vs
Midland States Bancorp, Inc.（MSBI）与万物新生（RERE）财务数据对比。点击上方公司名可切换其他公司
Midland States Bancorp, Inc.的季度营收约是万物新生的1.8倍（$79.5M vs $43.2M），Midland States Bancorp, Inc.净利率更高（23.2% vs 16.9%，领先6.3%）
雷德尼爾銀行公司是總部位於西雅圖的雷德尼爾國家銀行的母公司，該銀行是華盛頓州的本土銀行，在全州設有多家網點。其發展歷史可追溯至1889年理查德·霍利約克創辦的通商國家銀行，1974年正式更名為雷德尼爾國家銀行，此後陸續收購機構，將業務拓展至阿拉斯加與俄勒岡地區。
万物新生集团（ATRenew Inc.）是中国领先的二手消费电子产品交易与服务平台运营商，核心业务覆盖数码产品回收、质检、翻新及售卖，运营有爱回收等知名品牌，服务覆盖个人消费者及企业客户，市场遍及国内及部分东南亚地区。
MSBI vs RERE — 直观对比
营收规模更大
MSBI
是对方的1.8倍
$43.2M
净利率更高
MSBI
高出6.3%
16.9%
损益表 — Q1 FY2026 vs Q1 FY2023
| 指标 | | |
|---|---|---|
| 营收 | $79.5M | $43.2M |
| 净利润 | $18.5M | $7.3M |
| 毛利率 | — | — |
| 营业利润率 | — | — |
| 净利率 | 23.2% | 16.9% |
| 营收同比 | — | — |
| 净利润同比 | 739.3% | — |
| 每股收益（稀释后） | $0.74 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSBIRERE
| Q1 26 | $79.5M | — | ||
| Q4 25 | $85.6M | — | ||
| Q3 25 | $81.1M | — | ||
| Q2 25 | $82.2M | — | ||
| Q1 25 | $76.1M | — | ||
| Q4 24 | $93.9M | — | ||
| Q3 24 | $92.7M | — | ||
| Q2 24 | $90.9M | — |
净利润MSBIRERE
| Q1 26 | $18.5M | — | ||
| Q4 25 | $-2.9M | — | ||
| Q3 25 | $7.6M | — | ||
| Q2 25 | $12.0M | — | ||
| Q1 25 | $-141.0M | — | ||
| Q4 24 | $-30.8M | — | ||
| Q3 24 | $20.4M | — | ||
| Q2 24 | $25.7M | — |
营业利润率MSBIRERE
| Q1 26 | — | — | ||
| Q4 25 | -5.5% | — | ||
| Q3 25 | 13.9% | — | ||
| Q2 25 | 18.1% | — | ||
| Q1 25 | -181.2% | — | ||
| Q4 24 | -66.5% | — | ||
| Q3 24 | 26.9% | — | ||
| Q2 24 | 35.0% | — |
净利率MSBIRERE
| Q1 26 | 23.2% | — | ||
| Q4 25 | -4.9% | — | ||
| Q3 25 | 9.3% | — | ||
| Q2 25 | 14.6% | — | ||
| Q1 25 | -185.4% | — | ||
| Q4 24 | -52.5% | — | ||
| Q3 24 | 22.1% | — | ||
| Q2 24 | 28.3% | — |
每股收益（稀释后）MSBIRERE
| Q1 26 | $0.74 | — | ||
| Q4 25 | $-0.22 | — | ||
| Q3 25 | $0.24 | — | ||
| Q2 25 | $0.44 | — | ||
| Q1 25 | $-6.58 | — | ||
| Q4 24 | $-1.49 | — | ||
| Q3 24 | $0.83 | — | ||
| Q2 24 | $1.06 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $89.4M | $228.0M |
| 总债务越低越好 | $33.2M | — |
| 股东权益账面价值 | $569.5M | $557.1M |
| 总资产 | $6.5B | $722.9M |
| 负债/权益比越低杠杆越低 | 0.06× | — |
8季度趋势，按日历期对齐
现金及短期投资MSBIRERE
| Q1 26 | $89.4M | — | ||
| Q4 25 | $127.8M | — | ||
| Q3 25 | $166.1M | — | ||
| Q2 25 | $176.6M | — | ||
| Q1 25 | $102.0M | — | ||
| Q4 24 | $114.8M | — | ||
| Q3 24 | $121.9M | — | ||
| Q2 24 | $124.6M | — |
总债务MSBIRERE
| Q1 26 | $33.2M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益MSBIRERE
| Q1 26 | $569.5M | — | ||
| Q4 25 | $565.5M | — | ||
| Q3 25 | $584.0M | — | ||
| Q2 25 | $573.7M | — | ||
| Q1 25 | $571.4M | — | ||
| Q4 24 | $710.8M | — | ||
| Q3 24 | $771.2M | — | ||
| Q2 24 | $736.8M | — |
总资产MSBIRERE
| Q1 26 | $6.5B | — | ||
| Q4 25 | $6.5B | — | ||
| Q3 25 | $6.9B | — | ||
| Q2 25 | $7.1B | — | ||
| Q1 25 | $7.3B | — | ||
| Q4 24 | $7.5B | — | ||
| Q3 24 | $7.7B | — | ||
| Q2 24 | $7.7B | — |
负债/权益比MSBIRERE
| Q1 26 | 0.06× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MSBI
| Net Interest Income | $57.4M | 72% |
| Noninterest Income | $22.1M | 28% |
RERE
暂无分部数据
