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诺唯真游轮控股（NCLH）与Truist Financial（TFC）财务数据对比。点击上方公司名可切换其他公司
Truist Financial的季度营收约是诺唯真游轮控股的1.6倍（$3.7B vs $2.2B），Truist Financial净利率更高（36.6% vs 0.6%，领先36.0%），诺唯真游轮控股同比增速更快（6.4% vs 3.1%），过去两年Truist Financial的营收复合增速更高（4.8% vs 1.2%）
诺唯真游轮（NCL）1966年创立于挪威，为美国知名游轮运营商，总部设于佛罗里达州迈阿密-戴德县，注册地为巴哈马，由诺唯真游轮控股全资持有。按载客量计算，该品牌为全球第四大游轮公司，2021年占全球游轮市场载客量份额约8.6%。
Truist Financial是美国银行控股公司，总部位于北卡罗来纳州夏洛特，2019年12月由BB&T与SunTrust合并组建。旗下银行在15个州及华盛顿特区共运营1928家网点，提供零售、商业、投资银行、证券经纪、资产管理、抵押贷款、保险等多元金融产品服务，为美国第十大银行，总资产达5230亿美元。
NCLH vs TFC — 直观对比
营收规模更大
TFC
是对方的1.6倍
$2.2B
营收增速更快
NCLH
高出3.3%
3.1%
净利率更高
TFC
高出36.0%
0.6%
两年增速更快
TFC
近两年复合增速
1.2%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $3.7B |
| 净利润 | $14.3M | $1.4B |
| 毛利率 | 41.0% | — |
| 营业利润率 | 8.3% | 42.3% |
| 净利率 | 0.6% | 36.6% |
| 营收同比 | 6.4% | 3.1% |
| 净利润同比 | -94.4% | 6.1% |
| 每股收益（稀释后） | $0.08 | $1.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NCLHTFC
| Q4 25 | $2.2B | $3.7B | ||
| Q3 25 | $2.9B | $3.6B | ||
| Q2 25 | $2.5B | $3.6B | ||
| Q1 25 | $2.1B | $3.5B | ||
| Q4 24 | $2.1B | $3.6B | ||
| Q3 24 | $2.8B | $3.6B | ||
| Q2 24 | $2.4B | $3.5B | ||
| Q1 24 | $2.2B | $3.4B |
净利润NCLHTFC
| Q4 25 | $14.3M | $1.4B | ||
| Q3 25 | $419.3M | $1.5B | ||
| Q2 25 | $30.0M | $1.2B | ||
| Q1 25 | $-40.3M | $1.3B | ||
| Q4 24 | $254.5M | $1.3B | ||
| Q3 24 | $474.9M | $1.4B | ||
| Q2 24 | $163.4M | $922.0M | ||
| Q1 24 | $17.4M | $1.2B |
毛利率NCLHTFC
| Q4 25 | 41.0% | — | ||
| Q3 25 | 47.1% | — | ||
| Q2 25 | 42.1% | — | ||
| Q1 25 | 38.7% | — | ||
| Q4 24 | 38.0% | — | ||
| Q3 24 | 45.2% | — | ||
| Q2 24 | 38.7% | — | ||
| Q1 24 | 36.7% | — |
营业利润率NCLHTFC
| Q4 25 | 8.3% | 42.3% | ||
| Q3 25 | 25.5% | 47.9% | ||
| Q2 25 | 16.8% | 42.2% | ||
| Q1 25 | 9.4% | 43.8% | ||
| Q4 24 | 10.2% | 43.3% | ||
| Q3 24 | 24.6% | 47.5% | ||
| Q2 24 | 14.4% | -148.3% | ||
| Q1 24 | 10.0% | 40.5% |
净利率NCLHTFC
| Q4 25 | 0.6% | 36.6% | ||
| Q3 25 | 14.3% | 40.0% | ||
| Q2 25 | 1.2% | 34.6% | ||
| Q1 25 | -1.9% | 36.0% | ||
| Q4 24 | 12.1% | 35.5% | ||
| Q3 24 | 16.9% | 40.0% | ||
| Q2 24 | 6.9% | 26.1% | ||
| Q1 24 | 0.8% | 35.6% |
每股收益（稀释后）NCLHTFC
| Q4 25 | $0.08 | $1.01 | ||
| Q3 25 | $0.86 | $1.04 | ||
| Q2 25 | $0.07 | $0.90 | ||
| Q1 25 | $-0.09 | $0.87 | ||
| Q4 24 | $0.55 | $0.94 | ||
| Q3 24 | $0.95 | $0.99 | ||
| Q2 24 | $0.35 | $0.62 | ||
| Q1 24 | $0.04 | $0.81 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $209.9M | — |
| 总债务越低越好 | $13.7B | $42.0B |
| 股东权益账面价值 | $2.2B | $65.2B |
| 总资产 | $22.5B | $547.5B |
| 负债/权益比越低杠杆越低 | 6.21× | 0.64× |
8季度趋势，按日历期对齐
现金及短期投资NCLHTFC
| Q4 25 | $209.9M | — | ||
| Q3 25 | $166.8M | — | ||
| Q2 25 | $184.0M | — | ||
