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monday.com Ltd.（MNDY）与Verisk Analytics（VRSK）财务数据对比。点击上方公司名可切换其他公司
Verisk Analytics的季度营收约是monday.com Ltd.的1.1倍（$778.8M vs $704.0M），Verisk Analytics净利率更高（25.3% vs 1.3%，领先24.0%），Verisk Analytics自由现金流更多（$276.1M vs $224.6M）
monday.com是总部位于以色列特拉维夫的云平台服务商，2014年正式推出核心产品，支持用户自定义搭建应用及项目管理工具。公司2019年完成1.5亿美元融资，估值达19亿美元，2021年6月正式公开上市。
Verisk Analytics是总部位于美国新泽西州泽西市的跨国数据分析与风险评估企业，服务覆盖保险、政府、风险管理等领域，依托自有数据集与行业专业经验，为客户提供反欺诈、精算、保险承保、消防、巨灾与天气风险、数据管理等方向的预测分析及决策支持咨询服务。
MNDY vs VRSK — 直观对比
营收规模更大
VRSK
是对方的1.1倍
$704.0M
净利率更高
VRSK
高出24.0%
1.3%
自由现金流更多
VRSK
多$51.5M
$224.6M
损益表 — Q3 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $704.0M | $778.8M |
| 净利润 | $9.4M | $197.2M |
| 毛利率 | 89.6% | 69.7% |
| 营业利润率 | -4.4% | 40.3% |
| 净利率 | 1.3% | 25.3% |
| 营收同比 | — | 5.9% |
| 净利润同比 | — | -6.3% |
| 每股收益（稀释后） | — | $1.41 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MNDYVRSK
| Q4 25 | — | $778.8M | ||
| Q3 25 | $704.0M | $768.3M | ||
| Q2 25 | $453.0M | $772.6M | ||
| Q1 25 | $216.9M | $753.0M | ||
| Q4 24 | — | $735.6M | ||
| Q3 24 | $527.1M | $725.3M | ||
| Q2 24 | $337.9M | $716.8M | ||
| Q1 24 | $162.3M | $704.0M |
净利润MNDYVRSK
| Q4 25 | — | $197.2M | ||
| Q3 25 | $9.4M | $225.5M | ||
| Q2 25 | $21.4M | $253.3M | ||
| Q1 25 | $7.1M | $232.3M | ||
| Q4 24 | — | $210.4M | ||
| Q3 24 | $-14.2M | $220.1M | ||
| Q2 24 | $-21.7M | $308.1M | ||
| Q1 24 | $-14.7M | $219.6M |
毛利率MNDYVRSK
| Q4 25 | — | 69.7% | ||
| Q3 25 | 89.6% | 70.1% | ||
| Q2 25 | 89.6% | 70.3% | ||
| Q1 25 | 89.2% | 69.3% | ||
| Q4 24 | — | 68.7% | ||
| Q3 24 | 89.0% | 69.2% | ||
| Q2 24 | 89.2% | 69.4% | ||
| Q1 24 | 89.5% | 67.6% |
营业利润率MNDYVRSK
| Q4 25 | — | 40.3% | ||
| Q3 25 | -4.4% | 45.0% | ||
| Q2 25 | -0.7% | 45.9% | ||
| Q1 25 | -2.3% | 43.8% | ||
| Q4 24 | — | 43.0% | ||
| Q3 24 | -7.1% | 42.9% | ||
| Q2 24 | -10.3% | 44.5% | ||
| Q1 24 | -14.0% | 43.7% |
净利率MNDYVRSK
| Q4 25 | — | 25.3% | ||
| Q3 25 | 1.3% | 29.4% | ||
| Q2 25 | 4.7% | 32.8% | ||
| Q1 25 | 3.3% | 30.8% | ||
| Q4 24 | — | 28.6% | ||
| Q3 24 | -2.7% | 30.3% | ||
| Q2 24 | -6.4% | 43.0% | ||
| Q1 24 | -9.0% | 31.2% |
每股收益（稀释后）MNDYVRSK
| Q4 25 | — | $1.41 | ||
| Q3 25 | — | $1.61 | ||
| Q2 25 | — | $1.81 | ||
| Q1 25 | — | $1.65 | ||
| Q4 24 | — | $1.50 | ||
| Q3 24 | — | $1.54 | ||
| Q2 24 | — | $2.15 | ||
| Q1 24 | — | $1.52 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.4B | $2.2B |
| 总债务越低越好 | — | $3.2B |
| 股东权益账面价值 | $1.0B | $309.0M |
| 总资产 | $1.7B | $6.2B |
| 负债/权益比越低杠杆越低 | — | 10.45× |
8季度趋势，按日历期对齐
现金及短期投资MNDYVRSK
| Q4 25 | — | $2.2B | ||
| Q3 25 | $1.4B | $2.1B | ||
