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MITEK SYSTEMS INC（MITK）与SOUTHERN FIRST BANCSHARES INC（SFST）财务数据对比。点击上方公司名可切换其他公司
MITEK SYSTEMS INC的季度营收约是SOUTHERN FIRST BANCSHARES INC的1.4倍（$44.2M vs $31.8M），SOUTHERN FIRST BANCSHARES INC同比增速更快（26.1% vs 18.8%），SOUTHERN FIRST BANCSHARES INC自由现金流更多（$29.9M vs $6.6M），过去两年SOUTHERN FIRST BANCSHARES INC的营收复合增速更高（22.2% vs -2.9%）
MITEK SYSTEMS INC是一家专注于数字身份验证与人工智能移动图像处理领域的软件企业。其软件可支持用户通过移动设备完成支票存兑与银行账户开户，还可通过分析持证人自拍照、比对人脸与证件照，完成护照、身份证、驾照等各类身份证件的身份验证。
第一社区银行股份公司是一家美国银行控股公司，为弗吉尼亚州布卢菲尔德第一社区银行的母公司。截至2012年，该公司旗下银行在弗吉尼亚、西弗吉尼亚和北卡罗来纳共设有45个网点，另有2个网点以人民社区银行名义在田纳西州运营，截至2023年4月，公司总资产达36亿美元。
MITK vs SFST — 直观对比
营收规模更大
MITK
是对方的1.4倍
$31.8M
营收增速更快
SFST
高出7.4%
18.8%
自由现金流更多
SFST
多$23.3M
$6.6M
两年增速更快
SFST
近两年复合增速
-2.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $44.2M | $31.8M |
| 净利润 | $2.8M | — |
| 毛利率 | — | — |
| 营业利润率 | 12.3% | 40.1% |
| 净利率 | 6.3% | — |
| 营收同比 | 18.8% | 26.1% |
| 净利润同比 | 160.1% | — |
| 每股收益（稀释后） | $0.06 | $1.19 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MITKSFST
| Q4 25 | $44.2M | $31.8M | ||
| Q3 25 | $44.8M | $31.1M | ||
| Q2 25 | $45.7M | $28.6M | ||
| Q1 25 | $51.9M | $26.5M | ||
| Q4 24 | $37.3M | $25.2M | ||
| Q3 24 | $43.2M | $23.8M | ||
| Q2 24 | $45.0M | $23.1M | ||
| Q1 24 | $47.0M | $21.3M |
净利润MITKSFST
| Q4 25 | $2.8M | — | ||
| Q3 25 | $1.9M | $8.7M | ||
| Q2 25 | $2.4M | $6.6M | ||
| Q1 25 | $9.2M | $5.3M | ||
| Q4 24 | $-4.6M | — | ||
| Q3 24 | $8.6M | $4.4M | ||
| Q2 24 | $216.0K | $3.0M | ||
| Q1 24 | $282.0K | $2.5M |
营业利润率MITKSFST
| Q4 25 | 12.3% | 40.1% | ||
| Q3 25 | 10.5% | 36.4% | ||
| Q2 25 | 8.3% | 30.0% | ||
| Q1 25 | 21.9% | 26.1% | ||
| Q4 24 | -8.3% | 27.3% | ||
| Q3 24 | 17.8% | 24.1% | ||
| Q2 24 | 1.6% | 17.0% | ||
| Q1 24 | 1.5% | 15.9% |
净利率MITKSFST
| Q4 25 | 6.3% | — | ||
| Q3 25 | 4.2% | 27.8% | ||
| Q2 25 | 5.2% | 23.0% | ||
| Q1 25 | 17.6% | 19.9% | ||
| Q4 24 | -12.4% | — | ||
| Q3 24 | 19.8% | 18.4% | ||
| Q2 24 | 0.5% | 13.0% | ||
| Q1 24 | 0.6% | 11.8% |
每股收益（稀释后）MITKSFST
| Q4 25 | $0.06 | $1.19 | ||
| Q3 25 | $0.04 | $1.07 | ||
| Q2 25 | $0.05 | $0.81 | ||
| Q1 25 | $0.20 | $0.65 | ||
| Q4 24 | $-0.10 | $0.69 | ||
| Q3 24 | $0.19 | $0.54 | ||
| Q2 24 | $0.00 | $0.37 | ||
| Q1 24 | $0.01 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $190.1M | — |
| 总债务越低越好 | $4.8M | — |
| 股东权益账面价值 | $233.7M | $368.7M |
| 总资产 | $446.5M | $4.4B |
| 负债/权益比越低杠杆越低 | 0.02× | — |
8季度趋势，按日历期对齐
现金及短期投资MITKSFST
| Q4 25 | $190.1M | — | ||
| Q3 25 | $193.0M | — | ||
| Q2 25 | $167.1M | — | ||
| Q1 25 | $136.2M | — | ||
| Q4 24 | $121.2M | — | ||
| Q3 24 | $130.3M | — | ||
