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OFG BANCORP（OFG）与Ranpak Holdings Corp.（PACK）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是Ranpak Holdings Corp.的2.0倍（$184.3M vs $93.7M），Ranpak Holdings Corp.同比增速更快（2.3% vs 0.9%），过去两年Ranpak Holdings Corp.的营收复合增速更高（13.7% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Ranpak Holdings Corp.主营生产防护纸质包装设备与纸制品，可为电商及各行业货品运输提供纸质缓冲包装方案，同时也供应自动化包装解决方案。公司总部位于美国俄亥俄州康科德，在美国本土多个州、捷克、荷兰、中国上海及新加坡均设有生产基地与办公室，产品可用于包裹缠绕、缓冲填隙、冷链运输等多种场景。
OFG vs PACK — 直观对比
营收规模更大
OFG
是对方的2.0倍
$93.7M
营收增速更快
PACK
高出1.4%
0.9%
两年增速更快
PACK
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $93.7M |
| 净利润 | $55.9M | — |
| 毛利率 | — | 39.0% |
| 营业利润率 | 25.7% | -1.0% |
| 净利率 | 30.3% | — |
| 营收同比 | 0.9% | 2.3% |
| 净利润同比 | 11.0% | — |
| 每股收益（稀释后） | $1.27 | $-0.11 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGPACK
| Q4 25 | $184.3M | $93.7M | ||
| Q3 25 | $186.2M | $83.6M | ||
| Q2 25 | $182.4M | $77.8M | ||
| Q1 25 | $178.6M | $77.6M | ||
| Q4 24 | $182.7M | $91.6M | ||
| Q3 24 | $174.7M | $78.6M | ||
| Q2 24 | $179.8M | $72.8M | ||
| Q1 24 | $174.4M | $72.5M |
净利润OFGPACK
| Q4 25 | $55.9M | — | ||
| Q3 25 | $51.8M | $-10.4M | ||
| Q2 25 | $51.8M | $-7.5M | ||
| Q1 25 | $45.6M | $-10.9M | ||
| Q4 24 | $50.3M | — | ||
| Q3 24 | $47.0M | $-8.1M | ||
| Q2 24 | $51.1M | $5.5M | ||
| Q1 24 | $49.7M | $-8.1M |
毛利率OFGPACK
| Q4 25 | — | 39.0% | ||
| Q3 25 | — | 41.1% | ||
| Q2 25 | — | 37.1% | ||
| Q1 25 | — | 39.8% | ||
| Q4 24 | — | 45.2% | ||
| Q3 24 | — | 43.8% | ||
| Q2 24 | — | 43.5% | ||
| Q1 24 | — | 44.6% |
营业利润率OFGPACK
| Q4 25 | 25.7% | -1.0% | ||
| Q3 25 | 33.0% | -6.8% | ||
| Q2 25 | 36.1% | -12.5% | ||
| Q1 25 | 33.3% | -10.3% | ||
| Q4 24 | 28.9% | 1.5% | ||
| Q3 24 | 35.4% | -5.3% | ||
| Q2 24 | 39.6% | -7.1% | ||
| Q1 24 | 38.9% | -6.6% |
净利率OFGPACK
| Q4 25 | 30.3% | — | ||
| Q3 25 | 27.8% | -12.4% | ||
| Q2 25 | 28.4% | -9.6% | ||
| Q1 25 | 25.5% | -14.0% | ||
| Q4 24 | 27.6% | — | ||
| Q3 24 | 26.9% | -10.3% | ||
| Q2 24 | 28.4% | 7.6% | ||
| Q1 24 | 28.5% | -11.2% |
每股收益（稀释后）OFGPACK
| Q4 25 | $1.27 | $-0.11 | ||
| Q3 25 | $1.16 | $-0.12 | ||
| Q2 25 | $1.15 | $-0.09 | ||
| Q1 25 | $1.00 | $-0.13 | ||
| Q4 24 | $1.10 | $-0.13 | ||
| Q3 24 | $1.00 | $-0.10 | ||
| Q2 24 | $1.08 | $0.07 | ||
| Q1 24 | $1.05 | $-0.10 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $63.0M |
| 总债务越低越好 | — | $401.9M |
| 股东权益账面价值 | $1.4B | $534.9M |
| 总资产 | $12.5B | $1.1B |
| 负债/权益比越低杠杆越低 | — | 0.75× |
8季度趋势，按日历期对齐
现金及短期投资OFGPACK
| Q4 25 | $1.0B | $63.0M | ||
