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OFG BANCORP（OFG）与OneStream, Inc.（OS）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是OneStream, Inc.的1.1倍（$184.3M vs $163.7M），OFG BANCORP净利率更高（30.3% vs 0.6%，领先29.7%），OneStream, Inc.同比增速更快（23.6% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $25.6M），过去两年OneStream, Inc.的营收复合增速更高（21.8% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Blue Stream面向美国佛罗里达州科勒尔斯普林斯、韦斯顿两地的居民及商业客户，提供有线电视、有线固话、数字录像服务，以及最高速率达1G的宽带互联网接入服务，深耕当地通信市场，为用户提供稳定可靠的多元通信解决方案。
OFG vs OS — 直观对比
营收规模更大
OFG
是对方的1.1倍
$163.7M
营收增速更快
OS
高出22.7%
0.9%
净利率更高
OFG
高出29.7%
0.6%
自由现金流更多
OFG
多$173.7M
$25.6M
两年增速更快
OS
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $163.7M |
| 净利润 | $55.9M | $999.0K |
| 毛利率 | — | 69.8% |
| 营业利润率 | 25.7% | -3.2% |
| 净利率 | 30.3% | 0.6% |
| 营收同比 | 0.9% | 23.6% |
| 净利润同比 | 11.0% | — |
| 每股收益（稀释后） | $1.27 | — |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGOS
| Q4 25 | $184.3M | $163.7M | ||
| Q3 25 | $186.2M | $154.3M | ||
| Q2 25 | $182.4M | $147.6M | ||
| Q1 25 | $178.6M | $136.3M | ||
| Q4 24 | $182.7M | $132.5M | ||
| Q3 24 | $174.7M | $129.1M | ||
| Q2 24 | $179.8M | $117.5M | ||
| Q1 24 | $174.4M | $110.3M |
净利润OFGOS
| Q4 25 | $55.9M | $999.0K | ||
| Q3 25 | $51.8M | $-8.8M | ||
| Q2 25 | $51.8M | $-18.4M | ||
| Q1 25 | $45.6M | $-24.0M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $-171.9M | ||
| Q2 24 | $51.1M | $-7.8M | ||
| Q1 24 | $49.7M | $-5.0M |
毛利率OFGOS
| Q4 25 | — | 69.8% | ||
| Q3 25 | — | 68.1% | ||
| Q2 25 | — | 68.6% | ||
| Q1 25 | — | 68.0% | ||
| Q4 24 | — | 66.8% | ||
| Q3 24 | — | 50.1% | ||
| Q2 24 | — | 68.5% | ||
| Q1 24 | — | 69.1% |
营业利润率OFGOS
| Q4 25 | 25.7% | -3.2% | ||
| Q3 25 | 33.0% | -11.3% | ||
| Q2 25 | 36.1% | -21.8% | ||
| Q1 25 | 33.3% | -29.3% | ||
| Q4 24 | 28.9% | -35.8% | ||
| Q3 24 | 35.4% | -197.6% | ||
| Q2 24 | 39.6% | -9.8% | ||
| Q1 24 | 38.9% | -4.9% |
净利率OFGOS
| Q4 25 | 30.3% | 0.6% | ||
| Q3 25 | 27.8% | -5.7% | ||
| Q2 25 | 28.4% | -12.5% | ||
| Q1 25 | 25.5% | -17.6% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | -133.1% | ||
| Q2 24 | 28.4% | -6.7% | ||
| Q1 24 | 28.5% | -4.5% |
每股收益（稀释后）OFGOS
| Q4 25 | $1.27 | — | ||
| Q3 25 | $1.16 | — | ||
| Q2 25 | $1.15 | — | ||
| Q1 25 | $1.00 | — | ||
| Q4 24 | $1.10 | — | ||
| Q3 24 | $1.00 | $-1.06 | ||
| Q2 24 | $1.08 | — | ||
