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MP Materials Corp.（MP）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
合众银行的季度营收约是MP Materials Corp.的1.8倍（$93.8M vs $52.7M），合众银行净利率更高（27.3% vs 17.9%，领先9.4%），过去两年合众银行的营收复合增速更高（15.1% vs 4.0%）
MP Materials Corp.是总部位于美国的稀土材料生产商，拥有并运营加利福尼亚州芒廷帕斯矿，这是西半球唯一在产的稀土开采及加工设施，所产核心材料可广泛应用于电动汽车、风力发电机、国防工业等多个关键领域。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
MP vs OSBC — 直观对比
营收规模更大
OSBC
是对方的1.8倍
$52.7M
净利率更高
OSBC
高出9.4%
17.9%
两年增速更快
OSBC
近两年复合增速
4.0%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $52.7M | $93.8M |
| 净利润 | $9.4M | $25.6M |
| 毛利率 | — | — |
| 营业利润率 | -7.0% | — |
| 净利率 | 17.9% | 27.3% |
| 营收同比 | -13.6% | — |
| 净利润同比 | 142.2% | 159.2% |
| 每股收益（稀释后） | $0.07 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MPOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $52.7M | $95.2M | ||
| Q3 25 | $53.6M | $95.9M | ||
| Q2 25 | $57.4M | $75.1M | ||
| Q1 25 | $60.8M | $73.1M | ||
| Q4 24 | $61.0M | $73.2M | ||
| Q3 24 | $62.9M | $71.2M | ||
| Q2 24 | $31.3M | $70.8M |
净利润MPOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | $9.4M | — | ||
| Q3 25 | $-41.8M | $9.9M | ||
| Q2 25 | $-30.9M | $21.8M | ||
| Q1 25 | $-22.6M | $19.8M | ||
| Q4 24 | $-22.3M | — | ||
| Q3 24 | $-25.5M | $23.0M | ||
| Q2 24 | $-34.1M | $21.9M |
营业利润率MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | -7.0% | 41.2% | ||
| Q3 25 | -125.2% | 13.6% | ||
| Q2 25 | -76.5% | 38.9% | ||
| Q1 25 | -57.2% | 35.8% | ||
| Q4 24 | -72.1% | 34.7% | ||
| Q3 24 | -62.8% | 41.9% | ||
| Q2 24 | -171.1% | 41.2% |
净利率MPOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | 17.9% | — | ||
| Q3 25 | -78.0% | 10.3% | ||
| Q2 25 | -53.8% | 29.0% | ||
| Q1 25 | -37.2% | 27.1% | ||
| Q4 24 | -36.6% | — | ||
| Q3 24 | -40.5% | 32.3% | ||
| Q2 24 | -108.9% | 30.9% |
每股收益（稀释后）MPOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $0.07 | $0.53 | ||
| Q3 25 | $-0.24 | $0.18 | ||
| Q2 25 | $-0.19 | $0.48 | ||
| Q1 25 | $-0.14 | $0.43 | ||
| Q4 24 | $-0.12 | $0.42 | ||
| Q3 24 | $-0.16 | $0.50 | ||
| Q2 24 | $-0.21 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.2B | $115.7M |
| 总债务越低越好 | $998.7M | — |
| 股东权益账面价值 | $2.0B | $893.3M |
| 总资产 | $3.9B | $6.8B |
| 负债/权益比越低杠杆越低 | 0.50× | — |
8季度趋势，按日历期对齐
现金及短期投资MPOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | $1.2B | $124.0M | ||
| Q3 25 | $1.1B | $116.5M | ||
| Q2 25 | $261.5M | $141.8M | ||
| Q1 25 | $198.3M | $256.1M | ||
| Q4 24 | $282.4M | $99.3M | ||
| Q3 24 | $284.4M | $115.8M | ||
| Q2 24 | $295.6M | $120.9M |
总债务MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | $998.7M | — | ||
| Q3 25 | $997.3M | — | ||
| Q2 25 | $910.8M | — | ||
| Q1 25 | $909.8M | — | ||
| Q4 24 | $908.7M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MPOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $2.0B | $896.8M | ||
| Q3 25 | $2.0B | $866.7M | ||
| Q2 25 | $1.0B | $718.6M | ||
| Q1 25 | $1.0B | $694.5M | ||
| Q4 24 | $1.1B | $671.0M | ||
| Q3 24 | $1.1B | $661.4M | ||
| Q2 24 | $1.1B | $619.3M |
总资产MPOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $3.9B | $6.9B | ||
| Q3 25 | $3.8B | $7.0B | ||
| Q2 25 | $2.3B | $5.7B | ||
| Q1 25 | $2.4B | $5.7B | ||
| Q4 24 | $2.3B | $5.6B | ||
| Q3 24 | $2.3B | $5.7B | ||
| Q2 24 | $2.4B | $5.7B |
负债/权益比MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | 0.50× | — | ||
| Q3 25 | 0.51× | — | ||
| Q2 25 | 0.90× | — | ||
| Q1 25 | 0.88× | — | ||
| Q4 24 | 0.86× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-46.9M | — |
| 自由现金流经营现金流 - 资本支出 | $-109.3M | — |
| 自由现金流率自由现金流/营收 | -207.4% | — |
| 资本支出强度资本支出/营收 | 118.5% | — |
| 现金转化率经营现金流/净利润 | -4.97× | — |
| 过去12个月自由现金流最近4个季度 | $-328.1M | — |
8季度趋势，按日历期对齐
经营现金流MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | $-46.9M | $122.3M | ||
| Q3 25 | $-42.0M | $35.9M | ||
| Q2 25 | $-3.7M | $24.2M | ||
| Q1 25 | $-63.2M | $17.8M | ||
| Q4 24 | $30.5M | $131.5M | ||
| Q3 24 | $-6.8M | $48.5M | ||
| Q2 24 | $30.8M | $11.6M |
自由现金流MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | $-109.3M | $117.8M | ||
| Q3 25 | $-92.5M | $34.7M | ||
| Q2 25 | $-32.7M | $23.5M | ||
| Q1 25 | $-93.7M | $16.2M | ||
| Q4 24 | $-11.2M | $120.7M | ||
| Q3 24 | $-53.3M | $46.2M | ||
| Q2 24 | $-15.6M | $8.7M |
自由现金流率MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | -207.4% | 123.7% | ||
| Q3 25 | -172.8% | 36.2% | ||
| Q2 25 | -56.9% | 31.2% | ||
| Q1 25 | -154.0% | 22.2% | ||
| Q4 24 | -18.3% | 165.0% | ||
| Q3 24 | -84.7% | 64.9% | ||
| Q2 24 | -50.1% | 12.3% |
资本支出强度MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | 118.5% | 4.7% | ||
| Q3 25 | 94.3% | 1.3% | ||
| Q2 25 | 50.5% | 1.1% | ||
| Q1 25 | 50.1% | 2.2% | ||
| Q4 24 | 68.3% | 14.7% | ||
| Q3 24 | 73.8% | 3.3% | ||
| Q2 24 | 148.7% | 4.2% |
现金转化率MPOSBC
| Q1 26 | — | — | ||
| Q4 25 | -4.97× | — | ||
| Q3 25 | — | 3.64× | ||
| Q2 25 | — | 1.11× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MP
| Materials Segment | $35.6M | 68% |
| Other | $17.1M | 32% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
