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Maison Solutions Inc.（MSS）与Pioneer Bancorp, Inc.（PBFS）财务数据对比。点击上方公司名可切换其他公司
Maison Solutions Inc.的季度营收约是Pioneer Bancorp, Inc.的1.1倍（$27.6M vs $25.0M），Pioneer Bancorp, Inc.净利率更高（82.1% vs -18.0%，领先100.1%），过去两年Pioneer Bancorp, Inc.的营收复合增速更高（144.9% vs 42.5%）
Maison Solutions Inc.是一家专注于家居零售的企业，主要运营市场位于中国粤港澳大湾区，面向大众消费者提供高性价比的时尚家具、家居装饰用品及日常家用百货，同时布局线下实体门店与线上电商销售渠道。
先锋银行控股公司（马里兰州）是一家美国银行控股企业，为先锋银行的母公司，主要面向马里兰州本地社区用户提供零售及商业银行服务，涵盖存款账户、住房与商业抵押贷款、消费贷款及小微企业融资等产品。
MSS vs PBFS — 直观对比
营收规模更大
MSS
是对方的1.1倍
$25.0M
净利率更高
PBFS
高出100.1%
-18.0%
两年增速更快
PBFS
近两年复合增速
42.5%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $27.6M | $25.0M |
| 净利润 | $-5.0M | $3.7M |
| 毛利率 | 23.4% | — |
| 营业利润率 | -4.9% | 21.3% |
| 净利率 | -18.0% | 82.1% |
| 营收同比 | -10.9% | — |
| 净利润同比 | -1840.5% | — |
| 每股收益（稀释后） | $-0.23 | $0.16 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSSPBFS
| Q4 25 | $27.6M | $25.0M | ||
| Q3 25 | $27.2M | $24.0M | ||
| Q2 25 | $34.4M | $24.4M | ||
| Q1 25 | $32.3M | $22.8M | ||
| Q4 24 | $29.4M | — | ||
| Q3 24 | $28.2M | $22.0M | ||
| Q2 24 | $16.9M | $20.9M | ||
| Q1 24 | $13.6M | $21.6M |
净利润MSSPBFS
| Q4 25 | $-5.0M | $3.7M | ||
| Q3 25 | $-1.5M | $4.3M | ||
| Q2 25 | $-287.4K | $6.5M | ||
| Q1 25 | $1.0M | $5.8M | ||
| Q4 24 | $-256.0K | — | ||
| Q3 24 | $700.9K | $6.3M | ||
| Q2 24 | $-2.8M | $3.9M | ||
| Q1 24 | $-549.0K | $4.7M |
毛利率MSSPBFS
| Q4 25 | 23.4% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | 21.8% | — | ||
| Q4 24 | 26.9% | — | ||
| Q3 24 | 28.9% | — | ||
| Q2 24 | 13.0% | — | ||
| Q1 24 | 23.4% | — |
营业利润率MSSPBFS
| Q4 25 | -4.9% | 21.3% | ||
| Q3 25 | 0.7% | 23.4% | ||
| Q2 25 | -15.9% | 33.3% | ||
| Q1 25 | 3.7% | 32.5% | ||
| Q4 24 | 3.2% | — | ||
| Q3 24 | 7.3% | 37.2% | ||
| Q2 24 | -14.4% | 24.1% | ||
| Q1 24 | -2.3% | 28.1% |
净利率MSSPBFS
| Q4 25 | -18.0% | 82.1% | ||
| Q3 25 | -5.7% | 18.0% | ||
| Q2 25 | -0.8% | 26.4% | ||
| Q1 25 | 3.1% | 25.3% | ||
| Q4 24 | -0.9% | — | ||
| Q3 24 | 2.5% | 28.7% | ||
| Q2 24 | -16.4% | 107.4% | ||
| Q1 24 | -4.0% | 21.9% |
每股收益（稀释后）MSSPBFS
| Q4 25 | $-0.23 | $0.16 | ||
| Q3 25 | $-0.08 | $0.18 | ||
| Q2 25 | $-0.02 | $0.26 | ||
| Q1 25 | $0.06 | $0.23 | ||
| Q4 24 | $-0.01 | — | ||
| Q3 24 | $0.04 | $0.25 | ||
| Q2 24 | $-0.16 | $0.15 | ||
| Q1 24 | $-0.03 | $0.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | — |
| 总债务越低越好 | $2.6M | — |
| 股东权益账面价值 | $11.6M | $323.9M |
| 总资产 | $75.4M | $2.2B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资MSSPBFS
| Q4 25 | — | — | ||
| Q3 25 | $1.1M | — | ||
| Q2 25 | $775.4K | — | ||
| Q1 25 | $445.4K | — | ||
| Q4 24 | $355.7K | — | ||
| Q3 24 | $588.9K | — | ||
| Q2 24 | $2.1M | — | ||
| Q1 24 | $9.4M | — |
总债务MSSPBFS
| Q4 25 | $2.6M | — | ||
| Q3 25 | $2.6M | — | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.5M | — | ||
| Q2 24 | $2.6M | — | ||
| Q1 24 | $2.6M | — |
股东权益MSSPBFS
| Q4 25 | $11.6M | $323.9M | ||
| Q3 25 | $10.1M | $314.2M | ||
| Q2 25 | $11.7M | $314.2M | ||
| Q1 25 | $12.0M | $310.7M | ||
| Q4 24 | $10.9M | — | ||
| Q3 24 | $11.2M | $303.8M | ||
| Q2 24 | $10.5M | $296.5M | ||
| Q1 24 | $13.3M | $289.0M |
总资产MSSPBFS
| Q4 25 | $75.4M | $2.2B | ||
| Q3 25 | $73.3M | $2.2B | ||
| Q2 25 | $77.4M | $2.1B | ||
| Q1 25 | $82.7M | $2.1B | ||
| Q4 24 | $82.7M | — | ||
| Q3 24 | $82.1M | $2.0B | ||
| Q2 24 | $82.4M | — | ||
| Q1 24 | $44.2M | $2.0B |
负债/权益比MSSPBFS
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.26× | — | ||
| Q2 25 | 0.22× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.24× | — | ||
| Q1 24 | 0.19× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.7M | $11.1M |
| 自由现金流经营现金流 - 资本支出 | — | — |
| 自由现金流率自由现金流/营收 | — | — |
| 资本支出强度资本支出/营收 | — | — |
| 现金转化率经营现金流/净利润 | — | 2.97× |
| 过去12个月自由现金流最近4个季度 | — | — |
8季度趋势，按日历期对齐
经营现金流MSSPBFS
| Q4 25 | $-1.7M | $11.1M | ||
| Q3 25 | $1.1M | $3.9M | ||
| Q2 25 | $-1.6M | $5.1M | ||
| Q1 25 | $1.7M | $-3.5M | ||
| Q4 24 | $1.1M | — | ||
| Q3 24 | $3.6M | $1.9M | ||
| Q2 24 | $-2.6M | $9.0M | ||
| Q1 24 | $-1.4M | $3.3M |
现金转化率MSSPBFS
| Q4 25 | — | 2.97× | ||
| Q3 25 | — | 0.90× | ||
| Q2 25 | — | 0.78× | ||
| Q1 25 | 1.66× | -0.61× | ||
| Q4 24 | — | — | ||
| Q3 24 | 5.12× | 0.30× | ||
| Q2 24 | — | 2.30× | ||
| Q1 24 | — | 0.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
PBFS
暂无分部数据
