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NORTHRIM BANCORP INC（NRIM）与RCI HOSPITALITY HOLDINGS, INC.（RICK）财务数据对比。点击上方公司名可切换其他公司
RCI HOSPITALITY HOLDINGS, INC.的季度营收约是NORTHRIM BANCORP INC的1.2倍（$70.9M vs $61.2M），NORTHRIM BANCORP INC同比增速更快（11.6% vs -3.1%），NORTHRIM BANCORP INC自由现金流更多（$133.9M vs $11.5M），过去两年NORTHRIM BANCORP INC的营收复合增速更高（18.4% vs -2.0%）
Northrim Bancorp Inc是总部位于美国阿拉斯加州的区域银行控股企业，提供商业及个人存贷款、按揭产品、财富管理等多元化金融服务，服务覆盖本地小微企业、个人消费者及企业客户群体。
RCI Hospitality控股通过子公司经营脱衣舞俱乐部、夜总会、运动酒吧与餐厅，同时还运营一家为成人俱乐部行业提供服务的传媒会展企业。公司于1995年完成首次公开募股上市，目前在纳斯达克全球市场挂牌交易。
NRIM vs RICK — 直观对比
营收规模更大
RICK
是对方的1.2倍
$61.2M
营收增速更快
NRIM
高出14.7%
-3.1%
自由现金流更多
NRIM
多$122.4M
$11.5M
两年增速更快
NRIM
近两年复合增速
-2.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $61.2M | $70.9M |
| 净利润 | — | $-5.5M |
| 毛利率 | 79.9% | — |
| 营业利润率 | 27.2% | -0.7% |
| 净利率 | — | -7.8% |
| 营收同比 | 11.6% | -3.1% |
| 净利润同比 | — | -2354.9% |
| 每股收益（稀释后） | $-2.80 | $-0.60 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NRIMRICK
| Q4 25 | $61.2M | — | ||
| Q3 25 | $77.2M | $70.9M | ||
| Q2 25 | $61.4M | $71.1M | ||
| Q1 25 | $55.8M | $65.9M | ||
| Q4 24 | $54.8M | $71.5M | ||
| Q3 24 | $51.0M | $73.2M | ||
| Q2 24 | $46.5M | $76.2M | ||
| Q1 24 | $43.7M | $72.3M |
净利润NRIMRICK
| Q4 25 | — | — | ||
| Q3 25 | $27.1M | $-5.5M | ||
| Q2 25 | $11.8M | $4.1M | ||
| Q1 25 | $13.3M | $3.2M | ||
| Q4 24 | — | $9.0M | ||
| Q3 24 | $8.8M | $244.0K | ||
| Q2 24 | $9.0M | $-5.2M | ||
| Q1 24 | $8.2M | $774.0K |
毛利率NRIMRICK
| Q4 25 | 79.9% | — | ||
| Q3 25 | 84.0% | — | ||
| Q2 25 | 78.5% | — | ||
| Q1 25 | 84.1% | — | ||
| Q4 24 | 77.8% | — | ||
| Q3 24 | 75.2% | — | ||
| Q2 24 | 79.1% | — | ||
| Q1 24 | 78.2% | — |
营业利润率NRIMRICK
| Q4 25 | 27.2% | — | ||
| Q3 25 | 44.8% | -0.7% | ||
| Q2 25 | 25.7% | 12.2% | ||
| Q1 25 | 31.5% | 12.4% | ||
| Q4 24 | 24.3% | 19.5% | ||
| Q3 24 | 22.8% | 4.8% | ||
| Q2 24 | 24.9% | -3.3% | ||
| Q1 24 | 24.1% | 6.4% |
净利率NRIMRICK
| Q4 25 | — | — | ||
| Q3 25 | 35.1% | -7.8% | ||
| Q2 25 | 19.2% | 5.7% | ||
| Q1 25 | 23.9% | 4.9% | ||
| Q4 24 | — | 12.6% | ||
| Q3 24 | 17.3% | 0.3% | ||
| Q2 24 | 19.4% | -6.9% | ||
| Q1 24 | 18.8% | 1.1% |
每股收益（稀释后）NRIMRICK
| Q4 25 | $-2.80 | — | ||
| Q3 25 | $1.20 | $-0.60 | ||
| Q2 25 | $2.09 | $0.46 | ||
| Q1 25 | $2.38 | $0.36 | ||
| Q4 24 | $-1.83 | $1.01 | ||
| Q3 24 | $0.39 | $0.04 | ||
| Q2 24 | $1.62 | $-0.56 | ||
| Q1 24 | $1.48 | $0.08 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $33.7M |
| 总债务越低越好 | $12.8M | $238.2M |
| 股东权益账面价值 | $326.5M | $261.1M |
| 总资产 | $3.3B | $596.9M |
| 负债/权益比越低杠杆越低 | 0.04× | 0.91× |
8季度趋势，按日历期对齐
现金及短期投资NRIMRICK
| Q4 25 | — | — | ||
| Q3 25 | — | $33.7M | ||
| Q2 25 | — | $29.3M | ||
| Q1 25 | — | $32.7M | ||
| Q4 24 | — | $34.7M | ||
| Q3 24 | — | $32.4M | ||
