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Natural Grocers by Vitamin Cottage, Inc.（NGVC）与OFG BANCORP（OFG）财务数据对比。点击上方公司名可切换其他公司
Natural Grocers by Vitamin Cottage, Inc.的季度营收约是OFG BANCORP的1.8倍（$335.6M vs $184.3M），OFG BANCORP净利率更高（30.3% vs 3.4%，领先26.9%），Natural Grocers by Vitamin Cottage, Inc.同比增速更快（1.6% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $11.6M），过去两年Natural Grocers by Vitamin Cottage, Inc.的营收复合增速更高（4.4% vs 2.8%）
Natural Grocers by Vitamin Cottage, Inc.是美国本土的特色零售连锁企业，主营认证有机食品、膳食补充剂、天然个护及环保家居类产品，面向健康意识较强的消费群体，门店覆盖美国多州，执行严格品控标准，拒绝售卖含人工添加剂的商品。
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
NGVC vs OFG — 直观对比
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $335.6M | $184.3M |
| 净利润 | $11.3M | $55.9M |
| 毛利率 | 29.5% | — |
| 营业利润率 | 4.4% | 25.7% |
| 净利率 | 3.4% | 30.3% |
| 营收同比 | 1.6% | 0.9% |
| 净利润同比 | 14.0% | 11.0% |
| 每股收益（稀释后） | $0.49 | $1.27 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
| Q4 25 | $335.6M | $184.3M | ||
| Q3 25 | $336.1M | $186.2M | ||
| Q2 25 | $328.7M | $182.4M | ||
| Q1 25 | $335.8M | $178.6M | ||
| Q4 24 | $330.2M | $182.7M | ||
| Q3 24 | $322.7M | $174.7M | ||
| Q2 24 | $309.1M | $179.8M | ||
| Q1 24 | $308.1M | $174.4M |
| Q4 25 | $11.3M | $55.9M | ||
| Q3 25 | $11.8M | $51.8M | ||
| Q2 25 | $11.6M | $51.8M | ||
| Q1 25 | $13.1M | $45.6M | ||
| Q4 24 | $9.9M | $50.3M | ||
| Q3 24 | $9.0M | $47.0M | ||
| Q2 24 | $9.2M | $51.1M | ||
| Q1 24 | $8.0M | $49.7M |
| Q4 25 | 29.5% | — | ||
| Q3 25 | 29.5% | — | ||
| Q2 25 | 29.9% | — | ||
| Q1 25 | 30.3% | — | ||
| Q4 24 | 29.9% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 29.2% | — | ||
| Q1 24 | 29.3% | — |
| Q4 25 | 4.4% | 25.7% | ||
| Q3 25 | 4.6% | 33.0% | ||
| Q2 25 | 4.7% | 36.1% | ||
| Q1 25 | 5.2% | 33.3% | ||
| Q4 24 | 4.0% | 28.9% | ||
| Q3 24 | 3.7% | 35.4% | ||
| Q2 24 | 4.2% | 39.6% | ||
| Q1 24 | 3.7% | 38.9% |
| Q4 25 | 3.4% | 30.3% | ||
| Q3 25 | 3.5% | 27.8% | ||
| Q2 25 | 3.5% | 28.4% | ||
| Q1 25 | 3.9% | 25.5% | ||
| Q4 24 | 3.0% | 27.6% | ||
| Q3 24 | 2.8% | 26.9% | ||
| Q2 24 | 3.0% | 28.4% | ||
| Q1 24 | 2.6% | 28.5% |
| Q4 25 | $0.49 | $1.27 | ||
| Q3 25 | $0.51 | $1.16 | ||
| Q2 25 | $0.50 | $1.15 | ||
| Q1 25 | $0.56 | $1.00 | ||
| Q4 24 | $0.43 | $1.10 | ||
| Q3 24 | $0.38 | $1.00 | ||
| Q2 24 | $0.40 | $1.08 | ||
| Q1 24 | $0.35 | $1.05 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $23.2M | $1.0B |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $220.0M | $1.4B |
