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NeuroPace Inc(NPCE)与UNITY BANCORP INC(UNTY)财务数据对比。点击上方公司名可切换其他公司
UNITY BANCORP INC的季度营收约是NeuroPace Inc的1.3倍($35.3M vs $26.6M),UNITY BANCORP INC净利率更高(43.9% vs -10.3%,领先54.1%),UNITY BANCORP INC同比增速更快(24.2% vs 23.9%),UNITY BANCORP INC自由现金流更多($44.3M vs $409.0K),过去两年NeuroPace Inc的营收复合增速更高(21.1% vs 17.5%)
NeuroPace Inc是一家专注于神经调控技术的医疗科技企业,核心产品为可植入式响应神经刺激系统,主要用于治疗药物难治性癫痫,通过与医疗机构合作,为北美及部分全球市场的患者提供个性化治疗方案,降低癫痫发作频率。
Unity Bancorp Inc是总部位于美国新泽西州的金融控股公司,旗下运营Unity Bank,面向新泽西州及宾夕法尼亚州东部的本地社区,提供商业贷款、存款账户、抵押贷款、个人银行等全系列商业及零售银行服务,核心服务客群为中小企业和个人消费者。
NPCE vs UNTY — 直观对比
营收规模更大
UNTY
是对方的1.3倍
$26.6M
营收增速更快
UNTY
高出0.3%
23.9%
净利率更高
UNTY
高出54.1%
-10.3%
自由现金流更多
UNTY
多$43.9M
$409.0K
两年增速更快
NPCE
近两年复合增速
17.5%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | ||
|---|---|---|
| 营收 | $26.6M | $35.3M |
| 净利润 | $-2.7M | $15.5M |
| 毛利率 | 77.4% | — |
| 营业利润率 | -6.6% | 55.8% |
| 净利率 | -10.3% | 43.9% |
| 营收同比 | 23.9% | 24.2% |
| 净利润同比 | 48.0% | 34.5% |
| 每股收益(稀释后) | $-0.08 | $1.52 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比,按日历期对齐,财年错位的公司也能正确匹配
营收
NPCE
UNTY
| Q4 25 | $26.6M | $35.3M | ||
| Q3 25 | $27.4M | $32.8M | ||
| Q2 25 | $23.5M | $34.4M | ||
| Q1 25 | $22.5M | $29.4M | ||
| Q4 24 | $21.5M | $28.4M | ||
| Q3 24 | $21.1M | $27.7M | ||
| Q2 24 | $19.3M | $25.5M | ||
| Q1 24 | $18.1M | $25.6M |
净利润
NPCE
UNTY
| Q4 25 | $-2.7M | $15.5M | ||
| Q3 25 | $-3.5M | $14.4M | ||
| Q2 25 | $-8.7M | $16.5M | ||
| Q1 25 | $-6.6M | $11.6M | ||
| Q4 24 | $-5.3M | $11.5M | ||
| Q3 24 | $-5.5M | $10.9M | ||
| Q2 24 | $-7.5M | $9.5M | ||
| Q1 24 | $-8.9M | $9.6M |
毛利率
NPCE
UNTY
| Q4 25 | 77.4% | — | ||
| Q3 25 | 77.4% | — | ||
| Q2 25 | 77.1% | — | ||
| Q1 25 | 77.0% | — | ||
| Q4 24 | 75.4% | — | ||
| Q3 24 | 73.2% | — | ||
| Q2 24 | 73.4% | — | ||
| Q1 24 | 73.6% | — |
营业利润率
NPCE
UNTY
| Q4 25 | -6.6% | 55.8% | ||
| Q3 25 | -9.5% | 57.5% | ||
| Q2 25 | -29.0% | 62.6% | ||
| Q1 25 | -22.9% | 52.6% | ||
| Q4 24 | -17.0% | 51.0% | ||
| Q3 24 | -20.1% | 52.7% | ||
| Q2 24 | -32.4% | 49.3% | ||
| Q1 24 | -41.6% | 50.0% |
净利率
NPCE
UNTY
| Q4 25 | -10.3% | 43.9% | ||
| Q3 25 | -12.8% | 43.8% | ||
| Q2 25 | -36.8% | 48.0% | ||
| Q1 25 | -29.3% | 39.5% | ||
| Q4 24 | -24.5% | 40.5% | ||
| Q3 24 | -25.9% | 39.4% | ||
| Q2 24 | -39.0% | 37.1% | ||
| Q1 24 | -49.2% | 37.5% |
每股收益(稀释后)
NPCE
UNTY
| Q4 25 | $-0.08 | $1.52 | ||
| Q3 25 | $-0.11 | $1.41 | ||
| Q2 25 | $-0.26 | $1.61 | ||
| Q1 25 | $-0.21 | $1.13 | ||
| Q4 24 | $-0.16 | $1.13 | ||
| Q3 24 | $-0.19 | $1.07 | ||
| Q2 24 | $-0.26 | $0.92 | ||
| Q1 24 | $-0.32 | $0.94 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | ||
|---|---|---|
