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NORTHPOINTE BANCSHARES INC（NPB）与COMSCORE, INC.（SCOR）财务数据对比。点击上方公司名可切换其他公司
COMSCORE, INC.的季度营收约是NORTHPOINTE BANCSHARES INC的1.5倍（$93.5M vs $63.4M），NORTHPOINTE BANCSHARES INC净利率更高（34.9% vs 3.2%，领先31.7%）
Northpointe Bancshares Inc是一家美国银行控股公司，通过旗下全资银行子公司开展业务，提供各类零售及商业银行服务，涵盖存款账户、住房抵押贷款、小微企业信贷、财富管理等，主要服务美国本土区域社区客户。
Comscore是总部设于美国的全球媒体测量与分析企业，为企业、广告代理商、品牌营销方及媒体出版方提供专业营销数据与分析服务，在全球媒体行业和营销领域拥有广泛影响力。
NPB vs SCOR — 直观对比
营收规模更大
SCOR
是对方的1.5倍
$63.4M
净利率更高
NPB
高出31.7%
3.2%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $63.4M | $93.5M |
| 净利润 | $22.2M | $3.0M |
| 毛利率 | — | 41.0% |
| 营业利润率 | — | 7.0% |
| 净利率 | 34.9% | 3.2% |
| 营收同比 | — | -1.5% |
| 净利润同比 | — | -3.7% |
| 每股收益（稀释后） | $0.62 | $9.50 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NPBSCOR
| Q1 26 | $63.4M | — | ||
| Q4 25 | $43.5M | $93.5M | ||
| Q3 25 | $40.3M | $88.9M | ||
| Q2 25 | $36.5M | $89.4M | ||
| Q1 25 | $30.4M | $85.7M | ||
| Q4 24 | — | $94.9M | ||
| Q3 24 | — | $88.5M | ||
| Q2 24 | — | $85.8M |
净利润NPBSCOR
| Q1 26 | $22.2M | — | ||
| Q4 25 | $23.6M | $3.0M | ||
| Q3 25 | $22.2M | $453.0K | ||
| Q2 25 | $20.3M | $-9.5M | ||
| Q1 25 | $17.2M | $-4.0M | ||
| Q4 24 | — | $3.1M | ||
| Q3 24 | — | $-60.6M | ||
| Q2 24 | — | $-1.7M |
毛利率NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | 41.0% | ||
| Q3 25 | — | 40.6% | ||
| Q2 25 | — | 40.6% | ||
| Q1 25 | — | 39.6% | ||
| Q4 24 | — | 42.4% | ||
| Q3 24 | — | 41.2% | ||
| Q2 24 | — | 39.5% |
营业利润率NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | 73.5% | 7.0% | ||
| Q3 25 | 72.3% | 1.9% | ||
| Q2 25 | 73.0% | -1.9% | ||
| Q1 25 | 74.4% | -2.4% | ||
| Q4 24 | — | 4.1% | ||
| Q3 24 | — | -67.4% | ||
| Q2 24 | — | -2.2% |
净利率NPBSCOR
| Q1 26 | 34.9% | — | ||
| Q4 25 | 54.4% | 3.2% | ||
| Q3 25 | 55.0% | 0.5% | ||
| Q2 25 | 55.7% | -10.6% | ||
| Q1 25 | 56.8% | -4.7% | ||
| Q4 24 | — | 3.3% | ||
| Q3 24 | — | -68.5% | ||
| Q2 24 | — | -2.0% |
每股收益（稀释后）NPBSCOR
| Q1 26 | $0.62 | — | ||
| Q4 25 | $0.54 | $9.50 | ||
| Q3 25 | $0.57 | $-0.86 | ||
| Q2 25 | $0.51 | $-2.73 | ||
| Q1 25 | $0.49 | $-1.66 | ||
| Q4 24 | — | $-0.47 | ||
| Q3 24 | — | $-12.79 | ||
| Q2 24 | — | $-1.19 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $487.6M | $23.6M |
| 总债务越低越好 | — | $41.5M |
| 股东权益账面价值 | $590.0M | $111.4M |
| 总资产 | $7.4B | $407.7M |
| 负债/权益比越低杠杆越低 | — | 0.37× |
8季度趋势，按日历期对齐
现金及短期投资NPBSCOR
| Q1 26 | $487.6M | — | ||
| Q4 25 | $496.5M | $23.6M | ||
| Q3 25 | $419.2M | $26.7M | ||
| Q2 25 | $415.7M | $26.0M | ||