| Q2 24 | $123.1M | — | ||
| Q1 24 | $123.9M | — |
总债务MITKSFST
| Q4 25 | $4.8M | — | ||
| Q3 25 | $4.3M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.7M | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益MITKSFST
| Q4 25 | $233.7M | $368.7M | ||
| Q3 25 | $240.3M | $356.3M | ||
| Q2 25 | $237.6M | $345.5M | ||
| Q1 25 | $220.2M | $337.6M | ||
| Q4 24 | $200.9M | $330.4M | ||
| Q3 24 | $214.8M | $326.5M | ||
| Q2 24 | $209.6M | $318.7M | ||
| Q1 24 | $216.1M | $315.3M |
总资产MITKSFST
| Q4 25 | $446.5M | $4.4B | ||
| Q3 25 | $459.1M | $4.4B | ||
| Q2 25 | $446.7M | $4.3B | ||
| Q1 25 | $425.3M | $4.3B | ||
| Q4 24 | $396.0M | $4.1B | ||
| Q3 24 | $413.8M | $4.2B | ||
| Q2 24 | $409.2M | $4.1B | ||
| Q1 24 | $417.0M | $4.1B |
负债/权益比MITKSFST
| Q4 25 | 0.02× | — | ||
| Q3 25 | 0.02× | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.01× | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $8.0M | $30.5M |
| 自由现金流经营现金流 - 资本支出 | $6.6M | $29.9M |
| 自由现金流率自由现金流/营收 | 14.9% | 93.8% |
| 资本支出强度资本支出/营收 | 3.2% | 1.8% |
| 现金转化率经营现金流/净利润 | 2.89× | — |
| 过去12个月自由现金流最近4个季度 | $60.5M | $62.1M |
8季度趋势，按日历期对齐
经营现金流MITKSFST
| Q4 25 | $8.0M | $30.5M | ||
| Q3 25 | $19.5M | $14.5M | ||
| Q2 25 | $21.6M | $10.5M | ||
| Q1 25 | $13.7M | $7.6M | ||
| Q4 24 | $565.0K | $25.6M | ||
| Q3 24 | $21.1M | $26.3M | ||
| Q2 24 | $13.0M | $4.0M | ||
| Q1 24 | $7.1M | $-2.9M |
自由现金流MITKSFST
| Q4 25 | $6.6M | $29.9M | ||
| Q3 25 | $19.2M | $14.4M | ||
| Q2 25 | $21.2M | $10.4M | ||
| Q1 25 | $13.5M | $7.4M | ||
| Q4 24 | $230.0K | $24.8M | ||
| Q3 24 | $20.8M | $26.1M | ||
| Q2 24 | $12.6M | $3.9M | ||
| Q1 24 | $6.6M | $-3.2M |
自由现金流率MITKSFST
| Q4 25 | 14.9% | 93.8% | ||
| Q3 25 | 42.9% | 46.3% | ||
| Q2 25 | 46.5% | 36.3% | ||
| Q1 25 | 26.0% | 28.1% | ||
| Q4 24 | 0.6% | 98.2% | ||
| Q3 24 | 48.2% | 110.0% | ||
| Q2 24 | 27.9% | 16.8% | ||
| Q1 24 | 14.0% | -15.0% |
资本支出强度MITKSFST
| Q4 25 | 3.2% | 1.8% | ||
| Q3 25 | 0.6% | 0.3% | ||
| Q2 25 | 0.7% | 0.3% | ||
| Q1 25 | 0.4% | 0.5% | ||
| Q4 24 | 0.9% | 3.1% | ||
| Q3 24 | 0.7% | 0.8% | ||
| Q2 24 | 1.0% | 0.4% | ||
| Q1 24 | 1.0% | 1.3% |
现金转化率MITKSFST
| Q4 25 | 2.89× | — | ||
| Q3 25 | 10.46× | 1.67× | ||
| Q2 25 | 9.00× | 1.59× | ||
| Q1 25 | 1.50× | 1.44× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.46× | 6.01× | ||
| Q2 24 | 60.12× | 1.32× | ||
| Q1 24 | 25.05× | -1.16× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MITK
| Fraud And Identity Solutions | $25.5M | 58% |
| License | $13.9M | 31% |
| Fraud And Identity Solutions Software License And Support | $3.9M | 9% |
| Professional Services And Other | $1.2M | 3% |
SFST
暂无分部数据
