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NextPlat Corp（NXPL）与RIVERVIEW BANCORP INC（RVSB）财务数据对比。点击上方公司名可切换其他公司
RIVERVIEW BANCORP INC的季度营收约是NextPlat Corp的1.1倍（$14.0M vs $12.8M），RIVERVIEW BANCORP INC净利率更高（9.8% vs -40.2%，领先50.0%），RIVERVIEW BANCORP INC同比增速更快（10.4% vs -21.1%），NextPlat Corp自由现金流更多（$-339.0K vs $-736.0K），过去两年RIVERVIEW BANCORP INC的营收复合增速更高（24.6% vs -14.4%）
Riverview Bancorp Inc.是一家总部位于美国的银行控股公司，主营个人与商业银行业务，服务覆盖太平洋西北地区，提供存款、消费贷款、住房抵押贷款、商业信贷及小企业金融等产品，服务零售客户与本地企业群体。
NXPL vs RVSB — 直观对比
营收规模更大
RVSB
是对方的1.1倍
$12.8M
营收增速更快
RVSB
高出31.5%
-21.1%
净利率更高
RVSB
高出50.0%
-40.2%
自由现金流更多
NXPL
多$397.0K
$-736.0K
两年增速更快
RVSB
近两年复合增速
-14.4%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $12.8M | $14.0M |
| 净利润 | $-5.1M | $1.4M |
| 毛利率 | 14.3% | — |
| 营业利润率 | -28.9% | 12.4% |
| 净利率 | -40.2% | 9.8% |
| 营收同比 | -21.1% | 10.4% |
| 净利润同比 | -70.6% | 11.8% |
| 每股收益（稀释后） | — | $0.07 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收NXPLRVSB
| Q4 25 | $12.8M | $14.0M | ||
| Q3 25 | $13.8M | $13.6M | ||
| Q2 25 | $13.2M | $13.3M | ||
| Q1 25 | $14.5M | $12.9M | ||
| Q4 24 | $16.2M | $12.7M | ||
| Q3 24 | $15.4M | $12.8M | ||
| Q2 24 | $17.0M | $12.2M | ||
| Q1 24 | $17.5M | $9.0M |
净利润NXPLRVSB
| Q4 25 | $-5.1M | $1.4M | ||
| Q3 25 | $-2.2M | $1.1M | ||
| Q2 25 | $-1.8M | $1.2M | ||
| Q1 25 | $-1.3M | $1.1M | ||
| Q4 24 | $-3.0M | $1.2M | ||
| Q3 24 | $-4.2M | $1.6M | ||
| Q2 24 | $-5.3M | $966.0K | ||
| Q1 24 | $-1.5M | $-3.0M |
毛利率NXPLRVSB
| Q4 25 | 14.3% | — | ||
| Q3 25 | 19.9% | — | ||
| Q2 25 | 21.8% | — | ||
| Q1 25 | 23.8% | — | ||
| Q4 24 | 16.8% | — | ||
| Q3 24 | 23.2% | — | ||
| Q2 24 | 34.5% | — | ||
| Q1 24 | 27.8% | — |
营业利润率NXPLRVSB
| Q4 25 | -28.9% | 12.4% | ||
| Q3 25 | -14.5% | 10.2% | ||
| Q2 25 | -13.8% | 11.7% | ||
| Q1 25 | -10.2% | 11.3% | ||
| Q4 24 | -14.1% | 12.4% | ||
| Q3 24 | -52.1% | 15.5% | ||
| Q2 24 | -64.1% | 10.0% | ||
| Q1 24 | -10.5% | -47.5% |
净利率NXPLRVSB
| Q4 25 | -40.2% | 9.8% | ||
| Q3 25 | -15.9% | 8.1% | ||
| Q2 25 | -13.5% | 9.2% | ||
| Q1 25 | -9.2% | 8.9% | ||
| Q4 24 | -18.6% | 9.7% | ||
| Q3 24 | -27.4% | 12.2% | ||
| Q2 24 | -31.3% | 7.9% | ||
| Q1 24 | -8.5% | -34.7% |
每股收益（稀释后）NXPLRVSB
| Q4 25 | — | $0.07 | ||
| Q3 25 | — | $0.05 | ||
| Q2 25 | — | $0.06 | ||
| Q1 25 | $-0.05 | $0.05 | ||
| Q4 24 | — | $0.06 | ||
| Q3 24 | $-0.22 | $0.07 | ||
| Q2 24 | — | $0.05 | ||
| Q1 24 | $-0.08 | $-0.14 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $13.7M | $28.6M |
| 总债务越低越好 | $1.3M | — |
| 股东权益账面价值 | $17.3M | $164.2M |
| 总资产 | $27.5M | $1.5B |
| 负债/权益比越低杠杆越低 | 0.07× | — |
8季度趋势，按日历期对齐
现金及短期投资NXPLRVSB
| Q4 25 | $13.7M | $28.6M | ||
| Q3 25 | $13.9M | $32.8M | ||
| Q2 25 | $16.6M | $34.2M | ||
