vs
Ingevity Corp（NGVT）与合众银行（OSBC）财务数据对比。点击上方公司名可切换其他公司
Ingevity Corp的季度营收约是合众银行的2.0倍（$185.4M vs $93.8M），合众银行净利率更高（27.3% vs -45.6%，领先72.9%），过去两年合众银行的营收复合增速更高（15.1% vs -26.2%）
Ingevity Corp是一家全球特种化学品与先进材料生产商，主营高性能碳材料、路面养护解决方案及特种化工产品，服务汽车排放控制、工业净化、道路基建、农业投入品等核心市场，业务覆盖北美、欧洲及亚太地区。
合众银行是一家总部位于美国明尼阿波利斯、在特拉华州注册的美国跨国银行机构。截至2025年，它是美国第五大银行，也是美国中西部规模最大的银行，被金融稳定委员会认定为具有系统重要性的金融机构，主营银行、投资、抵押等金融服务。
NGVT vs OSBC — 直观对比
营收规模更大
NGVT
是对方的2.0倍
$93.8M
净利率更高
OSBC
高出72.9%
-45.6%
两年增速更快
OSBC
近两年复合增速
-26.2%
损益表 — Q4 FY2025 vs Q1 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $185.4M | $93.8M |
| 净利润 | $-84.6M | $25.6M |
| 毛利率 | 41.2% | — |
| 营业利润率 | -47.7% | — |
| 净利率 | -45.6% | 27.3% |
| 营收同比 | 36.7% | — |
| 净利润同比 | -609.6% | 159.2% |
| 每股收益（稀释后） | $-2.33 | $0.48 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NGVTOSBC
| Q1 26 | — | $93.8M | ||
| Q4 25 | $185.4M | $95.2M | ||
| Q3 25 | $333.1M | $95.9M | ||
| Q2 25 | $365.1M | $75.1M | ||
| Q1 25 | $284.0M | $73.1M | ||
| Q4 24 | $135.6M | $73.2M | ||
| Q3 24 | $333.8M | $71.2M | ||
| Q2 24 | $390.6M | $70.8M |
净利润NGVTOSBC
| Q1 26 | — | $25.6M | ||
| Q4 25 | $-84.6M | — | ||
| Q3 25 | $43.5M | $9.9M | ||
| Q2 25 | $-146.5M | $21.8M | ||
| Q1 25 | $20.5M | $19.8M | ||
| Q4 24 | $16.6M | — | ||
| Q3 24 | $-107.2M | $23.0M | ||
| Q2 24 | $-283.7M | $21.9M |
毛利率NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | 41.2% | — | ||
| Q3 25 | 40.2% | — | ||
| Q2 25 | 37.8% | — | ||
| Q1 25 | 39.9% | — | ||
| Q4 24 | 81.3% | — | ||
| Q3 24 | 39.4% | — | ||
| Q2 24 | 31.5% | — |
营业利润率NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | -47.7% | 41.2% | ||
| Q3 25 | 18.7% | 13.6% | ||
| Q2 25 | -39.1% | 38.9% | ||
| Q1 25 | 9.4% | 35.8% | ||
| Q4 24 | — | 34.7% | ||
| Q3 24 | 33.0% | 41.9% | ||
| Q2 24 | 25.9% | 41.2% |
净利率NGVTOSBC
| Q1 26 | — | 27.3% | ||
| Q4 25 | -45.6% | — | ||
| Q3 25 | 13.1% | 10.3% | ||
| Q2 25 | -40.1% | 29.0% | ||
| Q1 25 | 7.2% | 27.1% | ||
| Q4 24 | 12.2% | — | ||
| Q3 24 | -32.1% | 32.3% | ||
| Q2 24 | -72.6% | 30.9% |
每股收益（稀释后）NGVTOSBC
| Q1 26 | — | $0.48 | ||
| Q4 25 | $-2.33 | $0.53 | ||
| Q3 25 | $1.18 | $0.18 | ||
| Q2 25 | $-4.02 | $0.48 | ||
| Q1 25 | $0.56 | $0.43 | ||
| Q4 24 | $0.44 | $0.42 | ||
| Q3 24 | $-2.94 | $0.50 | ||
| Q2 24 | $-7.81 | $0.48 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $78.1M | $115.7M |
| 总债务越低越好 | $1.2B | — |
| 股东权益账面价值 | $29.7M | $893.3M |
| 总资产 | $1.7B | $6.8B |
| 负债/权益比越低杠杆越低 | 39.10× | — |
8季度趋势，按日历期对齐
现金及短期投资NGVTOSBC
| Q1 26 | — | $115.7M | ||
| Q4 25 | $78.1M | $124.0M | ||
| Q3 25 | $83.4M | $116.5M | ||
| Q2 25 | $76.9M | $141.8M | ||
| Q1 25 | $71.5M | $256.1M | ||
| Q4 24 | $68.0M | $99.3M | ||
| Q3 24 | $135.5M | $115.8M | ||
