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Northern Trust（NTRS）与Rivian Automotive, Inc.（RIVN）财务数据对比。点击上方公司名可切换其他公司
Northern Trust的季度营收约是Rivian Automotive, Inc.的1.7倍（$2.2B vs $1.3B），Northern Trust净利率更高（23.7% vs -63.1%，领先86.8%），Northern Trust同比增速更快（13.8% vs -25.8%），过去两年Northern Trust的营收复合增速更高（37.8% vs 3.3%）
Northern Trust是总部位于美国伊利诺伊州芝加哥的专业金融服务企业，主要服务对象包括各类企业、机构投资者以及超高净值个人客户，是美国规模最大、持续运营历史最悠久的银行机构之一。截至2025年12月末，其管理资产规模达1.8万亿美元，托管资产规模达14.9万亿美元。
Rivian Automotive是2009年成立的美国电动汽车制造商及汽车科技企业，主打基于自研滑板平台打造的电动SUV、皮卡及EDV电动配送货车，旗下R1T皮卡于2021年末正式开启交付，还计划于2023年底前在美国和加拿大布局专属充电网络，其平台可适配新车型也可对外授权使用。
NTRS vs RIVN — 直观对比
营收规模更大
NTRS
是对方的1.7倍
$1.3B
营收增速更快
NTRS
高出39.6%
-25.8%
净利率更高
NTRS
高出86.8%
-63.1%
两年增速更快
NTRS
近两年复合增速
3.3%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $2.2B | $1.3B |
| 净利润 | $525.5M | $-811.0M |
| 毛利率 | — | 9.3% |
| 营业利润率 | — | -64.8% |
| 净利率 | 23.7% | -63.1% |
| 营收同比 | 13.8% | -25.8% |
| 净利润同比 | 13.0% | -9.0% |
| 每股收益（稀释后） | $2.71 | $-0.66 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NTRSRIVN
| Q1 26 | $2.2B | — | ||
| Q4 25 | $1.3B | $1.3B | ||
| Q3 25 | $1.3B | $1.6B | ||
| Q2 25 | $1.2B | $1.3B | ||
| Q1 25 | $1.2B | $1.2B | ||
| Q4 24 | $1.2B | $1.7B | ||
| Q3 24 | $1.2B | $874.0M | ||
| Q2 24 | $1.2B | $1.2B |
净利润NTRSRIVN
| Q1 26 | $525.5M | — | ||
| Q4 25 | $466.0M | $-811.0M | ||
| Q3 25 | $457.6M | $-1.2B | ||
| Q2 25 | $421.3M | $-1.1B | ||
| Q1 25 | $392.0M | $-545.0M | ||
| Q4 24 | $455.4M | $-744.0M | ||
| Q3 24 | $464.9M | $-1.1B | ||
| Q2 24 | $896.1M | $-1.5B |
毛利率NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | — | 9.3% | ||
| Q3 25 | — | 1.5% | ||
| Q2 25 | — | -15.8% | ||
| Q1 25 | — | 16.6% | ||
| Q4 24 | — | 9.8% | ||
| Q3 24 | — | -44.9% | ||
| Q2 24 | — | -38.9% |
营业利润率NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | 48.5% | -64.8% | ||
| Q3 25 | 49.0% | -63.1% | ||
| Q2 25 | 45.9% | -85.5% | ||
| Q1 25 | 43.0% | -52.8% | ||
| Q4 24 | 48.6% | -38.1% | ||
| Q3 24 | 50.2% | -133.8% | ||
| Q2 24 | — | -118.7% |
净利率NTRSRIVN
| Q1 26 | 23.7% | — | ||
| Q4 25 | 35.6% | -63.1% | ||
| Q3 25 | 36.2% | -75.3% | ||
| Q2 25 | 34.2% | -85.7% | ||
| Q1 25 | 32.3% | -44.0% | ||
| Q4 24 | 37.3% | -42.9% | ||
| Q3 24 | 38.9% | -125.9% | ||
| Q2 24 | 76.8% | -125.8% |
每股收益（稀释后）NTRSRIVN
| Q1 26 | $2.71 | — | ||
| Q4 25 | $2.42 | $-0.66 | ||
| Q3 25 | $2.29 | $-0.96 | ||
| Q2 25 | $2.13 | $-0.97 | ||
| Q1 25 | $1.90 | $-0.48 | ||
| Q4 24 | $2.25 | $-0.67 | ||
| Q3 24 | $2.22 | $-1.08 | ||
| Q2 24 | $4.34 | $-1.46 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | — | $6.1B |
| 总债务越低越好 | $2.9B | — |
| 股东权益账面价值 | $13.0B | $4.6B |
| 总资产 | $174.6B | $14.9B |
| 负债/权益比越低杠杆越低 | 0.22× | — |
8季度趋势，按日历期对齐