| 总资产 | $668.6M | $12.5B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
| Q4 25 | $23.2M | $1.0B | ||
| Q3 25 | $17.1M | $740.3M | ||
| Q2 25 | $13.2M | $851.8M | ||
| Q1 25 | $21.2M | $710.6M | ||
| Q4 24 | $6.3M | $591.1M | ||
| Q3 24 | $8.9M | $680.6M | ||
| Q2 24 | $13.9M | $740.4M | ||
| Q1 24 | $11.0M | $754.4M |
| Q4 25 | $220.0M | $1.4B | ||
| Q3 25 | $212.4M | $1.4B | ||
| Q2 25 | $202.5M | $1.3B | ||
| Q1 25 | $193.0M | $1.3B | ||
| Q4 24 | $181.9M | $1.3B | ||
| Q3 24 | $174.3M | $1.3B | ||
| Q2 24 | $167.8M | $1.2B | ||
| Q1 24 | $160.0M | $1.2B |
| Q4 25 | $668.6M | $12.5B | ||
| Q3 25 | $670.5M | $12.2B | ||
| Q2 25 | $659.0M | $12.2B | ||
| Q1 25 | $664.6M | $11.7B | ||
| Q4 24 | $648.9M | $11.5B | ||
| Q3 24 | $655.5M | $11.5B | ||
| Q2 24 | $654.4M | $11.3B | ||
| Q1 24 | $656.6M | $11.2B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $21.1M | $217.7M |
| 自由现金流经营现金流 - 资本支出 | $11.6M | $199.3M |
| 自由现金流率自由现金流/营收 | 3.4% | 108.1% |
| 资本支出强度资本支出/营收 | 2.9% | 10.0% |
| 现金转化率经营现金流/净利润 | 1.86× | 3.90× |
| 过去12个月自由现金流最近4个季度 | $42.6M | $345.4M |
8季度趋势，按日历期对齐
| Q4 25 | $21.1M | $217.7M | ||
| Q3 25 | $15.6M | $39.5M | ||
| Q2 25 | $2.9M | $35.9M | ||
| Q1 25 | $34.1M | $83.1M | ||
| Q4 24 | $2.7M | $252.5M | ||
| Q3 24 | $24.5M | $58.1M | ||
| Q2 24 | $12.4M | $95.1M | ||
| Q1 24 | $20.2M | $61.0M |
| Q4 25 | $11.6M | $199.3M | ||
| Q3 25 | $7.5M | $35.5M | ||
| Q2 25 | $-4.2M | $31.8M | ||
| Q1 25 | $27.6M | $78.7M | ||
| Q4 24 | $-6.9M | $231.2M | ||
| Q3 24 | $18.0M | $51.8M | ||
| Q2 24 | $3.6M | $90.4M | ||
| Q1 24 | $9.8M | $54.8M |
| Q4 25 | 3.4% | 108.1% | ||
| Q3 25 | 2.2% | 19.1% | ||
| Q2 25 | -1.3% | 17.4% | ||
| Q1 25 | 8.2% | 44.1% | ||
| Q4 24 | -2.1% | 126.5% | ||
| Q3 24 | 5.6% | 29.6% | ||
| Q2 24 | 1.2% | 50.3% | ||
| Q1 24 | 3.2% | 31.4% |
| Q4 25 | 2.9% | 10.0% | ||
| Q3 25 | 2.4% | 2.1% | ||
| Q2 25 | 2.2% | 2.3% | ||
| Q1 25 | 1.9% | 2.4% | ||
| Q4 24 | 2.9% | 11.7% | ||
| Q3 24 | 2.0% | 3.6% | ||
| Q2 24 | 2.9% | 2.6% | ||
| Q1 24 | 3.4% | 3.5% |
| Q4 25 | 1.86× | 3.90× | ||
| Q3 25 | 1.32× | 0.76× | ||
| Q2 25 | 0.25× | 0.69× | ||
| Q1 25 | 2.60× | 1.82× | ||
| Q4 24 | 0.27× | 5.02× | ||
| Q3 24 | 2.72× | 1.24× | ||
| Q2 24 | 1.35× | 1.86× | ||
| Q1 24 | 2.54× | 1.23× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVC
| Grocery | $243.8M | 73% |
| Dietary Supplements | $60.7M | 18% |
| Manufactured Product Other | $31.0M | 9% |
OFG
暂无分部数据