| Q1 25 | $321.5M | $31.0M | ||
| Q4 24 | — | $29.9M | ||
| Q3 24 | — | $20.0M | ||
| Q2 24 | — | $14.7M |
总债务NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | $41.5M | ||
| Q3 25 | — | $41.4M | ||
| Q2 25 | — | $41.3M | ||
| Q1 25 | — | $41.3M | ||
| Q4 24 | — | $41.2M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
股东权益NPBSCOR
| Q1 26 | $590.0M | — | ||
| Q4 25 | $569.0M | $111.4M | ||
| Q3 25 | $623.5M | $-26.3M | ||
| Q2 25 | $604.3M | $-21.7M | ||
| Q1 25 | $586.5M | $-13.5M | ||
| Q4 24 | — | $-8.3M | ||
| Q3 24 | — | $-2.7M | ||
| Q2 24 | — | $45.8M |
总资产NPBSCOR
| Q1 26 | $7.4B | — | ||
| Q4 25 | $7.0B | $407.7M | ||
| Q3 25 | $6.8B | $406.9M | ||
| Q2 25 | $6.4B | $415.9M | ||
| Q1 25 | $5.9B | $421.5M | ||
| Q4 24 | — | $430.2M | ||
| Q3 24 | — | $412.5M | ||
| Q2 24 | — | $474.1M |
负债/权益比NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | — | 0.37× | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $3.2M |
| 自由现金流经营现金流 - 资本支出 | — | $2.9M |
| 自由现金流率自由现金流/营收 | — | 3.1% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | 1.07× |
| 过去12个月自由现金流最近4个季度 | — | $21.8M |
8季度趋势，按日历期对齐
经营现金流NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | $-28.3M | $3.2M | ||
| Q3 25 | $90.4M | $9.5M | ||
| Q2 25 | $-72.3M | $932.0K | ||
| Q1 25 | $54.4M | $9.1M | ||
| Q4 24 | — | $-10.0M | ||
| Q3 24 | — | $12.5M | ||
| Q2 24 | — | $8.7M |
自由现金流NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | $-28.8M | $2.9M | ||
| Q3 25 | $89.6M | $9.4M | ||
| Q2 25 | $-73.4M | $787.0K | ||
| Q1 25 | $54.1M | $8.7M | ||
| Q4 24 | — | $-10.3M | ||
| Q3 24 | — | $12.4M | ||
| Q2 24 | — | $8.5M |
自由现金流率NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | -66.1% | 3.1% | ||
| Q3 25 | 222.3% | 10.5% | ||
| Q2 25 | -201.1% | 0.9% | ||
| Q1 25 | 178.0% | 10.1% | ||
| Q4 24 | — | -10.8% | ||
| Q3 24 | — | 14.0% | ||
| Q2 24 | — | 10.0% |
资本支出强度NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | 1.2% | 0.3% | ||
| Q3 25 | 2.0% | 0.1% | ||
| Q2 25 | 3.1% | 0.2% | ||
| Q1 25 | 1.1% | 0.4% | ||
| Q4 24 | — | 0.2% | ||
| Q3 24 | — | 0.1% | ||
| Q2 24 | — | 0.2% |
现金转化率NPBSCOR
| Q1 26 | — | — | ||
| Q4 25 | -1.20× | 1.07× | ||
| Q3 25 | 4.08× | 20.96× | ||
| Q2 25 | -3.55× | — | ||
| Q1 25 | 3.16× | — | ||
| Q4 24 | — | -3.19× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NPB
| Net Interest Income | $41.3M | 65% |
| Noninterest Income | $22.1M | 35% |
SCOR
| Transferred Over Time | $77.1M | 83% |
| Research Insight Solutions | $14.6M | 16% |
| Related Party | $2.5M | 3% |
