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Northwest Bancshares, Inc.（NWBI）与LiveRamp Holdings, Inc.（RAMP）财务数据对比。点击上方公司名可切换其他公司
LiveRamp Holdings, Inc.的季度营收约是Northwest Bancshares, Inc.的1.2倍（$212.2M vs $175.1M），Northwest Bancshares, Inc.净利率更高（28.9% vs 18.8%，领先10.1%），过去两年Northwest Bancshares, Inc.的营收复合增速更高（33.7% vs 11.1%）
西北银行是总部位于美国宾夕法尼亚州沃伦的金融机构，为银行控股公司西北银行股份有限公司（Northwest Bancshares, Inc.）的核心子公司，在宾夕法尼亚州、纽约州西部、俄亥俄州东北部、俄亥俄州阿巴拉契亚区域及印第安纳州共运营151家分支机构。
LiveRamp Holdings, Inc.是一家美国SaaS企业，核心业务为提供数据连接平台，服务涵盖数据导入、线下数据线上迁移等能力，助力企业开展营销相关的数据应用，为品牌及营销从业者的数字化运营提供技术支撑。
NWBI vs RAMP — 直观对比
营收规模更大
RAMP
是对方的1.2倍
$175.1M
净利率更高
NWBI
高出10.1%
18.8%
两年增速更快
NWBI
近两年复合增速
11.1%
损益表 — Q1 FY2026 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $175.1M | $212.2M |
| 净利润 | $50.5M | $39.9M |
| 毛利率 | — | 71.9% |
| 营业利润率 | — | 18.6% |
| 净利率 | 28.9% | 18.8% |
| 营收同比 | — | 8.6% |
| 净利润同比 | — | 255.7% |
| 每股收益（稀释后） | $0.34 | $0.62 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NWBIRAMP
| Q1 26 | $175.1M | — | ||
| Q4 25 | $179.9M | $212.2M | ||
| Q3 25 | $168.2M | $199.8M | ||
| Q2 25 | $150.4M | $194.8M | ||
| Q1 25 | $156.2M | $188.7M | ||
| Q4 24 | $154.3M | $195.4M | ||
| Q3 24 | $139.1M | $185.5M | ||
| Q2 24 | $98.0M | $176.0M |
净利润NWBIRAMP
| Q1 26 | $50.5M | — | ||
| Q4 25 | — | $39.9M | ||
| Q3 25 | $3.2M | $27.4M | ||
| Q2 25 | $33.7M | $7.7M | ||
| Q1 25 | $43.5M | $-6.3M | ||
| Q4 24 | — | $11.2M | ||
| Q3 24 | $33.6M | $1.7M | ||
| Q2 24 | $4.7M | $-7.5M |
毛利率NWBIRAMP
| Q1 26 | — | — | ||
| Q4 25 | — | 71.9% | ||
| Q3 25 | — | 70.2% | ||
| Q2 25 | — | 70.1% | ||
| Q1 25 | — | 69.3% | ||
| Q4 24 | — | 71.9% | ||
| Q3 24 | — | 72.4% | ||
| Q2 24 | — | 70.6% |
营业利润率NWBIRAMP
| Q1 26 | — | — | ||
| Q4 25 | 32.6% | 18.6% | ||
| Q3 25 | 2.1% | 10.7% | ||
| Q2 25 | 29.3% | 3.7% | ||
| Q1 25 | 36.2% | -6.1% | ||
| Q4 24 | 27.5% | 7.5% | ||
| Q3 24 | 31.3% | 4.0% | ||
| Q2 24 | 6.1% | -3.0% |
净利率NWBIRAMP
| Q1 26 | 28.9% | — | ||
| Q4 25 | — | 18.8% | ||
| Q3 25 | 1.9% | 13.7% | ||
| Q2 25 | 22.4% | 4.0% | ||
| Q1 25 | 27.8% | -3.3% | ||
| Q4 24 | — | 5.7% | ||
| Q3 24 | 24.2% | 0.9% | ||
| Q2 24 | 4.8% | -4.3% |
每股收益（稀释后）NWBIRAMP
| Q1 26 | $0.34 | — | ||
| Q4 25 | $0.30 | $0.62 | ||
| Q3 25 | $0.02 | $0.42 | ||
| Q2 25 | $0.26 | $0.12 | ||
| Q1 25 | $0.34 | $-0.10 | ||
| Q4 24 | $0.26 | $0.17 | ||
| Q3 24 | $0.26 | $0.03 | ||
| Q2 24 | $0.04 | $-0.11 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $286.7M | $403.4M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $962.3M |
| 总资产 | $16.9B | $1.3B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NWBIRAMP
| Q1 26 | $286.7M | — | ||
| Q4 25 | — | $403.4M | ||
| Q3 25 | — | $376.9M | ||
| Q2 25 | — | $371.1M | ||
| Q1 25 | — | $420.8M | ||
| Q4 24 | — | $384.3M | ||
| Q3 24 | — | $348.4M | ||
| Q2 24 | — | $342.7M |
股东权益NWBIRAMP
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.9B | $962.3M | ||
| Q3 25 | $1.9B | $943.8M | ||
| Q2 25 | $1.6B | $947.8M | ||
| Q1 25 | $1.6B | $948.9M | ||
| Q4 24 | $1.6B | $957.7M | ||
| Q3 24 | $1.6B | $932.1M | ||
| Q2 24 | $1.6B | $951.9M |
总资产NWBIRAMP
| Q1 26 | $16.9B | — | ||
| Q4 25 | $16.8B | $1.3B | ||
| Q3 25 | $16.4B | $1.2B | ||
| Q2 25 | $14.5B | $1.2B | ||
| Q1 25 | $14.5B | $1.3B | ||
| Q4 24 | $14.4B | $1.3B | ||
| Q3 24 | $14.4B | $1.2B | ||
| Q2 24 | $14.4B | $1.2B |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NWBI
| Net Interest Income | $142.5M | 81% |
| Noninterest Income | $32.6M | 19% |
RAMP
暂无分部数据
