vs
Northfield Bancorp, Inc.（NFBK）与STEM, INC.（STEM）财务数据对比。点击上方公司名可切换其他公司
STEM, INC.的季度营收约是Northfield Bancorp, Inc.的1.1倍（$47.1M vs $41.3M），STEM, INC.净利率更高（-33.9% vs -1545.5%，领先1511.6%），Northfield Bancorp, Inc.同比增速更快（12.7% vs -15.6%），过去两年STEM, INC.的营收复合增速更高（36.1% vs 15.0%）
诺斯菲尔德银行控股公司是总部位于美国的区域性银行机构，主要服务美国东北部市场，面向个人消费者、中小企业及本地社区客户提供储蓄存款、住房贷款、商业信贷、财富管理等多元银行服务。
该公司是一家公开上市的生物制药企业，总部位于加利福尼亚州纽瓦克，专注研发纯化人类神经干细胞，旨在治疗中枢神经系统疾病与瘫痪，其所研发的神经干细胞可分化为中枢神经系统的神经元、星形胶质细胞与少突胶质细胞这三大主要细胞类型。
NFBK vs STEM — 直观对比
营收规模更大
STEM
是对方的1.1倍
$41.3M
营收增速更快
NFBK
高出28.2%
-15.6%
净利率更高
STEM
高出1511.6%
-1545.5%
两年增速更快
STEM
近两年复合增速
15.0%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $41.3M | $47.1M |
| 净利润 | $-27.4M | $-16.0M |
| 毛利率 | — | 48.9% |
| 营业利润率 | -1263.3% | -17.7% |
| 净利率 | -1545.5% | -33.9% |
| 营收同比 | 12.7% | -15.6% |
| 净利润同比 | -343.6% | 68.8% |
| 每股收益（稀释后） | $-0.68 | $-4.40 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NFBKSTEM
| Q4 25 | $41.3M | $47.1M | ||
| Q3 25 | $39.2M | $38.2M | ||
| Q2 25 | $38.9M | $38.4M | ||
| Q1 25 | $34.8M | $32.5M | ||
| Q4 24 | $36.7M | $55.8M | ||
| Q3 24 | $31.8M | $29.3M | ||
| Q2 24 | $31.5M | $34.0M | ||
| Q1 24 | $31.3M | $25.5M |
净利润NFBKSTEM
| Q4 25 | $-27.4M | $-16.0M | ||
| Q3 25 | $10.8M | $-23.8M | ||
| Q2 25 | $9.6M | $202.5M | ||
| Q1 25 | $7.9M | $-25.0M | ||
| Q4 24 | $11.3M | $-51.1M | ||
| Q3 24 | $6.5M | $-148.3M | ||
| Q2 24 | $6.0M | $-582.3M | ||
| Q1 24 | $6.2M | $-72.3M |
毛利率NFBKSTEM
| Q4 25 | — | 48.9% | ||
| Q3 25 | — | 35.5% | ||
| Q2 25 | — | 33.4% | ||
| Q1 25 | — | 32.4% | ||
| Q4 24 | — | -4.4% | ||
| Q3 24 | — | 21.2% | ||
| Q2 24 | — | 27.6% | ||
| Q1 24 | — | -95.0% |
营业利润率NFBKSTEM
| Q4 25 | -1263.3% | -17.7% | ||
| Q3 25 | 37.7% | -33.6% | ||
| Q2 25 | 35.6% | -34.8% | ||
| Q1 25 | 31.0% | -65.0% | ||
| Q4 24 | 38.0% | -84.4% | ||
| Q3 24 | 27.9% | -493.2% | ||
| Q2 24 | 29.1% | -1705.5% | ||
| Q1 24 | 27.2% | -267.0% |
净利率NFBKSTEM
| Q4 25 | -1545.5% | -33.9% | ||
| Q3 25 | 27.4% | -62.2% | ||
| Q2 25 | 24.6% | 527.8% | ||
| Q1 25 | 22.6% | -76.9% | ||
| Q4 24 | 30.7% | -91.6% | ||
| Q3 24 | 20.5% | -506.3% | ||
| Q2 24 | 18.9% | -1712.6% | ||
| Q1 24 | 19.9% | -283.9% |
每股收益（稀释后）NFBKSTEM
| Q4 25 | $-0.68 | $-4.40 | ||
| Q3 25 | $0.27 | $-2.84 | ||
| Q2 25 | $0.24 | $-1.79 | ||
| Q1 25 | $0.19 | $-0.15 | ||
| Q4 24 | $0.27 | $-15.29 | ||
| Q3 24 | $0.16 | $-18.24 | ||
| Q2 24 | $0.14 | $-71.81 | ||
| Q1 24 | $0.15 | $-0.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $164.0M | $48.9M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $690.1M | $-249.4M |
