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NMI Holdings, Inc.（NMIH）与Ranger Energy Services, Inc.（RNGR）财务数据对比。点击上方公司名可切换其他公司
NMI Holdings, Inc.的季度营收约是Ranger Energy Services, Inc.的1.3倍（$183.5M vs $142.2M），NMI Holdings, Inc.净利率更高（54.1% vs 2.3%，领先51.9%），NMI Holdings, Inc.同比增速更快（5.9% vs -0.6%），过去两年NMI Holdings, Inc.的营收复合增速更高（6.4% vs 1.9%）
NMI控股是美国头部私人抵押贷款保险服务商，主要为贷款机构提供抵押贷款担保保险产品，降低住房抵押贷款信用风险，服务美国本土住宅市场，助力符合资质的购房者获得购房便利，同时保护放贷机构免受违约损失。
Ranger Energy Services是北美领先的陆上油田服务提供商，为上游油气运营商提供完井、修井、钻机作业及产能优化等全套解决方案，业务主要覆盖美国本土的页岩和致密资源开采作业区。
NMIH vs RNGR — 直观对比
营收规模更大
NMIH
是对方的1.3倍
$142.2M
营收增速更快
NMIH
高出6.5%
-0.6%
净利率更高
NMIH
高出51.9%
2.3%
两年增速更快
NMIH
近两年复合增速
1.9%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $183.5M | $142.2M |
| 净利润 | $99.3M | $3.2M |
| 毛利率 | — | — |
| 营业利润率 | — | 2.3% |
| 净利率 | 54.1% | 2.3% |
| 营收同比 | 5.9% | -0.6% |
| 净利润同比 | — | -44.8% |
| 每股收益（稀释后） | $1.28 | $0.14 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NMIHRNGR
| Q1 26 | $183.5M | — | ||
| Q4 25 | $180.7M | $142.2M | ||
| Q3 25 | $178.7M | $128.9M | ||
| Q2 25 | $173.8M | $140.6M | ||
| Q1 25 | $173.2M | $135.2M | ||
| Q4 24 | $166.5M | $143.1M | ||
| Q3 24 | $166.1M | $153.0M | ||
| Q2 24 | $162.1M | $138.1M |
净利润NMIHRNGR
| Q1 26 | $99.3M | — | ||
| Q4 25 | $94.2M | $3.2M | ||
| Q3 25 | $96.0M | $1.2M | ||
| Q2 25 | $96.2M | $7.3M | ||
| Q1 25 | $102.6M | $600.0K | ||
| Q4 24 | $86.2M | $5.8M | ||
| Q3 24 | $92.8M | $8.7M | ||
| Q2 24 | $92.1M | $4.7M |
营业利润率NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | 67.0% | 2.3% | ||
| Q3 25 | 69.2% | 2.0% | ||
| Q2 25 | 71.1% | 6.1% | ||
| Q1 25 | 75.8% | 0.7% | ||
| Q4 24 | 66.6% | 6.2% | ||
| Q3 24 | 71.8% | 8.4% | ||
| Q2 24 | 73.2% | 5.3% |
净利率NMIHRNGR
| Q1 26 | 54.1% | — | ||
| Q4 25 | 52.1% | 2.3% | ||
| Q3 25 | 53.7% | 0.9% | ||
| Q2 25 | 55.3% | 5.2% | ||
| Q1 25 | 59.2% | 0.4% | ||
| Q4 24 | 51.8% | 4.1% | ||
| Q3 24 | 55.9% | 5.7% | ||
| Q2 24 | 56.8% | 3.4% |
每股收益（稀释后）NMIHRNGR
| Q1 26 | $1.28 | — | ||
| Q4 25 | $1.21 | $0.14 | ||
| Q3 25 | $1.22 | $0.05 | ||
| Q2 25 | $1.21 | $0.32 | ||
| Q1 25 | $1.28 | $0.03 | ||
| Q4 24 | $1.07 | $0.24 | ||
| Q3 24 | $1.15 | $0.39 | ||
| Q2 24 | $1.13 | $0.21 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $70.7M | $10.3M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $300.1M |
| 总资产 | $3.9B | $419.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NMIHRNGR
| Q1 26 | $70.7M | — | ||
| Q4 25 | — | $10.3M | ||
| Q3 25 | — | $45.2M | ||
| Q2 25 | — | $48.9M | ||
| Q1 25 | — | $40.3M | ||
