vs
MainStreet Bancshares, Inc.（MNSB）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
REGIS CORP的季度营收约是MainStreet Bancshares, Inc.的1.7倍（$57.1M vs $32.8M），REGIS CORP同比增速更快（22.3% vs -8.8%），MainStreet Bancshares, Inc.自由现金流更多（$10.6M vs $891.0K），过去两年REGIS CORP的营收复合增速更高（7.8% vs -0.7%）
MainStreet Bancshares, Inc.是一家总部位于美国的银行控股公司，提供全面的零售及商业银行服务，涵盖存款产品、个人及商业贷款、房屋抵押贷款、财富管理方案，主要服务个人消费者、中小型企业及区域社区客户。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
MNSB vs RGS — 直观对比
营收规模更大
RGS
是对方的1.7倍
$32.8M
营收增速更快
RGS
高出31.0%
-8.8%
自由现金流更多
MNSB
多$9.7M
$891.0K
两年增速更快
RGS
近两年复合增速
-0.7%
损益表 — Q4 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $32.8M | $57.1M |
| 净利润 | — | $456.0K |
| 毛利率 | 55.1% | — |
| 营业利润率 | 14.9% | 10.8% |
| 净利率 | — | 0.8% |
| 营收同比 | -8.8% | 22.3% |
| 净利润同比 | — | -94.0% |
| 每股收益（稀释后） | $0.46 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MNSBRGS
| Q4 25 | $32.8M | $57.1M | ||
| Q3 25 | $33.6M | $59.0M | ||
| Q2 25 | $35.4M | $60.4M | ||
| Q1 25 | $33.9M | $57.0M | ||
| Q4 24 | $35.9M | $46.7M | ||
| Q3 24 | $34.5M | $46.1M | ||
| Q2 24 | $34.2M | $49.4M | ||
| Q1 24 | $33.3M | $49.2M |
净利润MNSBRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $4.5M | $1.4M | ||
| Q2 25 | $4.6M | $116.5M | ||
| Q1 25 | $2.5M | $250.0K | ||
| Q4 24 | — | $7.6M | ||
| Q3 24 | $265.0K | $-853.0K | ||
| Q2 24 | $2.6M | $91.2M | ||
| Q1 24 | $3.3M | $-2.3M |
毛利率MNSBRGS
| Q4 25 | 55.1% | — | ||
| Q3 25 | 54.3% | — | ||
| Q2 25 | 56.2% | — | ||
| Q1 25 | 51.5% | — | ||
| Q4 24 | 46.9% | — | ||
| Q3 24 | 47.1% | — | ||
| Q2 24 | 47.7% | — | ||
| Q1 24 | 49.4% | — |
营业利润率MNSBRGS
| Q4 25 | 14.9% | 10.8% | ||
| Q3 25 | 16.1% | 10.0% | ||
| Q2 25 | 16.0% | 12.1% | ||
| Q1 25 | 9.2% | 8.8% | ||
| Q4 24 | -4373.3% | 11.8% | ||
| Q3 24 | 0.3% | 4.6% | ||
| Q2 24 | 8.4% | — | ||
| Q1 24 | 12.4% | 8.3% |
净利率MNSBRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 13.4% | 2.3% | ||
| Q2 25 | 13.0% | 192.9% | ||
| Q1 25 | 7.2% | 0.4% | ||
| Q4 24 | — | 16.4% | ||
| Q3 24 | 0.8% | -1.9% | ||
| Q2 24 | 7.7% | 184.7% | ||
| Q1 24 | 9.9% | -4.7% |
每股收益（稀释后）MNSBRGS
| Q4 25 | $0.46 | $0.16 | ||
| Q3 25 | $0.52 | $0.49 | ||
| Q2 25 | $0.53 | $43.67 | ||
| Q1 25 | $0.25 | $0.08 | ||
| Q4 24 | $-2.19 | $2.71 | ||
| Q3 24 | $-0.04 | $-0.36 | ||
| Q2 24 | $0.27 | $38.40 | ||
| Q1 24 | $0.36 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | — | $113.3M |
| 股东权益账面价值 | $218.6M | $188.7M |
| 总资产 | $2.2B | $588.3M |
| 负债/权益比越低杠杆越低 | — | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资MNSBRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务MNSBRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | — | $111.3M | ||