| Q1 24 | $1.05 | — |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $693.6M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $504.7M |
| 总资产 | $12.5B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGOS
| Q4 25 | $1.0B | $693.6M | ||
| Q3 25 | $740.3M | $653.9M | ||
| Q2 25 | $851.8M | $652.1M | ||
| Q1 25 | $710.6M | $593.9M | ||
| Q4 24 | $591.1M | $544.2M | ||
| Q3 24 | $680.6M | $495.5M | ||
| Q2 24 | $740.4M | $140.5M | ||
| Q1 24 | $754.4M | — |
股东权益OFGOS
| Q4 25 | $1.4B | $504.7M | ||
| Q3 25 | $1.4B | $472.1M | ||
| Q2 25 | $1.3B | $458.2M | ||
| Q1 25 | $1.3B | $412.9M | ||
| Q4 24 | $1.3B | $386.2M | ||
| Q3 24 | $1.3B | $458.2M | ||
| Q2 24 | $1.2B | $97.5M | ||
| Q1 24 | $1.2B | $102.5M |
总资产OFGOS
| Q4 25 | $12.5B | $1.0B | ||
| Q3 25 | $12.2B | $949.4M | ||
| Q2 25 | $12.2B | $910.5M | ||
| Q1 25 | $11.7B | $867.3M | ||
| Q4 24 | $11.5B | $823.2M | ||
| Q3 24 | $11.5B | $750.1M | ||
| Q2 24 | $11.3B | $379.7M | ||
| Q1 24 | $11.2B | — |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $25.8M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $25.6M |
| 自由现金流率自由现金流/营收 | 108.1% | 15.7% |
| 资本支出强度资本支出/营收 | 10.0% | 0.1% |
| 现金转化率经营现金流/净利润 | 3.90× | 25.79× |
| 过去12个月自由现金流最近4个季度 | $345.4M | $95.6M |
8季度趋势，按日历期对齐
经营现金流OFGOS
| Q4 25 | $217.7M | $25.8M | ||
| Q3 25 | $39.5M | $5.0M | ||
| Q2 25 | $35.9M | $29.7M | ||
| Q1 25 | $83.1M | $36.2M | ||
| Q4 24 | $252.5M | — | ||
| Q3 24 | $58.1M | $2.4M | ||
| Q2 24 | $95.1M | $8.1M | ||
| Q1 24 | $61.0M | $25.5M |
自由现金流OFGOS
| Q4 25 | $199.3M | $25.6M | ||
| Q3 25 | $35.5M | $4.8M | ||
| Q2 25 | $31.8M | $29.4M | ||
| Q1 25 | $78.7M | $35.8M | ||
| Q4 24 | $231.2M | — | ||
| Q3 24 | $51.8M | $1.3M | ||
| Q2 24 | $90.4M | $7.7M | ||
| Q1 24 | $54.8M | $24.9M |
自由现金流率OFGOS
| Q4 25 | 108.1% | 15.7% | ||
| Q3 25 | 19.1% | 3.1% | ||
| Q2 25 | 17.4% | 19.9% | ||
| Q1 25 | 44.1% | 26.3% | ||
| Q4 24 | 126.5% | — | ||
| Q3 24 | 29.6% | 1.0% | ||
| Q2 24 | 50.3% | 6.6% | ||
| Q1 24 | 31.4% | 22.5% |
资本支出强度OFGOS
| Q4 25 | 10.0% | 0.1% | ||
| Q3 25 | 2.1% | 0.1% | ||
| Q2 25 | 2.3% | 0.2% | ||
| Q1 25 | 2.4% | 0.3% | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 3.6% | 0.8% | ||
| Q2 24 | 2.6% | 0.3% | ||
| Q1 24 | 3.5% | 0.6% |
现金转化率OFGOS
| Q4 25 | 3.90× | 25.79× | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
OS
| Subscription And Circulation | $150.3M | 92% |
| Professional Services And Other | $9.4M | 6% |
| License | $4.0M | 2% |