| Q2 24 | $107.4M | $120.9M |
总债务NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | $1.2B | — | ||
| Q3 25 | $1.2B | — | ||
| Q2 25 | $1.2B | — | ||
| Q1 25 | $1.3B | — | ||
| Q4 24 | $1.3B | — | ||
| Q3 24 | $1.4B | — | ||
| Q2 24 | $1.4B | — |
股东权益NGVTOSBC
| Q1 26 | — | $893.3M | ||
| Q4 25 | $29.7M | $896.8M | ||
| Q3 25 | $138.1M | $866.7M | ||
| Q2 25 | $120.7M | $718.6M | ||
| Q1 25 | $234.6M | $694.5M | ||
| Q4 24 | $195.2M | $671.0M | ||
| Q3 24 | $214.5M | $661.4M | ||
| Q2 24 | $284.8M | $619.3M |
总资产NGVTOSBC
| Q1 26 | — | $6.8B | ||
| Q4 25 | $1.7B | $6.9B | ||
| Q3 25 | $1.8B | $7.0B | ||
| Q2 25 | $1.9B | $5.7B | ||
| Q1 25 | $2.1B | $5.7B | ||
| Q4 24 | $2.0B | $5.6B | ||
| Q3 24 | $2.2B | $5.7B | ||
| Q2 24 | $2.3B | $5.7B |
负债/权益比NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | 39.10× | — | ||
| Q3 25 | 8.39× | — | ||
| Q2 25 | 10.24× | — | ||
| Q1 25 | 5.68× | — | ||
| Q4 24 | 6.86× | — | ||
| Q3 24 | 6.52× | — | ||
| Q2 24 | 4.92× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $97.1M | — |
| 自由现金流经营现金流 - 资本支出 | $73.5M | — |
| 自由现金流率自由现金流/营收 | 39.6% | — |
| 资本支出强度资本支出/营收 | 12.7% | — |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | $273.5M | — |
8季度趋势，按日历期对齐
经营现金流NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | $97.1M | $122.3M | ||
| Q3 25 | $129.7M | $35.9M | ||
| Q2 25 | $79.0M | $24.2M | ||
| Q1 25 | $25.4M | $17.8M | ||
| Q4 24 | $64.5M | $131.5M | ||
| Q3 24 | $46.5M | $48.5M | ||
| Q2 24 | $29.7M | $11.6M |
自由现金流NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | $73.5M | $117.8M | ||
| Q3 25 | $117.8M | $34.7M | ||
| Q2 25 | $66.8M | $23.5M | ||
| Q1 25 | $15.4M | $16.2M | ||
| Q4 24 | $39.6M | $120.7M | ||
| Q3 24 | $28.5M | $46.2M | ||
| Q2 24 | $11.6M | $8.7M |
自由现金流率NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | 39.6% | 123.7% | ||
| Q3 25 | 35.4% | 36.2% | ||
| Q2 25 | 18.3% | 31.2% | ||
| Q1 25 | 5.4% | 22.2% | ||
| Q4 24 | 29.2% | 165.0% | ||
| Q3 24 | 8.5% | 64.9% | ||
| Q2 24 | 3.0% | 12.3% |
资本支出强度NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | 12.7% | 4.7% | ||
| Q3 25 | 3.6% | 1.3% | ||
| Q2 25 | 3.3% | 1.1% | ||
| Q1 25 | 3.5% | 2.2% | ||
| Q4 24 | 18.4% | 14.7% | ||
| Q3 24 | 5.4% | 3.3% | ||
| Q2 24 | 4.6% | 4.2% |
现金转化率NGVTOSBC
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 2.98× | 3.64× | ||
| Q2 25 | — | 1.11× | ||
| Q1 25 | 1.24× | 0.90× | ||
| Q4 24 | 3.89× | — | ||
| Q3 24 | — | 2.11× | ||
| Q2 24 | — | 0.53× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NGVT
| Performance Materials | $151.2M | 82% |
| Advanced Polymer Technologies Segment | $36.5M | 20% |
OSBC
| Net Interest Income | $81.1M | 87% |
| Noninterest Income | $12.6M | 13% |
