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OFG BANCORP（OFG）与PagerDuty, Inc.（PD）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是PagerDuty, Inc.的1.5倍（$184.3M vs $124.5M），PagerDuty, Inc.净利率更高（129.7% vs 30.3%，领先99.4%），PagerDuty, Inc.同比增速更快（4.7% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $24.1M），过去两年PagerDuty, Inc.的营收复合增速更高（5.9% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
PagerDuty是一家美国云计算企业，主打面向IT运维部门的SaaS事件管理平台，可帮助企业实时响应运维异常、快速定位并处理故障，保障业务系统稳定运行，目前已成为全球IT运维领域广受认可的数字化解决方案服务商。
OFG vs PD — 直观对比
营收规模更大
OFG
是对方的1.5倍
$124.5M
营收增速更快
PD
高出3.8%
0.9%
净利率更高
PD
高出99.4%
30.3%
自由现金流更多
OFG
多$175.3M
$24.1M
两年增速更快
PD
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q3 FY2026
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $124.5M |
| 净利润 | $55.9M | $161.6M |
| 毛利率 | — | 85.3% |
| 营业利润率 | 25.7% | 6.5% |
| 净利率 | 30.3% | 129.7% |
| 营收同比 | 0.9% | 4.7% |
| 净利润同比 | 11.0% | 2827.7% |
| 每股收益（稀释后） | $1.27 | $1.69 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGPD
| Q4 25 | $184.3M | $124.5M | ||
| Q3 25 | $186.2M | $123.4M | ||
| Q2 25 | $182.4M | $119.8M | ||
| Q1 25 | $178.6M | $121.4M | ||
| Q4 24 | $182.7M | $118.9M | ||
| Q3 24 | $174.7M | $115.9M | ||
| Q2 24 | $179.8M | $111.2M | ||
| Q1 24 | $174.4M | $111.1M |
净利润OFGPD
| Q4 25 | $55.9M | $161.6M | ||
| Q3 25 | $51.8M | $9.6M | ||
| Q2 25 | $51.8M | $-7.2M | ||
| Q1 25 | $45.6M | $-8.8M | ||
| Q4 24 | $50.3M | $-5.9M | ||
| Q3 24 | $47.0M | $-10.9M | ||
| Q2 24 | $51.1M | $-17.1M | ||
| Q1 24 | $49.7M | $-28.2M |
毛利率OFGPD
| Q4 25 | — | 85.3% | ||
| Q3 25 | — | 84.6% | ||
| Q2 25 | — | 84.0% | ||
| Q1 25 | — | 83.6% | ||
| Q4 24 | — | 83.0% | ||
| Q3 24 | — | 82.7% | ||
| Q2 24 | — | 82.6% | ||
| Q1 24 | — | 81.7% |
营业利润率OFGPD
| Q4 25 | 25.7% | 6.5% | ||
| Q3 25 | 33.0% | 2.9% | ||
| Q2 25 | 36.1% | -8.6% | ||
| Q1 25 | 33.3% | -9.6% | ||
| Q4 24 | 28.9% | -8.7% | ||
| Q3 24 | 35.4% | -13.8% | ||
| Q2 24 | 39.6% | -19.5% | ||
| Q1 24 | 38.9% | -30.1% |
净利率OFGPD
| Q4 25 | 30.3% | 129.7% | ||
| Q3 25 | 27.8% | 7.8% | ||
| Q2 25 | 28.4% | -6.0% | ||
| Q1 25 | 25.5% | -7.2% | ||
| Q4 24 | 27.6% | -5.0% | ||
| Q3 24 | 26.9% | -9.4% | ||
| Q2 24 | 28.4% | -15.4% | ||
| Q1 24 | 28.5% | -25.3% |
每股收益（稀释后）OFGPD
| Q4 25 | $1.27 | $1.69 | ||
| Q3 25 | $1.16 | $0.10 | ||
| Q2 25 | $1.15 | $-0.07 | ||
| Q1 25 | $1.00 | $-0.12 | ||
| Q4 24 | $1.10 | $-0.07 | ||
| Q3 24 | $1.00 | $-0.14 | ||
| Q2 24 | $1.08 | $-0.26 | ||
| Q1 24 | $1.05 | $-0.34 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $547.8M |
| 总债务越低越好 | — | — |
| 股东权益账面价值 | $1.4B | $320.5M |
| 总资产 | $12.5B | $1.0B |
| 负债/权益比越低杠杆越低 | — | — |
8季度趋势，按日历期对齐
现金及短期投资OFGPD