| Q4 24 | — | $40.9M | ||
| Q3 24 | — | $14.8M | ||
| Q2 24 | — | $8.7M |
总债务NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $0 | ||
| Q3 24 | — | $0 | ||
| Q2 24 | — | $0 |
股东权益NMIHRNGR
| Q1 26 | $2.6B | — | ||
| Q4 25 | $2.6B | $300.1M | ||
| Q3 25 | $2.5B | $270.0M | ||
| Q2 25 | $2.4B | $276.9M | ||
| Q1 25 | $2.3B | $272.6M | ||
| Q4 24 | $2.2B | $273.8M | ||
| Q3 24 | $2.2B | $267.6M | ||
| Q2 24 | $2.0B | $260.5M |
总资产NMIHRNGR
| Q1 26 | $3.9B | — | ||
| Q4 25 | $3.8B | $419.3M | ||
| Q3 25 | $3.7B | $372.8M | ||
| Q2 25 | $3.6B | $381.7M | ||
| Q1 25 | $3.5B | $376.5M | ||
| Q4 24 | $3.3B | $381.6M | ||
| Q3 24 | $3.3B | $373.9M | ||
| Q2 24 | $3.1B | $359.6M |
负债/权益比NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.00× | ||
| Q3 24 | — | 0.00× | ||
| Q2 24 | — | 0.00× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $24.1M |
| 自由现金流经营现金流 - 资本支出 | — | $17.1M |
| 自由现金流率自由现金流/营收 | — | 12.0% |
| 资本支出强度资本支出/营收 | — | 4.9% |
| 现金转化率经营现金流/净利润 | — | 7.53× |
| 过去12个月自由现金流最近4个季度 | — | $42.9M |
8季度趋势，按日历期对齐
经营现金流NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | $419.3M | $24.1M | ||
| Q3 25 | $128.0M | $13.6M | ||
| Q2 25 | $128.4M | $20.7M | ||
| Q1 25 | $101.2M | $10.6M | ||
| Q4 24 | $393.6M | $32.7M | ||
| Q3 24 | $128.4M | $17.7M | ||
| Q2 24 | $117.8M | $22.1M |
自由现金流NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | $412.5M | $17.1M | ||
| Q3 25 | $126.3M | $8.0M | ||
| Q2 25 | $126.7M | $14.4M | ||
| Q1 25 | $99.4M | $3.4M | ||
| Q4 24 | $386.7M | $27.3M | ||
| Q3 24 | $126.9M | $10.8M | ||
| Q2 24 | $115.9M | $6.8M |
自由现金流率NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | 228.2% | 12.0% | ||
| Q3 25 | 70.7% | 6.2% | ||
| Q2 25 | 72.9% | 10.2% | ||
| Q1 25 | 57.4% | 2.5% | ||
| Q4 24 | 232.2% | 19.1% | ||
| Q3 24 | 76.4% | 7.1% | ||
| Q2 24 | 71.5% | 4.9% |
资本支出强度NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 4.9% | ||
| Q3 25 | 1.0% | 4.3% | ||
| Q2 25 | 0.9% | 4.5% | ||
| Q1 25 | 1.0% | 5.3% | ||
| Q4 24 | 4.1% | 3.8% | ||
| Q3 24 | 0.9% | 4.5% | ||
| Q2 24 | 1.1% | 11.1% |
现金转化率NMIHRNGR
| Q1 26 | — | — | ||
| Q4 25 | 4.45× | 7.53× | ||
| Q3 25 | 1.33× | 11.33× | ||
| Q2 25 | 1.33× | 2.84× | ||
| Q1 25 | 0.99× | 17.67× | ||
| Q4 24 | 4.57× | 5.64× | ||
| Q3 24 | 1.38× | 2.03× | ||
| Q2 24 | 1.28× | 4.70× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NMIH
暂无分部数据
RNGR
| High Specification Rigs | $92.3M | 65% |
| Processing Solutions And Ancillary Services | $37.5M | 26% |
| Wireline Services | $12.4M | 9% |