| Q2 25 | $1.7B | $628.7M | ||
| Q1 25 | $1.4B | $1.1B | ||
| Q4 24 | — | $291.2M | ||
| Q3 24 | $1.1B | $458.0M | ||
| Q2 24 | $1.3B | $632.1M | ||
| Q1 24 | $1.1B | $352.4M |
总债务MNDYVRSK
| Q4 25 | — | $3.2B | ||
| Q3 25 | — | $3.2B | ||
| Q2 25 | — | $3.2B | ||
| Q1 25 | — | $3.2B | ||
| Q4 24 | — | $2.5B | ||
| Q3 24 | — | $2.5B | ||
| Q2 24 | — | $2.6B | ||
| Q1 24 | — | $2.9B |
股东权益MNDYVRSK
| Q4 25 | — | $309.0M | ||
| Q3 25 | $1.0B | $376.7M | ||
| Q2 25 | $1.2B | $311.7M | ||
| Q1 25 | $1.0B | $123.0M | ||
| Q4 24 | — | $100.1M | ||
| Q3 24 | $813.5M | $299.6M | ||
| Q2 24 | $910.1M | $430.3M | ||
| Q1 24 | $813.5M | $282.2M |
总资产MNDYVRSK
| Q4 25 | — | $6.2B | ||
| Q3 25 | $1.7B | $6.2B | ||
| Q2 25 | $2.0B | $4.8B | ||
| Q1 25 | $1.7B | $5.1B | ||
| Q4 24 | — | $4.3B | ||
| Q3 24 | $1.3B | $4.6B | ||
| Q2 24 | $1.5B | $4.8B | ||
| Q1 24 | $1.3B | $4.5B |
负债/权益比MNDYVRSK
| Q4 25 | — | 10.45× | ||
| Q3 25 | — | 8.57× | ||
| Q2 25 | — | 10.37× | ||
| Q1 25 | — | 26.30× | ||
| Q4 24 | — | 25.44× | ||
| Q3 24 | — | 8.50× | ||
| Q2 24 | — | 5.93× | ||
| Q1 24 | — | 10.14× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $234.4M | $343.3M |
| 自由现金流经营现金流 - 资本支出 | $224.6M | $276.1M |
| 自由现金流率自由现金流/营收 | 31.9% | 35.5% |
| 资本支出强度资本支出/营收 | 1.4% | 8.6% |
| 现金转化率经营现金流/净利润 | 25.02× | 1.74× |
| 过去12个月自由现金流最近4个季度 | $608.3M | $1.2B |
8季度趋势，按日历期对齐
经营现金流MNDYVRSK
| Q4 25 | — | $343.3M | ||
| Q3 25 | $234.4M | $403.5M | ||
| Q2 25 | $147.7M | $244.5M | ||
| Q1 25 | $92.0M | $444.7M | ||
| Q4 24 | — | $263.9M | ||
| Q3 24 | $156.9M | $296.2M | ||
| Q2 24 | $90.3M | $211.7M | ||
| Q1 24 | $42.7M | $372.2M |
自由现金流MNDYVRSK
| Q4 25 | — | $276.1M | ||
| Q3 25 | $224.6M | $336.1M | ||
| Q2 25 | $141.8M | $188.7M | ||
| Q1 25 | $90.5M | $391.0M | ||
| Q4 24 | — | $208.5M | ||
| Q3 24 | $151.4M | $240.7M | ||
| Q2 24 | $85.6M | $153.9M | ||
| Q1 24 | $39.2M | $317.0M |
自由现金流率MNDYVRSK
| Q4 25 | — | 35.5% | ||
| Q3 25 | 31.9% | 43.7% | ||
| Q2 25 | 31.3% | 24.4% | ||
| Q1 25 | 41.7% | 51.9% | ||
| Q4 24 | — | 28.3% | ||
| Q3 24 | 28.7% | 33.2% | ||
| Q2 24 | 25.3% | 21.5% | ||
| Q1 24 | 24.1% | 45.0% |
资本支出强度MNDYVRSK
| Q4 25 | — | 8.6% | ||
| Q3 25 | 1.4% | 8.8% | ||
| Q2 25 | 1.3% | 7.2% | ||
| Q1 25 | 0.7% | 7.1% | ||
| Q4 24 | — | 7.5% | ||
| Q3 24 | 1.0% | 7.7% | ||
| Q2 24 | 1.4% | 8.1% | ||
| Q1 24 | 2.2% | 7.8% |
现金转化率MNDYVRSK
| Q4 25 | — | 1.74× | ||
| Q3 25 | 25.02× | 1.79× | ||
| Q2 25 | 6.91× | 0.97× | ||
| Q1 25 | 12.99× | 1.91× | ||
| Q4 24 | — | 1.25× | ||
| Q3 24 | — | 1.35× | ||
| Q2 24 | — | 0.69× | ||
| Q1 24 | — | 1.69× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
