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Northwest Bancshares, Inc.（NWBI）与STURM RUGER & CO INC（RGR）财务数据对比。点击上方公司名可切换其他公司
Northwest Bancshares, Inc.的季度营收约是STURM RUGER & CO INC的1.2倍（$175.1M vs $151.1M），过去两年Northwest Bancshares, Inc.的营收复合增速更高（33.7% vs 5.1%）
西北银行是总部位于美国宾夕法尼亚州沃伦的金融机构，为银行控股公司西北银行股份有限公司（Northwest Bancshares, Inc.）的核心子公司，在宾夕法尼亚州、纽约州西部、俄亥俄州东北部、俄亥俄州阿巴拉契亚区域及印第安纳州共运营151家分支机构。
鲁格公司（Ruger）是总部位于美国康涅狄格州绍斯波特的枪械制造企业，除总部外，还在新罕布什尔州纽波特、北卡罗来纳州梅约丹以及亚利桑那州普雷斯科特设有生产工厂。公司由亚历山大·麦考密克·斯特姆与威廉·B·鲁格于1949年共同创立，自1969年起公开上市交易。
NWBI vs RGR — 直观对比
营收规模更大
NWBI
是对方的1.2倍
$151.1M
两年增速更快
NWBI
近两年复合增速
5.1%
损益表 — Q1 FY2026 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $175.1M | $151.1M |
| 净利润 | $50.5M | — |
| 毛利率 | — | 17.8% |
| 营业利润率 | — | 2.3% |
| 净利率 | 28.9% | — |
| 营收同比 | — | 3.6% |
| 净利润同比 | — | — |
| 每股收益（稀释后） | $0.34 | $0.22 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NWBIRGR
| Q1 26 | $175.1M | — | ||
| Q4 25 | $179.9M | $151.1M | ||
| Q3 25 | $168.2M | $126.8M | ||
| Q2 25 | $150.4M | $132.5M | ||
| Q1 25 | $156.2M | $135.7M | ||
| Q4 24 | $154.3M | $145.8M | ||
| Q3 24 | $139.1M | $122.3M | ||
| Q2 24 | $98.0M | $130.8M |
净利润NWBIRGR
| Q1 26 | $50.5M | — | ||
| Q4 25 | — | — | ||
| Q3 25 | $3.2M | $1.6M | ||
| Q2 25 | $33.7M | $-17.2M | ||
| Q1 25 | $43.5M | $7.8M | ||
| Q4 24 | — | — | ||
| Q3 24 | $33.6M | $4.7M | ||
| Q2 24 | $4.7M | $8.3M |
毛利率NWBIRGR
| Q1 26 | — | — | ||
| Q4 25 | — | 17.8% | ||
| Q3 25 | — | 15.1% | ||
| Q2 25 | — | 3.9% | ||
| Q1 25 | — | 22.0% | ||
| Q4 24 | — | 22.8% | ||
| Q3 24 | — | 18.5% | ||
| Q2 24 | — | 22.3% |
营业利润率NWBIRGR
| Q1 26 | — | — | ||
| Q4 25 | 32.6% | 2.3% | ||
| Q3 25 | 2.1% | -2.7% | ||
| Q2 25 | 29.3% | -15.6% | ||
| Q1 25 | 36.2% | 6.2% | ||
| Q4 24 | 27.5% | 7.8% | ||
| Q3 24 | 31.3% | 3.1% | ||
| Q2 24 | 6.1% | 6.9% |
净利率NWBIRGR
| Q1 26 | 28.9% | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 1.9% | 1.2% | ||
| Q2 25 | 22.4% | -13.0% | ||
| Q1 25 | 27.8% | 5.7% | ||
| Q4 24 | — | — | ||
| Q3 24 | 24.2% | 3.9% | ||
| Q2 24 | 4.8% | 6.3% |
每股收益（稀释后）NWBIRGR
| Q1 26 | $0.34 | — | ||
| Q4 25 | $0.30 | $0.22 | ||
| Q3 25 | $0.02 | $0.10 | ||
| Q2 25 | $0.26 | $-1.05 | ||
| Q1 25 | $0.34 | $0.46 | ||
| Q4 24 | $0.26 | $0.62 | ||
| Q3 24 | $0.26 | $0.28 | ||
| Q2 24 | $0.04 | $0.47 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $286.7M | $92.5M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.9B | $283.8M |
