vs
NMI Holdings, Inc.（NMIH）与Rapid7, Inc.（RPD）财务数据对比。点击上方公司名可切换其他公司
Rapid7, Inc.的季度营收约是NMI Holdings, Inc.的1.2倍（$217.4M vs $183.5M），NMI Holdings, Inc.净利率更高（54.1% vs 1.4%，领先52.7%），NMI Holdings, Inc.同比增速更快（5.9% vs 0.5%），过去两年NMI Holdings, Inc.的营收复合增速更高（6.4% vs 3.0%）
NMI控股是美国头部私人抵押贷款保险服务商，主要为贷款机构提供抵押贷款担保保险产品，降低住房抵押贷款信用风险，服务美国本土住宅市场，助力符合资质的购房者获得购房便利，同时保护放贷机构免受违约损失。
Rapid7是全球领先的网络安全企业，提供漏洞管理、威胁检测与响应、云安全、安全分析等全系列安全解决方案，服务全球科技、医疗、金融、制造等行业的各类规模企业及公共部门客户，助力客户高效识别、应对和缓解网络安全风险。
NMIH vs RPD — 直观对比
营收规模更大
RPD
是对方的1.2倍
$183.5M
营收增速更快
NMIH
高出5.4%
0.5%
净利率更高
NMIH
高出52.7%
1.4%
两年增速更快
NMIH
近两年复合增速
3.0%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $183.5M | $217.4M |
| 净利润 | $99.3M | $3.1M |
| 毛利率 | — | 68.9% |
| 营业利润率 | — | 1.0% |
| 净利率 | 54.1% | 1.4% |
| 营收同比 | 5.9% | 0.5% |
| 净利润同比 | — | 44.1% |
| 每股收益（稀释后） | $1.28 | $0.05 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NMIHRPD
| Q1 26 | $183.5M | — | ||
| Q4 25 | $180.7M | $217.4M | ||
| Q3 25 | $178.7M | $218.0M | ||
| Q2 25 | $173.8M | $214.2M | ||
| Q1 25 | $173.2M | $210.3M | ||
| Q4 24 | $166.5M | $216.3M | ||
| Q3 24 | $166.1M | $214.7M | ||
| Q2 24 | $162.1M | $208.0M |
净利润NMIHRPD
| Q1 26 | $99.3M | — | ||
| Q4 25 | $94.2M | $3.1M | ||
| Q3 25 | $96.0M | $9.8M | ||
| Q2 25 | $96.2M | $8.3M | ||
| Q1 25 | $102.6M | $2.1M | ||
| Q4 24 | $86.2M | $2.2M | ||
| Q3 24 | $92.8M | $15.4M | ||
| Q2 24 | $92.1M | $6.5M |
毛利率NMIHRPD
| Q1 26 | — | — | ||
| Q4 25 | — | 68.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.6% | ||
| Q1 25 | — | 71.7% | ||
| Q4 24 | — | 69.5% | ||
| Q3 24 | — | 70.6% | ||
| Q2 24 | — | 70.7% |
营业利润率NMIHRPD
| Q1 26 | — | — | ||
| Q4 25 | 67.0% | 1.0% | ||
| Q3 25 | 69.2% | 2.7% | ||
| Q2 25 | 71.1% | 1.6% | ||
| Q1 25 | 75.8% | -0.0% | ||
| Q4 24 | 66.6% | 3.4% | ||
| Q3 24 | 71.8% | 6.0% | ||
| Q2 24 | 73.2% | 2.5% |
净利率NMIHRPD
| Q1 26 | 54.1% | — | ||
| Q4 25 | 52.1% | 1.4% | ||
| Q3 25 | 53.7% | 4.5% | ||
| Q2 25 | 55.3% | 3.9% | ||
| Q1 25 | 59.2% | 1.0% | ||
| Q4 24 | 51.8% | 1.0% | ||
| Q3 24 | 55.9% | 7.2% | ||
| Q2 24 | 56.8% | 3.1% |
每股收益（稀释后）NMIHRPD
| Q1 26 | $1.28 | — | ||
| Q4 25 | $1.21 | $0.05 | ||
| Q3 25 | $1.22 | $0.15 | ||
| Q2 25 | $1.21 | $0.13 | ||
| Q1 25 | $1.28 | $0.03 | ||
| Q4 24 | $1.07 | $0.08 | ||
| Q3 24 | $1.15 | $0.21 | ||
| Q2 24 | $1.13 | $0.09 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $70.7M | $474.7M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $2.6B | $154.7M |
