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Northwest Bancshares, Inc.（NWBI）与RESOURCES CONNECTION, INC.（RGP）财务数据对比。点击上方公司名可切换其他公司
Northwest Bancshares, Inc.的季度营收约是RESOURCES CONNECTION, INC.的1.5倍（$175.1M vs $117.7M），Northwest Bancshares, Inc.净利率更高（28.9% vs -10.8%，领先39.6%），过去两年Northwest Bancshares, Inc.的营收复合增速更高（33.7% vs -11.8%）
西北银行是总部位于美国宾夕法尼亚州沃伦的金融机构，为银行控股公司西北银行股份有限公司（Northwest Bancshares, Inc.）的核心子公司，在宾夕法尼亚州、纽约州西部、俄亥俄州东北部、俄亥俄州阿巴拉契亚区域及印第安纳州共运营151家分支机构。
RGP原名 Resources Global Professionals，是 Resources Connection, Inc. 的核心运营主体，面向全球客户提供多领域专业咨询服务，覆盖财务会计、信息管理、治理风险合规、人力资本、法务监管、企业咨询与重组、战略传播以及供应链管理等板块。
NWBI vs RGP — 直观对比
营收规模更大
NWBI
是对方的1.5倍
$117.7M
净利率更高
NWBI
高出39.6%
-10.8%
两年增速更快
NWBI
近两年复合增速
-11.8%
损益表 — Q1 FY2026 vs Q2 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $175.1M | $117.7M |
| 净利润 | $50.5M | $-12.7M |
| 毛利率 | — | 37.1% |
| 营业利润率 | — | -10.3% |
| 净利率 | 28.9% | -10.8% |
| 营收同比 | — | -19.2% |
| 净利润同比 | — | 81.6% |
| 每股收益（稀释后） | $0.34 | $-0.38 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NWBIRGP
| Q1 26 | $175.1M | — | ||
| Q4 25 | $179.9M | $117.7M | ||
| Q3 25 | $168.2M | $120.2M | ||
| Q2 25 | $150.4M | $139.3M | ||
| Q1 25 | $156.2M | $129.4M | ||
| Q4 24 | $154.3M | $145.6M | ||
| Q3 24 | $139.1M | $136.9M | ||
| Q2 24 | $98.0M | $148.2M |
净利润NWBIRGP
| Q1 26 | $50.5M | — | ||
| Q4 25 | — | $-12.7M | ||
| Q3 25 | $3.2M | $-2.4M | ||
| Q2 25 | $33.7M | $-73.3M | ||
| Q1 25 | $43.5M | $-44.1M | ||
| Q4 24 | — | $-68.7M | ||
| Q3 24 | $33.6M | $-5.7M | ||
| Q2 24 | $4.7M | $10.5M |
毛利率NWBIRGP
| Q1 26 | — | — | ||
| Q4 25 | — | 37.1% | ||
| Q3 25 | — | 39.5% | ||
| Q2 25 | — | 40.2% | ||
| Q1 25 | — | 35.1% | ||
| Q4 24 | — | 38.5% | ||
| Q3 24 | — | 36.5% | ||
| Q2 24 | — | 40.2% |
营业利润率NWBIRGP
| Q1 26 | — | — | ||
| Q4 25 | 32.6% | -10.3% | ||
| Q3 25 | 2.1% | -1.7% | ||
| Q2 25 | 29.3% | -47.0% | ||
| Q1 25 | 36.2% | -38.4% | ||
| Q4 24 | 27.5% | -52.7% | ||
| Q3 24 | 31.3% | -3.5% | ||
| Q2 24 | 6.1% | 7.6% |
净利率NWBIRGP
| Q1 26 | 28.9% | — | ||
| Q4 25 | — | -10.8% | ||
| Q3 25 | 1.9% | -2.0% | ||
| Q2 25 | 22.4% | -52.6% | ||
| Q1 25 | 27.8% | -34.0% | ||
| Q4 24 | — | -47.2% | ||
| Q3 24 | 24.2% | -4.2% | ||
| Q2 24 | 4.8% | 7.1% |
每股收益（稀释后）NWBIRGP
| Q1 26 | $0.34 | — | ||
| Q4 25 | $0.30 | $-0.38 | ||
| Q3 25 | $0.02 | $-0.07 | ||
| Q2 25 | $0.26 | $-2.21 | ||
| Q1 25 | $0.34 | $-1.34 | ||
| Q4 24 | $0.26 | $-2.08 | ||
| Q3 24 | $0.26 | $-0.17 | ||
