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NBT BANCORP INC（NBTB）与Revolve Group, Inc.（RVLV）财务数据对比。点击上方公司名可切换其他公司
Revolve Group, Inc.的季度营收约是NBT BANCORP INC的1.8倍（$324.4M vs $184.5M），NBT BANCORP INC净利率更高（27.7% vs 5.7%，领先22.0%），过去两年NBT BANCORP INC的营收复合增速更高（14.6% vs 9.5%）
NBT银行是美国的金融机构，旗下设有176个营业网点，分布于纽约、宾夕法尼亚、佛蒙特、马萨诸塞、新罕布什尔、缅因及康涅狄格州。其母公司为NBT Bancorp Inc.，总部位于美国纽约州诺威奇，在纳斯达克全球精选市场上市，股票代码为NBTB。
Revolve Theatre Company是总部位于英国泰晤士河畔亨利的剧团，专注于创作演出政治题材和莎士比亚系列戏剧作品，由奥利弗·登奇、乔·莫里斯与汤姆·史密斯共同创立运营。
NBTB vs RVLV — 直观对比
营收规模更大
RVLV
是对方的1.8倍
$184.5M
净利率更高
NBTB
高出22.0%
5.7%
两年增速更快
NBTB
近两年复合增速
9.5%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.5M | $324.4M |
| 净利润 | $51.1M | $18.6M |
| 毛利率 | — | 53.3% |
| 营业利润率 | — | 6.3% |
| 净利率 | 27.7% | 5.7% |
| 营收同比 | — | 10.4% |
| 净利润同比 | 39.2% | 50.4% |
| 每股收益（稀释后） | $0.98 | $0.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NBTBRVLV
| Q1 26 | $184.5M | — | ||
| Q4 25 | $185.1M | $324.4M | ||
| Q3 25 | $186.1M | $295.6M | ||
| Q2 25 | $171.2M | $309.0M | ||
| Q1 25 | $154.7M | $296.7M | ||
| Q4 24 | $148.5M | $293.7M | ||
| Q3 24 | $147.4M | $283.1M | ||
| Q2 24 | $140.4M | $282.5M |
净利润NBTBRVLV
| Q1 26 | $51.1M | — | ||
| Q4 25 | — | $18.6M | ||
| Q3 25 | $54.5M | $21.2M | ||
| Q2 25 | $22.5M | $10.2M | ||
| Q1 25 | $36.7M | $11.8M | ||
| Q4 24 | — | $12.3M | ||
| Q3 24 | $38.1M | $11.0M | ||
| Q2 24 | $32.7M | $15.4M |
毛利率NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | 53.3% | ||
| Q3 25 | — | 54.6% | ||
| Q2 25 | — | 54.1% | ||
| Q1 25 | — | 52.0% | ||
| Q4 24 | — | 52.5% | ||
| Q3 24 | — | 51.2% | ||
| Q2 24 | — | 54.0% |
营业利润率NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | 37.6% | 6.3% | ||
| Q3 25 | 38.6% | 7.1% | ||
| Q2 25 | 17.9% | 5.8% | ||
| Q1 25 | 30.5% | 5.0% | ||
| Q4 24 | 30.7% | 3.9% | ||
| Q3 24 | 33.1% | 5.0% | ||
| Q2 24 | 29.9% | 5.8% |
净利率NBTBRVLV
| Q1 26 | 27.7% | — | ||
| Q4 25 | — | 5.7% | ||
| Q3 25 | 29.3% | 7.2% | ||
| Q2 25 | 13.2% | 3.3% | ||
| Q1 25 | 23.8% | 4.0% | ||
| Q4 24 | — | 4.2% | ||
| Q3 24 | 25.8% | 3.9% | ||
| Q2 24 | 23.3% | 5.4% |
每股收益（稀释后）NBTBRVLV
| Q1 26 | $0.98 | — | ||
| Q4 25 | $1.09 | $0.27 | ||
| Q3 25 | $1.03 | $0.29 | ||
| Q2 25 | $0.44 | $0.14 | ||
| Q1 25 | $0.77 | $0.16 | ||
| Q4 24 | $0.77 | $0.18 | ||
| Q3 24 | $0.80 | $0.15 | ||
| Q2 24 | $0.69 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $292.3M |
| 总债务越低越好 | $160.9M | — |
| 股东权益账面价值 | $1.9B | $512.5M |
| 总资产 | $16.2B | $765.0M |
| 负债/权益比越低杠杆越低 | 0.08× | — |
8季度趋势，按日历期对齐
现金及短期投资NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | $292.3M | ||
| Q3 25 | — | $315.4M | ||
| Q2 25 | — | $310.7M | ||