| 总资产 | $3.9B | $1.7B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NMIHRPD
| Q1 26 | $70.7M | — | ||
| Q4 25 | — | $474.7M | ||
| Q3 25 | — | $407.1M | ||
| Q2 25 | — | $511.7M | ||
| Q1 25 | — | $493.5M | ||
| Q4 24 | — | $521.7M | ||
| Q3 24 | — | $443.7M | ||
| Q2 24 | — | $442.6M |
股东权益NMIHRPD
| Q1 26 | $2.6B | — | ||
| Q4 25 | $2.6B | $154.7M | ||
| Q3 25 | $2.5B | $127.2M | ||
| Q2 25 | $2.4B | $90.4M | ||
| Q1 25 | $2.3B | $52.7M | ||
| Q4 24 | $2.2B | $17.7M | ||
| Q3 24 | $2.2B | $-5.1M | ||
| Q2 24 | $2.0B | $-52.6M |
总资产NMIHRPD
| Q1 26 | $3.9B | — | ||
| Q4 25 | $3.8B | $1.7B | ||
| Q3 25 | $3.7B | $1.7B | ||
| Q2 25 | $3.6B | $1.6B | ||
| Q1 25 | $3.5B | $1.6B | ||
| Q4 24 | $3.3B | $1.7B | ||
| Q3 24 | $3.3B | $1.6B | ||
| Q2 24 | $3.1B | $1.5B |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $37.6M |
| 自由现金流经营现金流 - 资本支出 | — | $36.4M |
| 自由现金流率自由现金流/营收 | — | 16.8% |
| 资本支出强度资本支出/营收 | — | 0.5% |
| 现金转化率经营现金流/净利润 | — | 12.01× |
| 过去12个月自由现金流最近4个季度 | — | $146.2M |
8季度趋势，按日历期对齐
经营现金流NMIHRPD
| Q1 26 | — | — | ||
| Q4 25 | $419.3M | $37.6M | ||
| Q3 25 | $128.0M | $39.0M | ||
| Q2 25 | $128.4M | $47.5M | ||
| Q1 25 | $101.2M | $29.8M | ||
| Q4 24 | $393.6M | $63.8M | ||
| Q3 24 | $128.4M | $44.0M | ||
| Q2 24 | $117.8M | $32.9M |
自由现金流NMIHRPD
| Q1 26 | — | — | ||
| Q4 25 | $412.5M | $36.4M | ||
| Q3 25 | $126.3M | $34.8M | ||
| Q2 25 | $126.7M | $46.6M | ||
| Q1 25 | $99.4M | $28.4M | ||
| Q4 24 | $386.7M | $62.6M | ||
| Q3 24 | $126.9M | $42.6M | ||
| Q2 24 | $115.9M | $32.6M |
自由现金流率NMIHRPD
| Q1 26 | — | — | ||
| Q4 25 | 228.2% | 16.8% | ||
| Q3 25 | 70.7% | 16.0% | ||
| Q2 25 | 72.9% | 21.8% | ||
| Q1 25 | 57.4% | 13.5% | ||
| Q4 24 | 232.2% | 28.9% | ||
| Q3 24 | 76.4% | 19.9% | ||
| Q2 24 | 71.5% | 15.7% |
资本支出强度NMIHRPD
| Q1 26 | — | — | ||
| Q4 25 | 3.8% | 0.5% | ||
| Q3 25 | 1.0% | 1.9% | ||
| Q2 25 | 0.9% | 0.4% | ||
| Q1 25 | 1.0% | 0.6% | ||
| Q4 24 | 4.1% | 0.5% | ||
| Q3 24 | 0.9% | 0.6% | ||
| Q2 24 | 1.1% | 0.1% |
现金转化率NMIHRPD
| Q1 26 | — | — | ||
| Q4 25 | 4.45× | 12.01× | ||
| Q3 25 | 1.33× | 3.97× | ||
| Q2 25 | 1.33× | 5.70× | ||
| Q1 25 | 0.99× | 14.14× | ||
| Q4 24 | 4.57× | 29.36× | ||
| Q3 24 | 1.38× | 2.85× | ||
| Q2 24 | 1.28× | 5.03× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NMIH
暂无分部数据
RPD
| Products | $209.1M | 96% |
| Services | $8.2M | 4% |