现金及短期投资NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | — | $6.1B | ||
| Q3 25 | — | $7.1B | ||
| Q2 25 | — | $7.5B | ||
| Q1 25 | — | $7.2B | ||
| Q4 24 | — | $7.7B | ||
| Q3 24 | — | $6.7B | ||
| Q2 24 | — | $7.9B |
总债务NTRSRIVN
| Q1 26 | $2.9B | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | $5.5B |
股东权益NTRSRIVN
| Q1 26 | $13.0B | — | ||
| Q4 25 | $13.0B | $4.6B | ||
| Q3 25 | $13.0B | $5.1B | ||
| Q2 25 | $12.9B | $6.1B | ||
| Q1 25 | $12.9B | $6.2B | ||
| Q4 24 | $12.8B | $6.6B | ||
| Q3 24 | $12.7B | $5.9B | ||
| Q2 24 | $12.7B | $6.8B |
总资产NTRSRIVN
| Q1 26 | $174.6B | — | ||
| Q4 25 | $177.1B | $14.9B | ||
| Q3 25 | $170.3B | $15.2B | ||
| Q2 25 | $171.9B | $15.6B | ||
| Q1 25 | $165.1B | $15.5B | ||
| Q4 24 | $155.5B | $15.4B | ||
| Q3 24 | $155.8B | $14.3B | ||
| Q2 24 | $156.8B | $15.4B |
负债/权益比NTRSRIVN
| Q1 26 | 0.22× | — | ||
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | — | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | 0.81× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $-681.0M |
| 自由现金流经营现金流 - 资本支出 | — | $-1.1B |
| 自由现金流率自由现金流/营收 | — | -89.0% |
| 资本支出强度资本支出/营收 | — | 36.0% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $-2.5B |
8季度趋势，按日历期对齐
经营现金流NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | $388.4M | $-681.0M | ||
| Q3 25 | $525.8M | $26.0M | ||
| Q2 25 | $1.9B | $64.0M | ||
| Q1 25 | $2.7B | $-188.0M | ||
| Q4 24 | $-2.6B | $1.2B | ||
| Q3 24 | $611.1M | $-876.0M | ||
| Q2 24 | $3.0B | $-754.0M |
自由现金流NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | $355.6M | $-1.1B | ||
| Q3 25 | $509.4M | $-421.0M | ||
| Q2 25 | $1.9B | $-398.0M | ||
| Q1 25 | $2.7B | $-526.0M | ||
| Q4 24 | $-2.7B | $856.0M | ||
| Q3 24 | $585.4M | $-1.2B | ||
| Q2 24 | $3.0B | $-1.0B |
自由现金流率NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | 27.2% | -89.0% | ||
| Q3 25 | 40.3% | -27.0% | ||
| Q2 25 | 150.8% | -30.5% | ||
| Q1 25 | 225.5% | -42.4% | ||
| Q4 24 | -218.9% | 49.4% | ||
| Q3 24 | 48.9% | -131.9% | ||
| Q2 24 | 254.7% | -89.6% |
资本支出强度NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | 2.5% | 36.0% | ||
| Q3 25 | 1.3% | 28.7% | ||
| Q2 25 | 1.0% | 35.5% | ||
| Q1 25 | 1.0% | 27.3% | ||
| Q4 24 | 3.3% | 18.9% | ||
| Q3 24 | 2.1% | 31.7% | ||
| Q2 24 | 1.8% | 24.4% |
现金转化率NTRSRIVN
| Q1 26 | — | — | ||
| Q4 25 | 0.83× | — | ||
| Q3 25 | 1.15× | — | ||
| Q2 25 | 4.44× | — | ||
| Q1 25 | 7.01× | — | ||
| Q4 24 | -5.79× | — | ||
| Q3 24 | 1.31× | — | ||
| Q2 24 | 3.34× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NTRS
| Trust, Investment and Other Servicing Fees | $1.3B | 61% |
| Other | $871.8M | 39% |
RIVN
| Automotive Segment | $839.0M | 65% |
| Software And Services Segment | $447.0M | 35% |
| Regulatory Credits | $30.0M | 2% |