| 总资产 | $16.9B | $342.0M |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资NWBIRGR
| Q1 26 | $286.7M | — | ||
| Q4 25 | — | $92.5M | ||
| Q3 25 | — | $80.8M | ||
| Q2 25 | — | $101.4M | ||
| Q1 25 | — | $108.3M | ||
| Q4 24 | — | $105.5M | ||
| Q3 24 | — | $96.0M | ||
| Q2 24 | — | $105.6M |
股东权益NWBIRGR
| Q1 26 | $1.9B | — | ||
| Q4 25 | $1.9B | $283.8M | ||
| Q3 25 | $1.9B | $279.6M | ||
| Q2 25 | $1.6B | $289.3M | ||
| Q1 25 | $1.6B | $321.5M | ||
| Q4 24 | $1.6B | $319.6M | ||
| Q3 24 | $1.6B | $314.9M | ||
| Q2 24 | $1.6B | $321.5M |
总资产NWBIRGR
| Q1 26 | $16.9B | — | ||
| Q4 25 | $16.8B | $342.0M | ||
| Q3 25 | $16.4B | $342.3M | ||
| Q2 25 | $14.5B | $349.5M | ||
| Q1 25 | $14.5B | $379.0M | ||
| Q4 24 | $14.4B | $384.0M | ||
| Q3 24 | $14.4B | $373.5M | ||
| Q2 24 | $14.4B | $376.7M |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | — | $15.5M |
| 自由现金流经营现金流 - 资本支出 | — | $12.3M |
| 自由现金流率自由现金流/营收 | — | 8.2% |
| 资本支出强度资本支出/营收 | — | 2.1% |
| 现金转化率经营现金流/净利润 | — | — |
| 过去12个月自由现金流最近4个季度 | — | $38.5M |
8季度趋势，按日历期对齐
经营现金流NWBIRGR
| Q1 26 | — | — | ||
| Q4 25 | $153.4M | $15.5M | ||
| Q3 25 | $41.9M | $12.9M | ||
| Q2 25 | $-2.3M | $14.7M | ||
| Q1 25 | $107.6M | $11.1M | ||
| Q4 24 | $127.7M | $20.0M | ||
| Q3 24 | $93.3M | $9.4M | ||
| Q2 24 | $40.7M | $18.7M |
自由现金流NWBIRGR
| Q1 26 | — | — | ||
| Q4 25 | $141.8M | $12.3M | ||
| Q3 25 | $38.3M | $7.0M | ||
| Q2 25 | $-6.0M | $9.1M | ||
| Q1 25 | $105.8M | $10.0M | ||
| Q4 24 | $125.4M | $16.4M | ||
| Q3 24 | $93.2M | $2.6M | ||
| Q2 24 | $37.2M | $10.1M |
自由现金流率NWBIRGR
| Q1 26 | — | — | ||
| Q4 25 | 78.8% | 8.2% | ||
| Q3 25 | 22.8% | 5.5% | ||
| Q2 25 | -4.0% | 6.9% | ||
| Q1 25 | 67.7% | 7.4% | ||
| Q4 24 | 81.3% | 11.2% | ||
| Q3 24 | 67.0% | 2.1% | ||
| Q2 24 | 37.9% | 7.7% |
资本支出强度NWBIRGR
| Q1 26 | — | — | ||
| Q4 25 | 6.5% | 2.1% | ||
| Q3 25 | 2.2% | 4.6% | ||
| Q2 25 | 2.4% | 4.2% | ||
| Q1 25 | 1.2% | 0.8% | ||
| Q4 24 | 1.5% | 2.5% | ||
| Q3 24 | 0.1% | 5.5% | ||
| Q2 24 | 3.6% | 6.6% |
现金转化率NWBIRGR
| Q1 26 | — | — | ||
| Q4 25 | — | — | ||
| Q3 25 | 13.24× | 8.15× | ||
| Q2 25 | -0.07× | — | ||
| Q1 25 | 2.48× | 1.43× | ||
| Q4 24 | — | — | ||
| Q3 24 | 2.77× | 1.98× | ||
| Q2 24 | 8.56× | 2.27× |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NWBI
| Net Interest Income | $142.5M | 81% |
| Noninterest Income | $32.6M | 19% |
RGR
| Firearms | $150.6M | 100% |
| Castings | $7.3M | 5% |
