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摩根士丹利（MS）与维萨（V）财务数据对比。点击上方公司名可切换其他公司
维萨的季度营收约是摩根士丹利的1.0倍（$11.2B vs $10.7B），维萨净利率更高（53.4% vs 52.6%，领先0.8%），维萨同比增速更快（17.0% vs 16.0%），过去两年维萨的营收复合增速更高（8.1% vs -15.8%）
摩根士丹利是总部位于美国纽约曼哈顿中城百老汇1585号的跨国投资银行及金融服务提供商，在全球42个国家设有办事处，员工超8万名，服务客户涵盖企业、政府、机构及个人。2023年该公司位列美国财富500强第61位，同年位居福布斯全球2000强第30位。
维萨（Visa Inc.）是总部位于美国加利福尼亚州旧金山的跨国支付卡服务企业，业务覆盖全球电子资金转账领域，旗下拥有Visa品牌的信用卡、借记卡、预付卡等多条产品线，为全球消费者及商户提供安全便捷的电子支付解决方案。
MS vs V — 直观对比
营收规模更大
V
是对方的1.0倍
$10.7B
营收增速更快
V
高出1.0%
16.0%
净利率更高
V
高出0.8%
52.6%
两年增速更快
V
近两年复合增速
-15.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $10.7B | $11.2B |
| 净利润 | $5.6B | $6.0B |
| 毛利率 | — | — |
| 营业利润率 | — | 64.4% |
| 净利率 | 52.6% | 53.4% |
| 营收同比 | 16.0% | 17.0% |
| 净利润同比 | — | 32.0% |
| 每股收益（稀释后） | — | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSV
| Q2 26 | — | $11.2B | ||
| Q1 26 | $10.7B | — | ||
| Q4 25 | $17.9B | $10.9B | ||
| Q3 25 | $18.2B | $10.7B | ||
| Q2 25 | $16.8B | $10.2B | ||
| Q1 25 | $17.7B | $9.6B | ||
| Q4 24 | — | $9.5B | ||
| Q3 24 | $15.4B | $9.6B |
净利润MSV
| Q2 26 | — | $6.0B | ||
| Q1 26 | $5.6B | — | ||
| Q4 25 | $4.4B | $5.9B | ||
| Q3 25 | $4.6B | $5.1B | ||
| Q2 25 | $3.5B | $5.3B | ||
| Q1 25 | $4.3B | $4.6B | ||
| Q4 24 | — | $5.1B | ||
| Q3 24 | $3.2B | $5.3B |
营业利润率MSV
| Q2 26 | — | 64.4% | ||
| Q1 26 | — | — | ||
| Q4 25 | 32.2% | 61.8% | ||
| Q3 25 | 33.1% | 57.3% | ||
| Q2 25 | 27.5% | 60.7% | ||
| Q1 25 | 31.3% | 56.6% | ||
| Q4 24 | — | 65.6% | ||
| Q3 24 | 27.4% | 66.0% |
净利率MSV
| Q2 26 | — | 53.4% | ||
| Q1 26 | 52.6% | — | ||
| Q4 25 | 24.6% | 53.7% | ||
| Q3 25 | 25.3% | 47.5% | ||
| Q2 25 | 21.1% | 51.8% | ||
| Q1 25 | 24.3% | 47.7% | ||
| Q4 24 | — | 53.8% | ||
| Q3 24 | 20.7% | 55.3% |
每股收益（稀释后）MSV
| Q2 26 | — | — | ||
| Q1 26 | — | — | ||
| Q4 25 | $2.68 | — | ||
| Q3 25 | $2.80 | — | ||
| Q2 25 | $2.13 | — | ||
| Q1 25 | $2.60 | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $1.88 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $12.4B |
| 总债务越低越好 | — | $22.4B |
| 股东权益账面价值 | $5.1M | $35.7B |
| 总资产 | $1581.4B | $95.0B |
| 负债/权益比越低杠杆越低 | — | 0.63× |
8季度趋势，按日历期对齐
现金及短期投资MSV
| Q2 26 | — | $12.4B | ||
| Q1 26 | — | — | ||
| Q4 25 | $111.7B | $14.8B | ||
| Q3 25 | $103.7B | $17.2B | ||
| Q2 25 | $109.1B | $17.1B | ||
| Q1 25 | $90.7B | $11.7B | ||
| Q4 24 | — | $12.4B | ||
| Q3 24 | $91.1B | $12.0B |
总债务MSV
| Q2 26 | — | $22.4B | ||
| Q1 26 | — | — | ||
| Q4 25 | $341.7B | — | ||
| Q3 25 | $324.1B | — | ||
| Q2 25 | $320.1B | — | ||
| Q1 25 | $297.0B | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $291.2B | — |
股东权益MSV
| Q2 26 | — | $35.7B | ||
| Q1 26 | $5.1M | — | ||
| Q4 25 | $111.6B | $38.8B | ||
| Q3 25 | $110.0B | $37.9B | ||
| Q2 25 | $108.2B | $38.7B | ||
| Q1 25 | $106.8B | $38.0B | ||
| Q4 24 | — | $38.3B | ||
| Q3 24 | $103.6B | $39.1B |
总资产MSV
| Q2 26 | — | $95.0B | ||
| Q1 26 | $1581.4B | — | ||
| Q4 25 | $1420.3B | $96.8B | ||
| Q3 25 | $1364.8B | $99.6B | ||
| Q2 25 | $1353.9B | $100.0B | ||
| Q1 25 | $1300.3B | $92.9B | ||
| Q4 24 | — | $91.9B | ||
| Q3 24 | $1258.0B | $94.5B |
负债/权益比MSV
| Q2 26 | — | 0.63× | ||
| Q1 26 | — | — | ||
| Q4 25 | 3.06× | — | ||
| Q3 25 | 2.95× | — | ||
| Q2 25 | 2.96× | — | ||
| Q1 25 | 2.78× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.81× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MS
暂无分部数据
V
| Data processing revenue | $5.5B | 49% |
| International transaction revenue | $3.6B | 32% |
| Other revenue | $1.3B | 12% |
| Other | $736.0M | 7% |
