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NOODLES & Co（NDLS）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
NOODLES & Co的季度营收约是合众银行的1.3倍（$122.1M vs $93.8M），合众银行净利率更高（27.3% vs -7.5%，领先34.8%），过去两年合众银行的营收复合增速更高（15.1% vs -1.2%）
Noodles & Company是源自美国的休闲快餐连锁品牌，主打融合多国风味及美式特色的面条菜品，同时也供应汤品和沙拉。品牌由亚伦·肯尼迪创立于1995年，总部位于科罗拉多州布鲁姆菲尔德，截至2022年年中，品牌已在美国31个州开出了458家门店。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
NDLS vs OSBC — 直观对比
营收规模更大
NDLS
是对方的1.3倍
$93.8M
净利率更高
OSBC
高出34.8%
-7.5%
两年增速更快
OSBC
近两年复合增速
-1.2%
损益表 — Q3 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $122.1M | $93.8M |
| 净利润 | $-9.2M | $25.6M |
| 毛利率 | — | — |
| 营业利润率 | -5.2% | — |
| 净利率 | -7.5% | 27.3% |
| 营收同比 | -4.1% | — |
| 净利润同比 | 32.8% | 159.2% |
| 每股收益（稀释后） | $-0.20 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NDLSOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | — | $95.2M | ||
| Q3 25 | $122.1M | $95.9M | ||
| Q2 25 | $123.8M | $75.1M | ||
| Q1 25 | — | $73.1M | ||
| Q4 24 | $122.8M | $73.2M | ||
| Q3 24 | $127.4M | $71.2M | ||
| Q2 24 | $121.4M | $70.8M |
净利润NDLSOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | — | — | ||
| Q3 25 | $-9.2M | $9.9M | ||
| Q2 25 | $-9.1M | $21.8M | ||
| Q1 25 | — | $19.8M | ||
| Q4 24 | $-6.8M | — | ||
| Q3 24 | $-13.6M | $23.0M | ||
| Q2 24 | $-6.1M | $21.9M |
营业利润率NDLSOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 41.2% | ||
| Q3 25 | -5.2% | 13.6% | ||
| Q2 25 | -5.2% | 38.9% | ||
| Q1 25 | — | 35.8% | ||
| Q4 24 | -3.9% | 34.7% | ||
| Q3 24 | -9.0% | 41.9% | ||
| Q2 24 | -3.4% | 41.2% |
净利率NDLSOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | — | — | ||
| Q3 25 | -7.5% | 10.3% | ||
| Q2 25 | -7.3% | 29.0% | ||
| Q1 25 | — | 27.1% | ||
| Q4 24 | -5.5% | — | ||
| Q3 24 | -10.7% | 32.3% | ||
| Q2 24 | -5.1% | 30.9% |
每股收益（稀释后）NDLSOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | — | $0.53 | ||
| Q3 25 | $-0.20 | $0.18 | ||
| Q2 25 | $-0.20 | $0.48 | ||
| Q1 25 | — | $0.43 | ||
| Q4 24 | $-0.15 | $0.42 | ||
| Q3 24 | $-0.30 | $0.50 | ||
| Q2 24 | $-0.14 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $4.7M | $115.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $-38.9M | $893.3M |
| 总资产 | $280.6M | $6.8B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NDLSOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | — | $124.0M | ||
| Q3 25 | $4.7M | $116.5M | ||
| Q2 25 | $1.4M | $141.8M | ||
| Q1 25 | — | $256.1M | ||
| Q4 24 | $3.3M | $99.3M | ||
| Q3 24 | $1.8M | $115.8M | ||
| Q2 24 | $1.3M | $120.9M |
股东权益NDLSOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | — | $896.8M | ||
| Q3 25 | $-38.9M | $866.7M | ||
| Q2 25 | $-13.9M | $718.6M | ||
| Q1 25 | — | $694.5M | ||
| Q4 24 | $3.7M | $671.0M | ||
| Q3 24 | $9.6M | $661.4M | ||
| Q2 24 | $21.9M | $619.3M |
总资产NDLSOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | — | $6.9B | ||
| Q3 25 | $280.6M | $7.0B | ||
| Q2 25 | $319.4M | $5.7B | ||
| Q1 25 | — | $5.7B | ||
| Q4 24 | $340.5M | $5.6B | ||
| Q3 24 | $346.3M | $5.7B | ||
| Q2 24 | $360.4M | $5.7B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $4.3M | — |
| 自由现金流经营现金流 - 资本支出 | $-2.8M | — |
| 自由现金流率自由现金流/营收 | -2.3% | — |
| 资本支出强度资本支出/营收 | 5.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $-7.5M | — |
8季度趋势，按日历期对齐
经营现金流NDLSOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | $122.3M | ||
| Q3 25 | $4.3M | $35.9M | ||
| Q2 25 | $4.0M | $24.2M | ||
| Q1 25 | — | $17.8M | ||
| Q4 24 | $5.8M | $131.5M | ||
| Q3 24 | $4.7M | $48.5M | ||
| Q2 24 | $7.0M | $11.6M |
自由现金流NDLSOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | $117.8M | ||
| Q3 25 | $-2.8M | $34.7M | ||
| Q2 25 | $1.1M | $23.5M | ||
| Q1 25 | — | $16.2M | ||
| Q4 24 | $-1.3M | $120.7M | ||
| Q3 24 | $-4.5M | $46.2M | ||
| Q2 24 | $-1.6M | $8.7M |
自由现金流率NDLSOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 123.7% | ||
| Q3 25 | -2.3% | 36.2% | ||
| Q2 25 | 0.9% | 31.2% | ||
| Q1 25 | — | 22.2% | ||
| Q4 24 | -1.1% | 165.0% | ||
| Q3 24 | -3.5% | 64.9% | ||
| Q2 24 | -1.4% | 12.3% |
资本支出强度NDLSOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | 4.7% | ||
| Q3 25 | 5.8% | 1.3% | ||
| Q2 25 | 2.4% | 1.1% | ||
| Q1 25 | — | 2.2% | ||
| Q4 24 | 5.8% | 14.7% | ||
| Q3 24 | 7.2% | 3.3% | ||
| Q2 24 | 7.1% | 4.2% |
现金转化率NDLSOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | 3.64× | ||
| Q2 25 | — | 1.11× | ||
| Q1 25 | — | 0.90× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NDLS
| Food And Beverage | $119.6M | 98% |
| Franchise | $2.5M | 2% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
