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Maison Solutions Inc.（MSS）与PCB BANCORP（PCB）财务数据对比。点击上方公司名可切换其他公司
PCB BANCORP的季度营收约是Maison Solutions Inc.的1.1倍（$29.2M vs $27.6M），PCB BANCORP同比增速更快（11.3% vs -10.9%），过去两年Maison Solutions Inc.的营收复合增速更高（42.5% vs 10.4%）
Maison Solutions Inc.是一家专注于家居零售的企业，主要运营市场位于中国粤港澳大湾区，面向大众消费者提供高性价比的时尚家具、家居装饰用品及日常家用百货，同时布局线下实体门店与线上电商销售渠道。
PCB BANCORP旗下的PCB银行是一家总部位于加利福尼亚州的美国社区银行，主要服务韩裔美国社群，提供商业银行服务，目前在全美8个州设有分支机构，规模在韩资背景美国银行中位列第三，仅次于希望银行与韩美银行。
MSS vs PCB — 直观对比
营收规模更大
PCB
是对方的1.1倍
$27.6M
营收增速更快
PCB
高出22.3%
-10.9%
两年增速更快
MSS
近两年复合增速
10.4%
损益表 — Q2 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $27.6M | $29.2M |
| 净利润 | $-5.0M | — |
| 毛利率 | 23.4% | — |
| 营业利润率 | -4.9% | 45.0% |
| 净利率 | -18.0% | — |
| 营收同比 | -10.9% | 11.3% |
| 净利润同比 | -1840.5% | — |
| 每股收益（稀释后） | $-0.23 | $0.65 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收MSSPCB
| Q4 25 | $27.6M | $29.2M | ||
| Q3 25 | $27.2M | $30.4M | ||
| Q2 25 | $34.4M | $29.3M | ||
| Q1 25 | $32.3M | $26.9M | ||
| Q4 24 | $29.4M | $26.2M | ||
| Q3 24 | $28.2M | $25.3M | ||
| Q2 24 | $16.9M | $24.2M | ||
| Q1 24 | $13.6M | $23.9M |
净利润MSSPCB
| Q4 25 | $-5.0M | — | ||
| Q3 25 | $-1.5M | $11.4M | ||
| Q2 25 | $-287.4K | $9.1M | ||
| Q1 25 | $1.0M | $7.7M | ||
| Q4 24 | $-256.0K | — | ||
| Q3 24 | $700.9K | $7.8M | ||
| Q2 24 | $-2.8M | $6.3M | ||
| Q1 24 | $-549.0K | $4.7M |
毛利率MSSPCB
| Q4 25 | 23.4% | — | ||
| Q3 25 | 24.1% | — | ||
| Q2 25 | 9.5% | — | ||
| Q1 25 | 21.8% | — | ||
| Q4 24 | 26.9% | — | ||
| Q3 24 | 28.9% | — | ||
| Q2 24 | 13.0% | — | ||
| Q1 24 | 23.4% | — |
营业利润率MSSPCB
| Q4 25 | -4.9% | 45.0% | ||
| Q3 25 | 0.7% | 52.3% | ||
| Q2 25 | -15.9% | 43.3% | ||
| Q1 25 | 3.7% | 40.2% | ||
| Q4 24 | 3.2% | 39.3% | ||
| Q3 24 | 7.3% | 42.2% | ||
| Q2 24 | -14.4% | 36.3% | ||
| Q1 24 | -2.3% | 27.2% |
净利率MSSPCB
| Q4 25 | -18.0% | — | ||
| Q3 25 | -5.7% | 37.5% | ||
| Q2 25 | -0.8% | 31.0% | ||
| Q1 25 | 3.1% | 28.8% | ||
| Q4 24 | -0.9% | — | ||
| Q3 24 | 2.5% | 30.8% | ||
| Q2 24 | -16.4% | 25.9% | ||
| Q1 24 | -4.0% | 19.6% |
每股收益（稀释后）MSSPCB
| Q4 25 | $-0.23 | $0.65 | ||
| Q3 25 | $-0.08 | $0.78 | ||
| Q2 25 | $-0.02 | $0.62 | ||
| Q1 25 | $0.06 | $0.53 | ||
| Q4 24 | $-0.01 | $0.46 | ||
| Q3 24 | $0.04 | $0.52 | ||
| Q2 24 | $-0.16 | $0.43 | ||
| Q1 24 | $-0.03 | $0.33 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $207.1M |
| 总债务越低越好 | $2.6M | — |
| 股东权益账面价值 | $11.6M | $390.0M |
| 总资产 | $75.4M | $3.3B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资MSSPCB
| Q4 25 | — | $207.1M | ||
| Q3 25 | $1.1M | $369.5M | ||