| Q1 25 | — | $300.8M | ||
| Q4 24 | — | $256.6M | ||
| Q3 24 | — | $252.8M | ||
| Q2 24 | — | $244.7M |
总债务NBTBRVLV
| Q1 26 | $160.9M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益NBTBRVLV
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.9B | $512.5M | ||
| Q3 25 | $1.9B | $490.2M | ||
| Q2 25 | $1.8B | $468.6M | ||
| Q1 25 | $1.6B | $453.4M | ||
| Q4 24 | $1.5B | $437.8M | ||
| Q3 24 | $1.5B | $420.8M | ||
| Q2 24 | $1.5B | $405.8M |
总资产NBTBRVLV
| Q1 26 | $16.2B | — | ||
| Q4 25 | $16.0B | $765.0M | ||
| Q3 25 | $16.1B | $751.3M | ||
| Q2 25 | $16.0B | $722.9M | ||
| Q1 25 | $13.9B | $713.9M | ||
| Q4 24 | $13.8B | $665.5M | ||
| Q3 24 | $13.8B | $670.9M | ||
| Q2 24 | $13.5B | $657.8M |
负债/权益比NBTBRVLV
| Q1 26 | 0.08× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-10.2M |
| 自由现金流经营现金流 - 资本支出 | — | $-13.3M |
| 自由现金流率自由现金流/营收 | — | -4.1% |
| 资本支出强度资本支出/营收 | — | 1.0% |
| 现金转化率经营现金流/净利润 | — | -0.55× |
| 过去12个月自由现金流最近4个季度 | — | $48.0M |
8季度趋势，按日历期对齐
经营现金流NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | $235.2M | $-10.2M | ||
| Q3 25 | $80.6M | $11.8M | ||
| Q2 25 | $46.5M | $12.6M | ||
| Q1 25 | $42.0M | $45.1M | ||
| Q4 24 | $188.6M | $3.9M | ||
| Q3 24 | $52.1M | $9.1M | ||
| Q2 24 | $50.5M | $-24.7M |
自由现金流NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | $218.9M | $-13.3M | ||
| Q3 25 | $74.3M | $7.5M | ||
| Q2 25 | $44.1M | $10.4M | ||
| Q1 25 | $38.3M | $43.4M | ||
| Q4 24 | $176.8M | $2.1M | ||
| Q3 24 | $47.8M | $8.0M | ||
| Q2 24 | $49.1M | $-25.7M |
自由现金流率NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | 118.2% | -4.1% | ||
| Q3 25 | 40.0% | 2.5% | ||
| Q2 25 | 25.8% | 3.4% | ||
| Q1 25 | 24.8% | 14.6% | ||
| Q4 24 | 119.0% | 0.7% | ||
| Q3 24 | 32.4% | 2.8% | ||
| Q2 24 | 35.0% | -9.1% |
资本支出强度NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | 8.8% | 1.0% | ||
| Q3 25 | 3.4% | 1.5% | ||
| Q2 25 | 1.4% | 0.7% | ||
| Q1 25 | 2.4% | 0.6% | ||
| Q4 24 | 7.9% | 0.6% | ||
| Q3 24 | 2.9% | 0.4% | ||
| Q2 24 | 1.0% | 0.4% |
现金转化率NBTBRVLV
| Q1 26 | — | — | ||
| Q4 25 | — | -0.55× | ||
| Q3 25 | 1.48× | 0.56× | ||
| Q2 25 | 2.06× | 1.24× | ||
| Q1 25 | 1.14× | 3.82× | ||
| Q4 24 | — | 0.32× | ||
| Q3 24 | 1.37× | 0.83× | ||
| Q2 24 | 1.54× | -1.60× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NBTB
| Net Interest Income | $134.3M | 73% |
| Noninterest Income | $50.1M | 27% |
RVLV
| Fashion Apparel | $155.1M | 48% |
| Dresses | $76.4M | 24% |
| Handbags Shoes And Accessories | $67.6M | 21% |
| Beauty | $20.3M | 6% |
| Manufactured Product Other | $5.0M | 2% |
| Breakage On Store Credit And Gift Cards | $900.0K | 0% |