| Q2 24 | — | $34.9M | ||
| Q1 24 | — | $20.0M |
总债务NRIMRICK
| Q4 25 | $12.8M | — | ||
| Q3 25 | — | $238.2M | ||
| Q2 25 | — | $243.8M | ||
| Q1 25 | — | $244.1M | ||
| Q4 24 | $23.0M | — | ||
| Q3 24 | — | $241.1M | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益NRIMRICK
| Q4 25 | $326.5M | — | ||
| Q3 25 | $315.7M | $261.1M | ||
| Q2 25 | $290.2M | $269.5M | ||
| Q1 25 | $279.8M | $268.8M | ||
| Q4 24 | $267.1M | $269.0M | ||
| Q3 24 | $260.1M | $263.4M | ||
| Q2 24 | $247.2M | $271.2M | ||
| Q1 24 | $239.3M | $285.8M |
总资产NRIMRICK
| Q4 25 | $3.3B | — | ||
| Q3 25 | $3.3B | $596.9M | ||
| Q2 25 | $3.2B | $597.4M | ||
| Q1 25 | $3.1B | $589.8M | ||
| Q4 24 | $3.0B | $586.2M | ||
| Q3 24 | $3.0B | $584.4M | ||
| Q2 24 | $2.8B | $601.0M | ||
| Q1 24 | $2.8B | $609.9M |
负债/权益比NRIMRICK
| Q4 25 | 0.04× | — | ||
| Q3 25 | — | 0.91× | ||
| Q2 25 | — | 0.90× | ||
| Q1 25 | — | 0.91× | ||
| Q4 24 | 0.09× | — | ||
| Q3 24 | — | 0.92× | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $139.3M | $13.7M |
| 自由现金流经营现金流 - 资本支出 | $133.9M | $11.5M |
| 自由现金流率自由现金流/营收 | 218.9% | 16.2% |
| 资本支出强度资本支出/营收 | 8.9% | 3.2% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $235.4M | $34.9M |
8季度趋势，按日历期对齐
经营现金流NRIMRICK
| Q4 25 | $139.3M | — | ||
| Q3 25 | $92.7M | $13.7M | ||
| Q2 25 | $-4.4M | $13.8M | ||
| Q1 25 | $16.5M | $8.5M | ||
| Q4 24 | $-8.7M | $13.3M | ||
| Q3 24 | $-201.0K | $15.7M | ||
| Q2 24 | $-38.5M | $15.8M | ||
| Q1 24 | $-5.5M | $10.8M |
自由现金流NRIMRICK
| Q4 25 | $133.9M | — | ||
| Q3 25 | $89.9M | $11.5M | ||
| Q2 25 | $-4.7M | $10.1M | ||
| Q1 25 | $16.3M | $5.7M | ||
| Q4 24 | $-9.3M | $7.6M | ||
| Q3 24 | $-330.0K | $10.3M | ||
| Q2 24 | $-39.4M | $9.3M | ||
| Q1 24 | $-6.6M | $3.2M |
自由现金流率NRIMRICK
| Q4 25 | 218.9% | — | ||
| Q3 25 | 116.5% | 16.2% | ||
| Q2 25 | -7.7% | 14.2% | ||
| Q1 25 | 29.3% | 8.6% | ||
| Q4 24 | -17.1% | 10.6% | ||
| Q3 24 | -0.6% | 14.0% | ||
| Q2 24 | -84.7% | 12.3% | ||
| Q1 24 | -15.1% | 4.4% |
资本支出强度NRIMRICK
| Q4 25 | 8.9% | — | ||
| Q3 25 | 3.5% | 3.2% | ||
| Q2 25 | 0.5% | 5.2% | ||
| Q1 25 | 0.4% | 4.3% | ||
| Q4 24 | 1.1% | 8.0% | ||
| Q3 24 | 0.3% | 7.3% | ||
| Q2 24 | 1.9% | 8.4% | ||
| Q1 24 | 2.4% | 10.6% |
现金转化率NRIMRICK
| Q4 25 | — | — | ||
| Q3 25 | 3.42× | — | ||
| Q2 25 | -0.37× | 3.40× | ||
| Q1 25 | 1.24× | 2.65× | ||
| Q4 24 | — | 1.48× | ||
| Q3 24 | -0.02× | 64.14× | ||
| Q2 24 | -4.27× | — | ||
| Q1 24 | -0.68× | 14.00× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NRIM
| Community Banking Segment | $44.3M | 72% |
| Specialty Finance Segment | $7.4M | 12% |
| Other | $4.7M | 8% |
| Home Mortgage Lending Segment | $3.6M | 6% |
| Credit And Debit Card | $1.2M | 2% |
RICK
| Transferred At Point In Time | $60.8M | 86% |
| Food And Merchandise | $10.4M | 15% |