| Q1 25 | $184.4M | — | ||
| Q4 24 | $190.8M | — | ||
| Q3 24 | $332.5M | — | ||
| Q2 24 | $594.1M | — | ||
| Q1 24 | $559.8M | — |
总债务NCLHTFC
| Q4 25 | $13.7B | $42.0B | ||
| Q3 25 | $13.6B | $41.7B | ||
| Q2 25 | $12.6B | $44.4B | ||
| Q1 25 | $12.9B | $32.0B | ||
| Q4 24 | $11.8B | $35.0B | ||
| Q3 24 | $11.8B | $36.8B | ||
| Q2 24 | $11.9B | $34.6B | ||
| Q1 24 | $12.0B | $39.1B |
股东权益NCLHTFC
| Q4 25 | $2.2B | $65.2B | ||
| Q3 25 | $2.2B | $65.6B | ||
| Q2 25 | $1.6B | $64.8B | ||
| Q1 25 | $1.4B | $64.6B | ||
| Q4 24 | $1.4B | $63.7B | ||
| Q3 24 | $1.1B | $65.7B | ||
| Q2 24 | $693.1M | $63.8B | ||
| Q1 24 | $362.1M | $59.1B |
总资产NCLHTFC
| Q4 25 | $22.5B | $547.5B | ||
| Q3 25 | $22.2B | $543.9B | ||
| Q2 25 | $21.6B | $543.8B | ||
| Q1 25 | $21.4B | $535.9B | ||
| Q4 24 | $20.0B | $531.2B | ||
| Q3 24 | $19.8B | $523.4B | ||
| Q2 24 | $20.1B | $519.9B | ||
| Q1 24 | $19.8B | $535.0B |
负债/权益比NCLHTFC
| Q4 25 | 6.21× | 0.64× | ||
| Q3 25 | 6.22× | 0.64× | ||
| Q2 25 | 8.05× | 0.69× | ||
| Q1 25 | 9.09× | 0.50× | ||
| Q4 24 | 8.26× | 0.55× | ||
| Q3 24 | 10.35× | 0.56× | ||
| Q2 24 | 17.19× | 0.54× | ||
| Q1 24 | 33.16× | 0.66× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $459.1M | $2.6B |
| 自由现金流经营现金流 - 资本支出 | $21.5M | — |
| 自由现金流率自由现金流/营收 | 1.0% | — |
| 资本支出强度资本支出/营收 | 19.5% | — |
| 现金转化率经营现金流/净利润 | 32.21× | 1.91× |
| 过去12个月自由现金流最近4个季度 | $-1.2B | — |
8季度趋势，按日历期对齐
经营现金流NCLHTFC
| Q4 25 | $459.1M | $2.6B | ||
| Q3 25 | $236.6M | $1.5B | ||
| Q2 25 | $714.9M | $914.0M | ||
| Q1 25 | $679.2M | $746.0M | ||
| Q4 24 | $399.3M | $775.0M | ||
| Q3 24 | $172.5M | $1.5B | ||
| Q2 24 | $670.9M | $845.0M | ||
| Q1 24 | $807.2M | $-990.0M |
自由现金流NCLHTFC
| Q4 25 | $21.5M | — | ||
| Q3 25 | $-726.5M | — | ||
| Q2 25 | $381.2M | — | ||
| Q1 25 | $-846.0M | — | ||
| Q4 24 | $155.8M | — | ||
| Q3 24 | $-195.5M | — | ||
| Q2 24 | $330.2M | — | ||
| Q1 24 | $548.3M | — |
自由现金流率NCLHTFC
| Q4 25 | 1.0% | — | ||
| Q3 25 | -24.7% | — | ||
| Q2 25 | 15.1% | — | ||
| Q1 25 | -39.8% | — | ||
| Q4 24 | 7.4% | — | ||
| Q3 24 | -7.0% | — | ||
| Q2 24 | 13.9% | — | ||
| Q1 24 | 25.0% | — |
资本支出强度NCLHTFC
| Q4 25 | 19.5% | — | ||
| Q3 25 | 32.8% | — | ||
| Q2 25 | 13.3% | — | ||
| Q1 25 | 71.7% | — | ||
| Q4 24 | 11.5% | — | ||
| Q3 24 | 13.1% | — | ||
| Q2 24 | 14.4% | — | ||
| Q1 24 | 11.8% | — |
现金转化率NCLHTFC
| Q4 25 | 32.21× | 1.91× | ||
| Q3 25 | 0.56× | 1.03× | ||
| Q2 25 | 23.83× | 0.74× | ||
| Q1 25 | — | 0.59× | ||
| Q4 24 | 1.57× | 0.61× | ||
| Q3 24 | 0.36× | 1.06× | ||
| Q2 24 | 4.10× | 0.92× | ||
| Q1 24 | 46.51× | -0.82× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NCLH
| Passenger | $1.5B | 67% |
| Onboard And Other | $734.4M | 33% |
TFC
暂无分部数据
