 24 | $0.37 | $0.47 | ||
| Q2 24 | $0.30 | $0.29 | ||
| Q1 24 | $0.42 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $136.3M | $102.3M |
| 总债务越低越好 | $216.0M | — |
| 股东权益账面价值 | $408.6M | $410.4M |
| 总资产 | $3.0B | $1.6B |
| 负债/权益比越低杠杆越低 | 0.53× | — |
8季度趋势，按日历期对齐
现金及短期投资MFINSNFCA
| Q4 25 | $136.3M | $102.3M | ||
| Q3 25 | $72.5M | $100.4M | ||
| Q2 25 | $110.4M | $79.3M | ||
| Q1 25 | $131.5M | $132.9M | ||
| Q4 24 | $98.2M | $140.5M | ||
| Q3 24 | $120.6M | $170.7M | ||
| Q2 24 | $87.7M | $143.6M | ||
| Q1 24 | $54.8M | $150.9M |
总债务MFINSNFCA
| Q4 25 | $216.0M | — | ||
| Q3 25 | $215.7M | — | ||
| Q2 25 | $199.9M | — | ||
| Q1 25 | $199.7M | — | ||
| Q4 24 | $232.2M | — | ||
| Q3 24 | $232.0M | — | ||
| Q2 24 | $230.8M | — | ||
| Q1 24 | $225.6M | — |
股东权益MFINSNFCA
| Q4 25 | $408.6M | $410.4M | ||
| Q3 25 | $397.4M | $365.4M | ||
| Q2 25 | $389.9M | $354.8M | ||
| Q1 25 | $380.2M | $346.5M | ||
| Q4 24 | $370.2M | $381.9M | ||
| Q3 24 | $362.4M | $346.3M | ||
| Q2 24 | $354.0M | $325.8M | ||
| Q1 24 | $349.0M | $320.1M |
总资产MFINSNFCA
| Q4 25 | $3.0B | $1.6B | ||
| Q3 25 | $2.9B | $1.6B | ||
| Q2 25 | $2.9B | $1.5B | ||
| Q1 25 | $2.8B | $1.5B | ||
| Q4 24 | $2.9B | $1.5B | ||
| Q3 24 | $2.9B | $1.5B | ||
| Q2 24 | $2.8B | $1.5B | ||
| Q1 24 | $2.6B | $1.4B |
负债/权益比MFINSNFCA
| Q4 25 | 0.53× | — | ||
| Q3 25 | 0.54× | — | ||
| Q2 25 | 0.51× | — | ||
| Q1 25 | 0.53× | — | ||
| Q4 24 | 0.63× | — | ||
| Q3 24 | 0.64× | — | ||
| Q2 24 | 0.65× | — | ||
| Q1 24 | 0.65× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $126.3M | $45.5M |
| 自由现金流经营现金流 - 资本支出 | — | $43.8M |
| 自由现金流率自由现金流/营收 | — | 52.8% |
| 资本支出强度资本支出/营收 | — | 2.0% |
| 现金转化率经营现金流/净利润 | 10.35× | 3.38× |
| 过去12个月自由现金流最近4个季度 | — | $69.8M |
8季度趋势，按日历期对齐
经营现金流MFINSNFCA
| Q4 25 | $126.3M | $45.5M | ||
| Q3 25 | $67.0M | $25.6M | ||
| Q2 25 | $-10.7M | $-7.7M | ||
| Q1 25 | $36.3M | $9.6M | ||
| Q4 24 | $108.7M | $57.3M | ||
| Q3 24 | $24.6M | $26.8M | ||
| Q2 24 | $27.6M | $-17.0M | ||
| Q1 24 | $32.3M | $25.1M |
自由现金流MFINSNFCA
| Q4 25 | — | $43.8M | ||
| Q3 25 | — | $24.9M | ||
| Q2 25 | — | $-8.1M | ||
| Q1 25 | — | $9.1M | ||
| Q4 24 | — | $54.8M | ||
| Q3 24 | — | $26.6M | ||
| Q2 24 | — | $-17.1M | ||
| Q1 24 | — | $24.8M |
自由现金流率MFINSNFCA
| Q4 25 | — | 52.8% | ||
| Q3 25 | — | 27.9% | ||
| Q2 25 | — | -9.1% | ||
| Q1 25 | — | 11.1% | ||
| Q4 24 | — | 69.2% | ||
| Q3 24 | — | 30.2% | ||
| Q2 24 | — | -20.0% | ||
| Q1 24 | — | 30.6% |
资本支出强度MFINSNFCA
| Q4 25 | — | 2.0% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 0.5% | ||
| Q1 25 | — | 0.5% | ||
| Q4 24 | — | 3.1% | ||
| Q3 24 | — | 0.2% | ||
| Q2 24 | — | 0.2% | ||
| Q1 24 | — | 0.3% |
现金转化率MFINSNFCA
| Q4 25 | 10.35× | 3.38× | ||
| Q3 25 | 8.63× | 3.28× | ||
| Q2 25 | -0.97× | -1.18× | ||
| Q1 25 | 3.02× | 2.21× | ||
| Q4 24 | 10.72× | 22.55× | ||
| Q3 24 | 2.86× | 2.26× | ||
| Q2 24 | 3.89× | -2.33× | ||
| Q1 24 | 3.22× | 3.36× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MFIN
暂无分部数据
SNFCA
| Life Insurance | $29.9M | 36% |
| Mortgage | $24.8M | 30% |
| Other | $21.3M | 26% |
| Timing Of Revenue Recognition Goods Transferred At A Point In Time | $4.6M | 6% |
| Timing Of Revenue Recognition Services Transferred At A Point In Time | $2.4M | 3% |