| Q4 25 | $1.0B | $547.8M | ||
| Q3 25 | $740.3M | $567.9M | ||
| Q2 25 | $851.8M | $597.1M | ||
| Q1 25 | $710.6M | $570.8M | ||
| Q4 24 | $591.1M | $542.2M | ||
| Q3 24 | $680.6M | $599.3M | ||
| Q2 24 | $740.4M | $592.8M | ||
| Q1 24 | $754.4M | $571.2M |
总债务OFGPD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | $484.5M | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | $489.5M |
股东权益OFGPD
| Q4 25 | $1.4B | $320.5M | ||
| Q3 25 | $1.4B | $180.7M | ||
| Q2 25 | $1.3B | $145.7M | ||
| Q1 25 | $1.3B | $129.8M | ||
| Q4 24 | $1.3B | $111.6M | ||
| Q3 24 | $1.3B | $164.7M | ||
| Q2 24 | $1.2B | $174.0M | ||
| Q1 24 | $1.2B | $171.6M |
总资产OFGPD
| Q4 25 | $12.5B | $1.0B | ||
| Q3 25 | $12.2B | $891.5M | ||
| Q2 25 | $12.2B | $926.8M | ||
| Q1 25 | $11.7B | $927.3M | ||
| Q4 24 | $11.5B | $866.8M | ||
| Q3 24 | $11.5B | $916.0M | ||
| Q2 24 | $11.3B | $924.0M | ||
| Q1 24 | $11.2B | $925.3M |
负债/权益比OFGPD
| Q4 25 | — | — | ||
| Q3 25 | — | — | ||
| Q2 25 | — | — | ||
| Q1 25 | — | 3.73× | ||
| Q4 24 | — | — | ||
| Q3 24 | — | — | ||
| Q2 24 | — | — | ||
| Q1 24 | — | 2.85× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $24.8M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $24.1M |
| 自由现金流率自由现金流/营收 | 108.1% | 19.3% |
| 资本支出强度资本支出/营收 | 10.0% | 0.6% |
| 现金转化率经营现金流/净利润 | 3.90× | 0.15× |
| 过去12个月自由现金流最近4个季度 | $345.4M | $117.6M |
8季度趋势，按日历期对齐
经营现金流OFGPD
| Q4 25 | $217.7M | $24.8M | ||
| Q3 25 | $39.5M | $34.0M | ||
| Q2 25 | $35.9M | $30.7M | ||
| Q1 25 | $83.1M | $31.4M | ||
| Q4 24 | $252.5M | $22.1M | ||
| Q3 24 | $58.1M | $35.8M | ||
| Q2 24 | $95.1M | $28.6M | ||
| Q1 24 | $61.0M | $22.2M |
自由现金流OFGPD
| Q4 25 | $199.3M | $24.1M | ||
| Q3 25 | $35.5M | $33.1M | ||
| Q2 25 | $31.8M | $30.2M | ||
| Q1 25 | $78.7M | $30.3M | ||
| Q4 24 | $231.2M | $21.5M | ||
| Q3 24 | $51.8M | $35.1M | ||
| Q2 24 | $90.4M | $28.2M | ||
| Q1 24 | $54.8M | $21.2M |
自由现金流率OFGPD
| Q4 25 | 108.1% | 19.3% | ||
| Q3 25 | 19.1% | 26.8% | ||
| Q2 25 | 17.4% | 25.2% | ||
| Q1 25 | 44.1% | 24.9% | ||
| Q4 24 | 126.5% | 18.1% | ||
| Q3 24 | 29.6% | 30.3% | ||
| Q2 24 | 50.3% | 25.4% | ||
| Q1 24 | 31.4% | 19.1% |
资本支出强度OFGPD
| Q4 25 | 10.0% | 0.6% | ||
| Q3 25 | 2.1% | 0.7% | ||
| Q2 25 | 2.3% | 0.4% | ||
| Q1 25 | 2.4% | 0.9% | ||
| Q4 24 | 11.7% | 0.5% | ||
| Q3 24 | 3.6% | 0.5% | ||
| Q2 24 | 2.6% | 0.4% | ||
| Q1 24 | 3.5% | 0.9% |
现金转化率OFGPD
| Q4 25 | 3.90× | 0.15× | ||
| Q3 25 | 0.76× | 3.55× | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | — | ||
| Q4 24 | 5.02× | — | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | — | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
PD
| US | $88.8M | 71% |
| Non Us | $35.7M | 29% |