| Q3 25 | $740.3M | $49.9M | ||
| Q2 25 | $851.8M | $49.2M | ||
| Q1 25 | $710.6M | $65.5M | ||
| Q4 24 | $591.1M | $76.1M | ||
| Q3 24 | $680.6M | $69.5M | ||
| Q2 24 | $740.4M | $65.1M | ||
| Q1 24 | $754.4M | $55.1M |
总债务OFGPACK
| Q4 25 | — | $401.9M | ||
| Q3 25 | — | $403.1M | ||
| Q2 25 | — | $403.1M | ||
| Q1 25 | — | $405.2M | ||
| Q4 24 | — | $406.4M | ||
| Q3 24 | — | $403.2M | ||
| Q2 24 | — | $396.1M | ||
| Q1 24 | — | $396.7M |
股东权益OFGPACK
| Q4 25 | $1.4B | $534.9M | ||
| Q3 25 | $1.4B | $537.8M | ||
| Q2 25 | $1.3B | $539.0M | ||
| Q1 25 | $1.3B | $544.1M | ||
| Q4 24 | $1.3B | $548.1M | ||
| Q3 24 | $1.3B | $564.3M | ||
| Q2 24 | $1.2B | $566.2M | ||
| Q1 24 | $1.2B | $560.0M |
总资产OFGPACK
| Q4 25 | $12.5B | $1.1B | ||
| Q3 25 | $12.2B | $1.1B | ||
| Q2 25 | $12.2B | $1.1B | ||
| Q1 25 | $11.7B | $1.1B | ||
| Q4 24 | $11.5B | $1.1B | ||
| Q3 24 | $11.5B | $1.1B | ||
| Q2 24 | $11.3B | $1.1B | ||
| Q1 24 | $11.2B | $1.1B |
负债/权益比OFGPACK
| Q4 25 | — | 0.75× | ||
| Q3 25 | — | 0.75× | ||
| Q2 25 | — | 0.75× | ||
| Q1 25 | — | 0.74× | ||
| Q4 24 | — | 0.74× | ||
| Q3 24 | — | 0.71× | ||
| Q2 24 | — | 0.70× | ||
| Q1 24 | — | 0.71× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $19.5M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | — |
| 自由现金流率自由现金流/营收 | 108.1% | — |
| 资本支出强度资本支出/营收 | 10.0% | — |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | — |
8季度趋势，按日历期对齐
经营现金流OFGPACK
| Q4 25 | $217.7M | $19.5M | ||
| Q3 25 | $39.5M | $8.5M | ||
| Q2 25 | $35.9M | $-3.6M | ||
| Q1 25 | $83.1M | $-1.3M | ||
| Q4 24 | $252.5M | $6.5M | ||
| Q3 24 | $58.1M | $10.1M | ||
| Q2 24 | $95.1M | $19.6M | ||
| Q1 24 | $61.0M | $5.2M |
自由现金流OFGPACK
| Q4 25 | $199.3M | — | ||
| Q3 25 | $35.5M | — | ||
| Q2 25 | $31.8M | — | ||
| Q1 25 | $78.7M | — | ||
| Q4 24 | $231.2M | — | ||
| Q3 24 | $51.8M | — | ||
| Q2 24 | $90.4M | — | ||
| Q1 24 | $54.8M | — |
自由现金流率OFGPACK
| Q4 25 | 108.1% | — | ||
| Q3 25 | 19.1% | — | ||
| Q2 25 | 17.4% | — | ||
| Q1 25 | 44.1% | — | ||
| Q4 24 | 126.5% | — | ||
| Q3 24 | 29.6% | — | ||
| Q2 24 | 50.3% | — | ||
| Q1 24 | 31.4% | — |
资本支出强度OFGPACK
| Q4 25 | 10.0% | — | ||
| Q3 25 | 2.1% | — | ||
| Q2 25 | 2.3% | — | ||
| Q1 25 | 2.4% | — | ||
| Q4 24 | 11.7% | — | ||
| Q3 24 | 3.6% | — | ||
| Q2 24 | 2.6% | — | ||
| Q1 24 | 3.5% | — |
现金转化率OFGPACK
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | 3.56× | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
PACK
| Other | $47.9M | 51% |
| Europe And Asia Segment | $45.8M | 49% |
