vs
MidWestOne Financial Group, Inc.（MOFG）与REGIS CORP（RGS）财务数据对比。点击上方公司名可切换其他公司
MidWestOne Financial Group, Inc.的季度营收约是REGIS CORP的1.1倍（$61.3M vs $57.1M），MidWestOne Financial Group, Inc.净利率更高（27.8% vs 0.8%，领先27.0%），MidWestOne Financial Group, Inc.同比增速更快（35.9% vs 22.3%），MidWestOne Financial Group, Inc.自由现金流更多（$16.7M vs $891.0K），过去两年MidWestOne Financial Group, Inc.的营收复合增速更高（37.2% vs 7.8%）
中西部一号金融集团是一家银行控股公司，总部位于美国爱荷华城。集团旗下共运营56家分行，是总部设于爱荷华州的第三大银行，业务覆盖爱荷华州、明尼苏达州、威斯康星州、科罗拉多州以及佛罗里达州。
瑞吉斯公司是一家美国美发沙龙运营商，总部位于明尼苏达州明尼阿波利斯市。截至2021年8月，该集团旗下拥有5563家加盟沙龙以及276家直营门店，是北美地区规模领先的美发沙龙连锁经营企业。
MOFG vs RGS — 直观对比
营收规模更大
MOFG
是对方的1.1倍
$57.1M
营收增速更快
MOFG
高出13.7%
22.3%
净利率更高
MOFG
高出27.0%
0.8%
自由现金流更多
MOFG
多$15.9M
$891.0K
两年增速更快
MOFG
近两年复合增速
7.8%
损益表 — Q3 FY2025 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $61.3M | $57.1M |
| 净利润 | $17.0M | $456.0K |
| 毛利率 | — | — |
| 营业利润率 | 35.1% | 10.8% |
| 净利率 | 27.8% | 0.8% |
| 营收同比 | 35.9% | 22.3% |
| 净利润同比 | 117.8% | -94.0% |
| 每股收益（稀释后） | $0.82 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MOFGRGS
| Q4 25 | — | $57.1M | ||
| Q3 25 | $61.3M | $59.0M | ||
| Q2 25 | $60.2M | $60.4M | ||
| Q1 25 | $57.6M | $57.0M | ||
| Q4 24 | $48.9M | $46.7M | ||
| Q3 24 | $37.5M | $46.1M | ||
| Q2 24 | $57.9M | $49.4M | ||
| Q1 24 | $44.5M | $49.2M |
净利润MOFGRGS
| Q4 25 | — | $456.0K | ||
| Q3 25 | $17.0M | $1.4M | ||
| Q2 25 | $10.0M | $116.5M | ||
| Q1 25 | $15.1M | $250.0K | ||
| Q4 24 | $16.3M | $7.6M | ||
| Q3 24 | $-95.7M | $-853.0K | ||
| Q2 24 | $15.8M | $91.2M | ||
| Q1 24 | $3.3M | $-2.3M |
营业利润率MOFGRGS
| Q4 25 | — | 10.8% | ||
| Q3 25 | 35.1% | 10.0% | ||
| Q2 25 | 20.9% | 12.1% | ||
| Q1 25 | 34.0% | 8.8% | ||
| Q4 24 | 43.1% | 11.8% | ||
| Q3 24 | -347.0% | 4.6% | ||
| Q2 24 | 36.0% | — | ||
| Q1 24 | 9.5% | 8.3% |
净利率MOFGRGS
| Q4 25 | — | 0.8% | ||
| Q3 25 | 27.8% | 2.3% | ||
| Q2 25 | 16.6% | 192.9% | ||
| Q1 25 | 26.3% | 0.4% | ||
| Q4 24 | 33.4% | 16.4% | ||
| Q3 24 | -255.1% | -1.9% | ||
| Q2 24 | 27.3% | 184.7% | ||
| Q1 24 | 7.3% | -4.7% |
每股收益（稀释后）MOFGRGS
| Q4 25 | — | $0.16 | ||
| Q3 25 | $0.82 | $0.49 | ||
| Q2 25 | $0.48 | $43.67 | ||
| Q1 25 | $0.73 | $0.08 | ||
| Q4 24 | $1.30 | $2.71 | ||
| Q3 24 | $-6.05 | $-0.36 | ||
| Q2 24 | $1.00 | $38.40 | ||
| Q1 24 | $0.21 | $-1.00 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $18.4M |
| 总债务越低越好 | $98.0M | $113.3M |
| 股东权益账面价值 | $606.1M | $188.7M |
| 总资产 | $6.2B | $588.3M |
| 负债/权益比越低杠杆越低 | 0.16× | 0.60× |
8季度趋势，按日历期对齐
现金及短期投资MOFGRGS
| Q4 25 | — | $18.4M | ||
| Q3 25 | — | $16.6M | ||
| Q2 25 | — | $17.0M | ||
| Q1 25 | — | $13.3M | ||
| Q4 24 | — | $10.2M | ||
| Q3 24 | — | $6.3M | ||
| Q2 24 | — | $10.1M | ||
| Q1 24 | — | $5.9M |