| 总资产 | $5.8B | $308.9M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NFBKSTEM
| Q4 25 | $164.0M | $48.9M | ||
| Q3 25 | $131.7M | $43.1M | ||
| Q2 25 | $97.6M | $40.8M | ||
| Q1 25 | $101.7M | $58.6M | ||
| Q4 24 | $167.7M | $56.3M | ||
| Q3 24 | $232.9M | $75.4M | ||
| Q2 24 | $153.5M | $89.6M | ||
| Q1 24 | $238.8M | $112.8M |
总债务NFBKSTEM
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | $666.4M | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益NFBKSTEM
| Q4 25 | $690.1M | $-249.4M | ||
| Q3 25 | $719.6M | $-235.7M | ||
| Q2 25 | $710.3M | $-214.1M | ||
| Q1 25 | $711.1M | $-417.5M | ||
| Q4 24 | $704.7M | $-398.4M | ||
| Q3 24 | $699.6M | $-344.1M | ||
| Q2 24 | $693.0M | $-203.2M | ||
| Q1 24 | $698.4M | $371.6M |
总资产NFBKSTEM
| Q4 25 | $5.8B | $308.9M | ||
| Q3 25 | $5.7B | $362.6M | ||
| Q2 25 | $5.7B | $379.2M | ||
| Q1 25 | $5.7B | $405.1M | ||
| Q4 24 | $5.7B | $437.4M | ||
| Q3 24 | $5.7B | $537.8M | ||
| Q2 24 | $5.7B | $691.5M | ||
| Q1 24 | $5.9B | $1.3B |
负债/权益比NFBKSTEM
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | 0.95× | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $53.7M | $8.2M |
| 自由现金流经营现金流 - 资本支出 | $52.5M | — |
| 自由现金流率自由现金流/营收 | 127.1% | — |
| 资本支出强度资本支出/营收 | 2.8% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $89.2M | — |
8季度趋势，按日历期对齐
经营现金流NFBKSTEM
| Q4 25 | $53.7M | $8.2M | ||
| Q3 25 | $13.9M | $11.4M | ||
| Q2 25 | $14.1M | $-21.3M | ||
| Q1 25 | $9.4M | $8.5M | ||
| Q4 24 | $31.1M | $-14.7M | ||
| Q3 24 | $14.0M | $-9.4M | ||
| Q2 24 | $6.9M | $-11.9M | ||
| Q1 24 | $4.2M | $-621.0K |
自由现金流NFBKSTEM
| Q4 25 | $52.5M | — | ||
| Q3 25 | $13.6M | — | ||
| Q2 25 | $13.9M | — | ||
| Q1 25 | $9.2M | — | ||
| Q4 24 | $30.0M | — | ||
| Q3 24 | $13.7M | — | ||
| Q2 24 | $6.7M | — | ||
| Q1 24 | $3.8M | — |
自由现金流率NFBKSTEM
| Q4 25 | 127.1% | — | ||
| Q3 25 | 34.6% | — | ||
| Q2 25 | 35.7% | — | ||
| Q1 25 | 26.3% | — | ||
| Q4 24 | 81.6% | — | ||
| Q3 24 | 43.2% | — | ||
| Q2 24 | 21.1% | — | ||
| Q1 24 | 12.1% | — |
资本支出强度NFBKSTEM
| Q4 25 | 2.8% | — | ||
| Q3 25 | 0.8% | — | ||
| Q2 25 | 0.6% | — | ||
| Q1 25 | 0.7% | — | ||
| Q4 24 | 3.1% | — | ||
| Q3 24 | 0.7% | — | ||
| Q2 24 | 0.8% | — | ||
| Q1 24 | 1.4% | — |
现金转化率NFBKSTEM
| Q4 25 | — | — | ||
| Q3 25 | 1.29× | — | ||
| Q2 25 | 1.48× | -0.11× | ||
| Q1 25 | 1.20× | — | ||
| Q4 24 | 2.76× | — | ||
| Q3 24 | 2.14× | — | ||
| Q2 24 | 1.16× | — | ||
| Q1 24 | 0.68× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