| Q1 25 | $17.7M | $29.4M | ||
| Q4 24 | $20.0M | $25.3M | ||
| Q3 24 | $20.4M | $31.0M | ||
| Q2 24 | $24.9M | $27.8M | ||
| Q1 24 | $23.5M | $23.6M |
总债务NXPLRVSB
| Q4 25 | $1.3M | — | ||
| Q3 25 | $1.2M | — | ||
| Q2 25 | $1.2M | — | ||
| Q1 25 | $1.3M | — | ||
| Q4 24 | $1.4M | — | ||
| Q3 24 | $1.5M | — | ||
| Q2 24 | $1.3M | — | ||
| Q1 24 | $1.4M | — |
股东权益NXPLRVSB
| Q4 25 | $17.3M | $164.2M | ||
| Q3 25 | $21.4M | $163.5M | ||
| Q2 25 | $23.5M | $162.0M | ||
| Q1 25 | $25.3M | $160.0M | ||
| Q4 24 | $27.3M | $158.3M | ||
| Q3 24 | $22.5M | $160.8M | ||
| Q2 24 | $26.5M | $155.9M | ||
| Q1 24 | $31.2M | $155.6M |
总资产NXPLRVSB
| Q4 25 | $27.5M | $1.5B | ||
| Q3 25 | $30.0M | $1.5B | ||
| Q2 25 | $31.0M | $1.5B | ||
| Q1 25 | $35.2M | $1.5B | ||
| Q4 24 | $37.1M | $1.5B | ||
| Q3 24 | $41.1M | $1.5B | ||
| Q2 24 | $51.5M | $1.5B | ||
| Q1 24 | $65.1M | $1.5B |
负债/权益比NXPLRVSB
| Q4 25 | 0.07× | — | ||
| Q3 25 | 0.05× | — | ||
| Q2 25 | 0.05× | — | ||
| Q1 25 | 0.05× | — | ||
| Q4 24 | 0.05× | — | ||
| Q3 24 | 0.07× | — | ||
| Q2 24 | 0.05× | — | ||
| Q1 24 | 0.04× | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $-302.0K | $-506.0K |
| 自由现金流经营现金流 - 资本支出 | $-339.0K | $-736.0K |
| 自由现金流率自由现金流/营收 | -2.6% | -5.2% |
| 资本支出强度资本支出/营收 | 0.3% | 1.6% |
| 现金转化率经营现金流/净利润 | — | -0.37× |
| 过去12个月自由现金流最近4个季度 | — | $20.4M |
8季度趋势，按日历期对齐
经营现金流NXPLRVSB
| Q4 25 | $-302.0K | $-506.0K | ||
| Q3 25 | $-2.7M | $16.8M | ||
| Q2 25 | $-1.0M | $-697.0K | ||
| Q1 25 | $-2.1M | $8.3M | ||
| Q4 24 | $-476.0K | $2.2M | ||
| Q3 24 | $-4.6M | $764.0K | ||
| Q2 24 | $2.3M | $5.4M | ||
| Q1 24 | $-2.7M | $12.8M |
自由现金流NXPLRVSB
| Q4 25 | $-339.0K | $-736.0K | ||
| Q3 25 | — | $16.4M | ||
| Q2 25 | $-1.1M | $-773.0K | ||
| Q1 25 | $-2.1M | $5.6M | ||
| Q4 24 | $-508.0K | $1.9M | ||
| Q3 24 | $-4.7M | $-1.4M | ||
| Q2 24 | $2.2M | $5.3M | ||
| Q1 24 | $-2.7M | $7.1M |
自由现金流率NXPLRVSB
| Q4 25 | -2.6% | -5.2% | ||
| Q3 25 | — | 120.1% | ||
| Q2 25 | -8.0% | -5.8% | ||
| Q1 25 | -14.3% | 43.1% | ||
| Q4 24 | -3.1% | 15.0% | ||
| Q3 24 | -30.6% | -11.3% | ||
| Q2 24 | 13.2% | 43.7% | ||
| Q1 24 | -15.7% | 79.0% |
资本支出强度NXPLRVSB
| Q4 25 | 0.3% | 1.6% | ||
| Q3 25 | 0.0% | 2.9% | ||
| Q2 25 | 0.1% | 0.6% | ||
| Q1 25 | 0.2% | 21.0% | ||
| Q4 24 | 0.2% | 2.4% | ||
| Q3 24 | 0.6% | 17.3% | ||
| Q2 24 | 0.4% | 0.9% | ||
| Q1 24 | 0.4% | 62.0% |
现金转化率NXPLRVSB
| Q4 25 | — | -0.37× | ||
| Q3 25 | — | 15.25× | ||
| Q2 25 | — | -0.57× | ||
| Q1 25 | — | 7.20× | ||
| Q4 24 | — | 1.79× | ||
| Q3 24 | — | 0.49× | ||
| Q2 24 | — | 5.63× | ||
| Q1 24 | — | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
NXPL
| Healthcare Operations | $9.0M | 70% |
| Ecommerce Revenue | $3.8M | 30% |
RVSB
暂无分部数据