| 现金及短期投资手头流动性 | $61.1M | — |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $19.0M | $345.6M |
| 总资产 | $105.6M | $3.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势,按日历期对齐
现金及短期投资
NPCE
UNTY
| Q4 25 | $61.1M | — | ||
| Q3 25 | $60.0M | — | ||
| Q2 25 | $62.1M | — | ||
| Q1 25 | $66.3M | — | ||
| Q4 24 | $52.8M | — | ||
| Q3 24 | $56.8M | — | ||
| Q2 24 | $55.5M | — | ||
| Q1 24 | $58.9M | — |
总债务
NPCE
UNTY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | $230.8M | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
股东权益
NPCE
UNTY
| Q4 25 | $19.0M | $345.6M | ||
| Q3 25 | $18.5M | $334.0M | ||
| Q2 25 | $19.4M | $319.8M | ||
| Q1 25 | $24.3M | $306.1M | ||
| Q4 24 | $8.0M | $295.6M | ||
| Q3 24 | $9.8M | $284.3M | ||
| Q2 24 | $9.9M | $273.4M | ||
| Q1 24 | $14.3M | $266.8M |
总资产
NPCE
UNTY
| Q4 25 | $105.6M | $3.0B | ||
| Q3 25 | $107.3M | $2.9B | ||
| Q2 25 | $106.1M | $2.9B | ||
| Q1 25 | $110.2M | $2.8B | ||
| Q4 24 | $94.6M | $2.7B | ||
| Q3 24 | $96.3M | $2.6B | ||
| Q2 24 | $94.4M | $2.6B | ||
| Q1 24 | $98.9M | $2.6B |
负债/权益比
NPCE
UNTY
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | 0.78× | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | ||
|---|---|---|
| 经营现金流最新季度 | $506.0K | $44.9M |
| 自由现金流经营现金流 - 资本支出 | $409.0K | $44.3M |
| 自由现金流率自由现金流/营收 | 1.5% | 125.7% |
| 资本支出强度资本支出/营收 | 0.4% | 1.6% |
| 现金转化率经营现金流/净利润 | — | 2.90× |
| 过去12个月自由现金流最近4个季度 | $-11.3M | $81.7M |
8季度趋势,按日历期对齐
经营现金流
NPCE
UNTY
| Q4 25 | $506.0K | $44.9M | ||
| Q3 25 | $-1.9M | $45.5M | ||
| Q2 25 | $-2.1M | $-25.3M | ||
| Q1 25 | $-7.5M | $17.9M | ||
| Q4 24 | $-4.8M | $48.0M | ||
| Q3 24 | $-1.7M | $17.7M | ||
| Q2 24 | $-3.9M | $-8.4M | ||
| Q1 24 | $-7.5M | $15.8M |
自由现金流
NPCE
UNTY
| Q4 25 | $409.0K | $44.3M | ||
| Q3 25 | $-2.0M | $45.3M | ||
| Q2 25 | $-2.3M | $-25.5M | ||
| Q1 25 | $-7.5M | $17.6M | ||
| Q4 24 | $-4.8M | $47.3M | ||
| Q3 24 | $-1.8M | $17.5M | ||
| Q2 24 | $-4.0M | $-8.6M | ||
| Q1 24 | $-7.6M | $15.7M |
自由现金流率
NPCE
UNTY
| Q4 25 | 1.5% | 125.7% | ||
| Q3 25 | -7.2% | 138.1% | ||
| Q2 25 | -9.6% | -74.2% | ||
| Q1 25 | -33.4% | 59.9% | ||
| Q4 24 | -22.5% | 166.5% | ||
| Q3 24 | -8.7% | 63.3% | ||
| Q2 24 | -20.6% | -33.7% | ||
| Q1 24 | -42.1% | 61.4% |
资本支出强度
NPCE
UNTY
| Q4 25 | 0.4% | 1.6% | ||
| Q3 25 | 0.1% | 0.7% | ||
| Q2 25 | 0.7% | 0.5% | ||
| Q1 25 | 0.2% | 1.0% | ||
| Q4 24 | 0.2% | 2.4% | ||
| Q3 24 | 0.5% | 0.5% | ||
| Q2 24 | 0.3% | 0.5% | ||
| Q1 24 | 0.6% | 0.3% |
现金转化率
NPCE
UNTY
| Q4 25 | — | 2.90× | ||
| Q3 25 | — | 3.16× | ||
| Q2 25 | — | -1.54× | ||
| Q1 25 | — | 1.54× | ||
| Q4 24 | — | 4.17× | ||
| Q3 24 | — | 1.62× | ||
| Q2 24 | — | -0.89× | ||
| Q1 24 | — | 1.64× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图