| Q2 24 | $0.04 | $0.31 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $286.7M | $89.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $194.6M |
| 总资产 | $16.9B | $289.3M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NWBIRGP
| Q1 26 | $286.7M | — | ||
| Q4 25 | — | $89.8M | ||
| Q3 25 | — | $77.5M | ||
| Q2 25 | — | $86.1M | ||
| Q1 25 | — | $72.5M | ||
| Q4 24 | — | $78.2M | ||
| Q3 24 | — | $89.6M | ||
| Q2 24 | — | $108.9M |
股东权益NWBIRGP
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.9B | $194.6M | ||
| Q3 25 | $1.9B | $206.4M | ||
| Q2 25 | $1.6B | $207.1M | ||
| Q1 25 | $1.6B | $277.8M | ||
| Q4 24 | $1.6B | $325.7M | ||
| Q3 24 | $1.6B | $407.2M | ||
| Q2 24 | $1.6B | $418.8M |
总资产NWBIRGP
| Q1 26 | $16.9B | — | ||
| Q4 25 | $16.8B | $289.3M | ||
| Q3 25 | $16.4B | $287.2M | ||
| Q2 25 | $14.5B | $304.7M | ||
| Q1 25 | $14.5B | $375.6M | ||
| Q4 24 | $14.4B | $424.9M | ||
| Q3 24 | $14.4B | $512.9M | ||
| Q2 24 | $14.4B | $510.9M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.9M |
| 自由现金流经营现金流 - 资本支出 | — | $15.6M |
| 自由现金流率自由现金流/营收 | — | 13.2% |
| 资本支出强度资本支出/营收 | — | 0.3% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $24.3M |
8季度趋势，按日历期对齐
经营现金流NWBIRGP
| Q1 26 | — | — | ||
| Q4 25 | $153.4M | $15.9M | ||
| Q3 25 | $41.9M | $-7.8M | ||
| Q2 25 | $-2.3M | $16.8M | ||
| Q1 25 | $107.6M | $659.0K | ||
| Q4 24 | $127.7M | $1.8M | ||
| Q3 24 | $93.3M | $-309.0K | ||
| Q2 24 | $40.7M | $3.2M |
自由现金流NWBIRGP
| Q1 26 | — | — | ||
| Q4 25 | $141.8M | $15.6M | ||
| Q3 25 | $38.3M | $-8.0M | ||
| Q2 25 | $-6.0M | $16.5M | ||
| Q1 25 | $105.8M | $238.0K | ||
| Q4 24 | $125.4M | $61.0K | ||
| Q3 24 | $93.2M | $-575.0K | ||
| Q2 24 | $37.2M | $3.0M |
自由现金流率NWBIRGP
| Q1 26 | — | — | ||
| Q4 25 | 78.8% | 13.2% | ||
| Q3 25 | 22.8% | -6.6% | ||
| Q2 25 | -4.0% | 11.8% | ||
| Q1 25 | 67.7% | 0.2% | ||
| Q4 24 | 81.3% | 0.0% | ||
| Q3 24 | 67.0% | -0.4% | ||
| Q2 24 | 37.9% | 2.1% |
资本支出强度NWBIRGP
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 0.3% | ||
| Q3 25 | 2.2% | 0.1% | ||
| Q2 25 | 2.4% | 0.2% | ||
| Q1 25 | 1.2% | 0.3% | ||
| Q4 24 | 1.5% | 1.2% | ||
| Q3 24 | 0.1% | 0.2% | ||
| Q2 24 | 3.6% | 0.1% |
现金转化率NWBIRGP
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 13.24× | — | ||
| Q2 25 | -0.07× | — | ||
| Q1 25 | 2.48× | — | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.77× | — | ||
| Q2 24 | 8.56× | 0.30× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NWBI
| Net Interest Income | $142.5M | 81% |
| Noninterest Income | $32.6M | 19% |
RGP
| US | $93.7M | 80% |
| Non Us | $24.0M | 20% |