总债务MOFGRGS
| Q4 25 | — | $113.3M | ||
| Q3 25 | $98.0M | $111.3M | ||
| Q2 25 | $112.3M | $110.8M | ||
| Q1 25 | $111.4M | $112.0M | ||
| Q4 24 | $113.4M | $111.5M | ||
| Q3 24 | $115.1M | $95.2M | ||
| Q2 24 | $114.8M | $99.5M | ||
| Q1 24 | $122.1M | $179.7M |
股东权益MOFGRGS
| Q4 25 | — | $188.7M | ||
| Q3 25 | $606.1M | $187.6M | ||
| Q2 25 | $589.0M | $185.6M | ||
| Q1 25 | $579.6M | $68.6M | ||
| Q4 24 | $559.7M | $66.7M | ||
| Q3 24 | $562.2M | $56.4M | ||
| Q2 24 | $543.3M | $56.8M | ||
| Q1 24 | $528.0M | $-35.8M |
总资产MOFGRGS
| Q4 25 | — | $588.3M | ||
| Q3 25 | $6.2B | $592.1M | ||
| Q2 25 | $6.2B | $599.0M | ||
| Q1 25 | $6.3B | $511.2M | ||
| Q4 24 | $6.2B | $530.1M | ||
| Q3 24 | $6.6B | $508.9M | ||
| Q2 24 | $6.6B | $530.5M | ||
| Q1 24 | $6.7B | $543.7M |
负债/权益比MOFGRGS
| Q4 25 | — | 0.60× | ||
| Q3 25 | 0.16× | 0.59× | ||
| Q2 25 | 0.19× | 0.60× | ||
| Q1 25 | 0.19× | 1.63× | ||
| Q4 24 | 0.20× | 1.67× | ||
| Q3 24 | 0.20× | 1.69× | ||
| Q2 24 | 0.21× | 1.75× | ||
| Q1 24 | 0.23× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $17.7M | $1.7M |
| 自由现金流经营现金流 - 资本支出 | $16.7M | $891.0K |
| 自由现金流率自由现金流/营收 | 27.3% | 1.6% |
| 资本支出强度资本支出/营收 | 1.5% | 1.4% |
| 现金转化率经营现金流/净利润 | 1.04× | 3.65× |
| 过去12个月自由现金流最近4个季度 | $109.6M | $14.9M |
8季度趋势，按日历期对齐
经营现金流MOFGRGS
| Q4 25 | — | $1.7M | ||
| Q3 25 | $17.7M | $2.3M | ||
| Q2 25 | $24.9M | $6.8M | ||
| Q1 25 | $8.7M | $6.2M | ||
| Q4 24 | $63.2M | $2.1M | ||
| Q3 24 | $-2.8M | $-1.3M | ||
| Q2 24 | $25.2M | $5.1M | ||
| Q1 24 | $9.6M | $-277.0K |
自由现金流MOFGRGS
| Q4 25 | — | $891.0K | ||
| Q3 25 | $16.7M | $1.9M | ||
| Q2 25 | $23.8M | $6.2M | ||
| Q1 25 | $8.3M | $5.9M | ||
| Q4 24 | $60.8M | $1.7M | ||
| Q3 24 | $-3.0M | $-1.4M | ||
| Q2 24 | $24.6M | $5.1M | ||
| Q1 24 | $9.1M | $-326.0K |
自由现金流率MOFGRGS
| Q4 25 | — | 1.6% | ||
| Q3 25 | 27.3% | 3.2% | ||
| Q2 25 | 39.5% | 10.3% | ||
| Q1 25 | 14.4% | 10.3% | ||
| Q4 24 | 124.2% | 3.6% | ||
| Q3 24 | -7.9% | -3.0% | ||
| Q2 24 | 42.5% | 10.3% | ||
| Q1 24 | 20.4% | -0.7% |
资本支出强度MOFGRGS
| Q4 25 | — | 1.4% | ||
| Q3 25 | 1.5% | 0.7% | ||
| Q2 25 | 1.9% | 0.9% | ||
| Q1 25 | 0.7% | 0.6% | ||
| Q4 24 | 4.9% | 0.9% | ||
| Q3 24 | 0.6% | 0.0% | ||
| Q2 24 | 1.1% | 0.0% | ||
| Q1 24 | 1.2% | 0.1% |
现金转化率MOFGRGS
| Q4 25 | — | 3.65× | ||
| Q3 25 | 1.04× | 1.68× | ||
| Q2 25 | 2.50× | 0.06× | ||
| Q1 25 | 0.57× | 24.80× | ||
| Q4 24 | 3.87× | 0.28× | ||
| Q3 24 | — | — | ||
| Q2 24 | 1.60× | 0.06× | ||
| Q1 24 | 2.93× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MOFG
暂无分部数据
RGS
| Franchise Segment | $37.9M | 66% |
| Royalty | $13.6M | 24% |
| Other | $2.8M | 5% |
| Fees | $1.8M | 3% |
| Franchise Fees | $1.0M | 2% |
