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Neptune Insurance Holdings Inc.（NP）与R F INDUSTRIES LTD（RFIL）财务数据对比。点击上方公司名可切换其他公司
Neptune Insurance Holdings Inc.的季度营收约是R F INDUSTRIES LTD的1.7倍（$37.8M vs $22.7M），R F INDUSTRIES LTD净利率更高（0.8% vs 0.1%，领先0.6%），Neptune Insurance Holdings Inc.同比增速更快（28.8% vs 22.9%）
海王星保险控股有限公司是一家专业保险控股企业，主要经营财产及意外伤害保险业务，核心产品覆盖美国市场的住宅与商业洪水保险，服务个人消费者及中小型商业客户，依托数据分析实现精准定价和高效风险管理。
妥思卷工业是一家总部位于美国伊利诺伊州芝加哥的糖果制造商，旗下最知名的产品包括同名的Tootsie Roll软糖以及Tootsie Pop棒棒糖，目前其品牌产品销往加拿大、墨西哥等全球超过75个国家。
NP vs RFIL — 直观对比
营收规模更大
NP
是对方的1.7倍
$22.7M
营收增速更快
NP
高出5.8%
22.9%
净利率更高
RFIL
高出0.6%
0.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $37.8M | $22.7M |
| 净利润 | $50.0K | $173.0K |
| 毛利率 | — | 36.8% |
| 营业利润率 | — | 4.0% |
| 净利率 | 0.1% | 0.8% |
| 营收同比 | 28.8% | 22.9% |
| 净利润同比 | 0.0% | 172.7% |
| 每股收益（稀释后） | $0.05 | $0.01 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPRFIL
| Q1 26 | $37.8M | — | ||
| Q4 25 | — | $22.7M | ||
| Q3 25 | $44.4M | $19.8M | ||
| Q2 25 | — | $18.9M | ||
| Q1 25 | — | $19.2M | ||
| Q4 24 | — | $18.5M | ||
| Q3 24 | $33.8M | $16.8M | ||
| Q2 24 | — | $16.1M |
净利润NPRFIL
| Q1 26 | $50.0K | — | ||
| Q4 25 | — | $173.0K | ||
| Q3 25 | $11.5M | $392.0K | ||
| Q2 25 | — | $-245.0K | ||
| Q1 25 | — | $-245.0K | ||
| Q4 24 | — | $-238.0K | ||
| Q3 24 | $12.1M | $-705.0K | ||
| Q2 24 | — | $-4.3M |
毛利率NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | 36.8% | ||
| Q3 25 | — | 34.0% | ||
| Q2 25 | — | 31.5% | ||
| Q1 25 | — | 29.8% | ||
| Q4 24 | — | 31.3% | ||
| Q3 24 | — | 29.5% | ||
| Q2 24 | — | 29.9% |
营业利润率NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | 4.0% | ||
| Q3 25 | 46.7% | 3.6% | ||
| Q2 25 | — | 0.6% | ||
| Q1 25 | — | 0.3% | ||
| Q4 24 | — | 0.5% | ||
| Q3 24 | 58.6% | -2.5% | ||
| Q2 24 | — | -2.6% |
净利率NPRFIL
| Q1 26 | 0.1% | — | ||
| Q4 25 | — | 0.8% | ||
| Q3 25 | 25.9% | 2.0% | ||
| Q2 25 | — | -1.3% | ||
| Q1 25 | — | -1.3% | ||
| Q4 24 | — | -1.3% | ||
| Q3 24 | 35.8% | -4.2% | ||
| Q2 24 | — | -26.7% |
每股收益（稀释后）NPRFIL
| Q1 26 | $0.05 | — | ||
| Q4 25 | — | $0.01 | ||
| Q3 25 | $0.06 | $0.04 | ||
| Q2 25 | — | $-0.02 | ||
| Q1 25 | — | $-0.02 | ||
| Q4 24 | — | $-0.02 | ||
| Q3 24 | $0.06 | $-0.07 | ||
| Q2 24 | — | $-0.41 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $5.1M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | — | $35.2M |
| 总资产 | — | $73.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | $5.1M | ||
| Q3 25 | $12.2M | $3.0M | ||
| Q2 25 | — | $3.6M | ||
| Q1 25 | — | $1.3M | ||
| Q4 24 | — | $839.0K | ||
| Q3 24 | — | $1.8M | ||
| Q2 24 | — | $1.4M |
总债务NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $247.6M | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | $35.2M | ||
| Q3 25 | $-509.5M | $34.8M | ||
| Q2 25 | — | $34.2M | ||
| Q1 25 | — | $34.2M | ||
| Q4 24 | — | $34.1M | ||
| Q3 24 | $-374.3M | $34.1M | ||
| Q2 24 | — | $34.6M |
总资产NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | $73.0M | ||
| Q3 25 | $89.6M | $73.2M | ||
| Q2 25 | — | $72.7M | ||
| Q1 25 | — | $70.4M | ||
| Q4 24 | — | $71.0M | ||
| Q3 24 | — | $71.9M | ||
| Q2 24 | — | $72.8M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $2.1M |
| 自由现金流经营现金流 - 资本支出 | — | $2.0M |
| 自由现金流率自由现金流/营收 | — | 9.0% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 12.13× |
| 过去12个月自由现金流最近4个季度 | — | $4.3M |
8季度趋势，按日历期对齐
经营现金流NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | $2.1M | ||
| Q3 25 | $38.9M | $-311.0K | ||
| Q2 25 | — | $2.2M | ||
| Q1 25 | — | $601.0K | ||
| Q4 24 | — | $-244.0K | ||
| Q3 24 | — | $2.4M | ||
| Q2 24 | — | $197.0K |
自由现金流NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | $2.0M | ||
| Q3 25 | — | $-419.0K | ||
| Q2 25 | — | $2.2M | ||
| Q1 25 | — | $574.0K | ||
| Q4 24 | — | $-418.0K | ||
| Q3 24 | — | $2.1M | ||
| Q2 24 | — | $28.0K |
自由现金流率NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | 9.0% | ||
| Q3 25 | — | -2.1% | ||
| Q2 25 | — | 11.4% | ||
| Q1 25 | — | 3.0% | ||
| Q4 24 | — | -2.3% | ||
| Q3 24 | — | 12.6% | ||
| Q2 24 | — | 0.2% |
资本支出强度NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | 0.3% | ||
| Q3 25 | — | 0.5% | ||
| Q2 25 | — | 0.2% | ||
| Q1 25 | — | 0.1% | ||
| Q4 24 | — | 0.9% | ||
| Q3 24 | — | 1.5% | ||
| Q2 24 | — | 1.0% |
现金转化率NPRFIL
| Q1 26 | — | — | ||
| Q4 25 | — | 12.13× | ||
| Q3 25 | 3.38× | -0.79× | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NP
暂无分部数据
RFIL
| US | $20.9M | 92% |
| Non Us | $1.8M | 8% |