| Q2 25 | — | $110.8M | ||
| Q1 25 | — | $112.0M | ||
| Q4 24 | — | $111.5M | ||
| Q3 24 | — | $95.2M | ||
| Q2 24 | — | $99.5M | ||
| Q1 24 | — | $179.7M |
股东权益MNSBRGS
| Q4 25 | $218.6M | $188.7M | ||
| Q3 25 | $218.4M | $187.6M | ||
| Q2 25 | $213.5M | $185.6M | ||
| Q1 25 | $209.6M | $68.6M | ||
| Q4 24 | $208.0M | $66.7M | ||
| Q3 24 | $226.1M | $56.4M | ||
| Q2 24 | $224.7M | $56.8M | ||
| Q1 24 | $223.1M | $-35.8M |
总资产MNSBRGS
| Q4 25 | $2.2B | $588.3M | ||
| Q3 25 | $2.1B | $592.1M | ||
| Q2 25 | $2.1B | $599.0M | ||
| Q1 25 | $2.2B | $511.2M | ||
| Q4 24 | $2.2B | $530.1M | ||
| Q3 24 | $2.2B | $508.9M | ||
| Q2 24 | $2.1B | $530.5M | ||
| Q1 24 | $2.1B | $543.7M |
负债/权益比MNSBRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | — | 0.59× | ||
| Q2 25 | — | 0.60× | ||
| Q1 25 | — | 1.63× | ||
| Q4 24 | — | 1.67× | ||
| Q3 24 | — | 1.69× | ||
| Q2 24 | — | 1.75× | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $14.8M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $10.6M | $891.0K |
| 自由现金流率自由现金流/营收 | 32.5% | 1.6% |
| 资本支出强度资本支出/营收 | 12.7% | 1.4% |
| 现金转化率经营现金流/净利润 | — | 3.65× |
| 过去12个月自由现金流最近4个季度 | $14.9M | $14.9M |
8季度趋势，按日历期对齐
经营现金流MNSBRGS
| Q4 25 | $14.8M | $1.7M | ||
| Q3 25 | $5.6M | $2.3M | ||
| Q2 25 | $1.2M | $6.8M | ||
| Q1 25 | $1.5M | $6.2M | ||
| Q4 24 | $14.7M | $2.1M | ||
| Q3 24 | $4.5M | $-1.3M | ||
| Q2 24 | $1.2M | $5.1M | ||
| Q1 24 | $3.6M | $-277.0K |
自由现金流MNSBRGS
| Q4 25 | $10.6M | $891.0K | ||
| Q3 25 | $5.5M | $1.9M | ||
| Q2 25 | $-2.6M | $6.2M | ||
| Q1 25 | $1.4M | $5.9M | ||
| Q4 24 | $13.8M | $1.7M | ||
| Q3 24 | $4.3M | $-1.4M | ||
| Q2 24 | $1.1M | $5.1M | ||
| Q1 24 | $3.0M | $-326.0K |
自由现金流率MNSBRGS
| Q4 25 | 32.5% | 1.6% | ||
| Q3 25 | 16.2% | 3.2% | ||
| Q2 25 | -7.4% | 10.3% | ||
| Q1 25 | 4.1% | 10.3% | ||
| Q4 24 | 38.5% | 3.6% | ||
| Q3 24 | 12.5% | -3.0% | ||
| Q2 24 | 3.1% | 10.3% | ||
| Q1 24 | 9.1% | -0.7% |
资本支出强度MNSBRGS
| Q4 25 | 12.7% | 1.4% | ||
| Q3 25 | 0.4% | 0.7% | ||
| Q2 25 | 10.8% | 0.9% | ||
| Q1 25 | 0.2% | 0.6% | ||
| Q4 24 | 2.5% | 0.9% | ||
| Q3 24 | 0.5% | 0.0% | ||
| Q2 24 | 0.3% | 0.0% | ||
| Q1 24 | 1.8% | 0.1% |
现金转化率MNSBRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.24× | 1.68× | ||
| Q2 25 | 0.26× | 0.06× | ||
| Q1 25 | 0.59× | 24.80× | ||
| Q4 24 | — | 0.28× | ||
| Q3 24 | 16.87× | — | ||
| Q2 24 | 0.45× | 0.06× | ||
| Q1 24 | 1.10× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MNSB
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