| Q2 25 | $775.4K | $263.6M | ||
| Q1 25 | $445.4K | $214.3M | ||
| Q4 24 | $355.7K | $198.8M | ||
| Q3 24 | $588.9K | $193.1M | ||
| Q2 24 | $2.1M | $177.6M | ||
| Q1 24 | $9.4M | $239.8M |
总债务MSSPCB
| Q4 25 | $2.6M | — | ||
| Q3 25 | $2.6M | — | ||
| Q2 25 | $2.6M | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | $2.5M | — | ||
| Q2 24 | $2.6M | — | ||
| Q1 24 | $2.6M | — |
股东权益MSSPCB
| Q4 25 | $11.6M | $390.0M | ||
| Q3 25 | $10.1M | $384.5M | ||
| Q2 25 | $11.7M | $376.5M | ||
| Q1 25 | $12.0M | $370.9M | ||
| Q4 24 | $10.9M | $363.8M | ||
| Q3 24 | $11.2M | $362.3M | ||
| Q2 24 | $10.5M | $353.5M | ||
| Q1 24 | $13.3M | $350.0M |
总资产MSSPCB
| Q4 25 | $75.4M | $3.3B | ||
| Q3 25 | $73.3M | $3.4B | ||
| Q2 25 | $77.4M | $3.3B | ||
| Q1 25 | $82.7M | $3.2B | ||
| Q4 24 | $82.7M | $3.1B | ||
| Q3 24 | $82.1M | $2.9B | ||
| Q2 24 | $82.4M | $2.9B | ||
| Q1 24 | $44.2M | $2.9B |
负债/权益比MSSPCB
| Q4 25 | 0.22× | — | ||
| Q3 25 | 0.26× | — | ||
| Q2 25 | 0.22× | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 0.23× | — | ||
| Q2 24 | 0.24× | — | ||
| Q1 24 | 0.19× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-1.7M | $26.6M |
| 自由现金流经营现金流 - 资本支出 | — | $24.4M |
| 自由现金流率自由现金流/营收 | — | 83.6% |
| 资本支出强度资本支出/营收 | — | 7.5% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $46.0M |
8季度趋势，按日历期对齐
经营现金流MSSPCB
| Q4 25 | $-1.7M | $26.6M | ||
| Q3 25 | $1.1M | $16.4M | ||
| Q2 25 | $-1.6M | $4.9M | ||
| Q1 25 | $1.7M | $2.3M | ||
| Q4 24 | $1.1M | $39.0M | ||
| Q3 24 | $3.6M | $11.9M | ||
| Q2 24 | $-2.6M | $14.6M | ||
| Q1 24 | $-1.4M | $8.2M |
自由现金流MSSPCB
| Q4 25 | — | $24.4M | ||
| Q3 25 | — | $16.2M | ||
| Q2 25 | — | $3.8M | ||
| Q1 25 | — | $1.6M | ||
| Q4 24 | — | $34.9M | ||
| Q3 24 | — | $11.9M | ||
| Q2 24 | — | $12.8M | ||
| Q1 24 | — | $6.0M |
自由现金流率MSSPCB
| Q4 25 | — | 83.6% | ||
| Q3 25 | — | 53.2% | ||
| Q2 25 | — | 13.1% | ||
| Q1 25 | — | 6.0% | ||
| Q4 24 | — | 133.2% | ||
| Q3 24 | — | 46.8% | ||
| Q2 24 | — | 53.1% | ||
| Q1 24 | — | 25.2% |
资本支出强度MSSPCB
| Q4 25 | — | 7.5% | ||
| Q3 25 | — | 0.8% | ||
| Q2 25 | — | 3.7% | ||
| Q1 25 | — | 2.8% | ||
| Q4 24 | — | 15.5% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 7.3% | ||
| Q1 24 | — | 9.3% |
现金转化率MSSPCB
| Q4 25 | — | — | ||
| Q3 25 | — | 1.44× | ||
| Q2 25 | — | 0.54× | ||
| Q1 25 | 1.66× | 0.30× | ||
| Q4 24 | — | — | ||
| Q3 24 | 5.12× | 1.52× | ||
| Q2 24 | — | 2.33× | ||
| Q1 24 | — | 1.76× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
MSS
| Perishables | $14.4M | 52% |
| Nonperishables | $13.2M | 48% |
PCB
暂无分部数据
