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OFG BANCORP（OFG）与Perimeter Solutions, Inc.（PRM）财务数据对比。点击上方公司名可切换其他公司
OFG BANCORP的季度营收约是Perimeter Solutions, Inc.的1.8倍（$184.3M vs $102.8M），OFG BANCORP净利率更高（30.3% vs -136.5%，领先166.8%），Perimeter Solutions, Inc.同比增速更快（19.2% vs 0.9%），OFG BANCORP自由现金流更多（$199.3M vs $11.6M），过去两年Perimeter Solutions, Inc.的营收复合增速更高（31.9% vs 2.8%）
OFG Bancorp成立于1964年，总部位于波多黎各圣胡安，是东方银行的金融控股公司。公司通过东方银行、东方金融服务有限责任公司、东方保险有限责任公司等核心子公司，主要面向波多黎各和美属维尔京群岛市场，提供多元化的零售与商业银行、贷款、财富管理相关产品、服务及技术解决方案。
Perimeter Solutions是一家以色列云与网络安全企业，专为各类机构打造基于零信任架构的安全远程网络方案，其技术可替代VPN、防火墙等传统安全硬件设备，助力企业简化网络安全部署，提升远程访问的安全性与效率。
OFG vs PRM — 直观对比
营收规模更大
OFG
是对方的1.8倍
$102.8M
营收增速更快
PRM
高出18.3%
0.9%
净利率更高
OFG
高出166.8%
-136.5%
自由现金流更多
OFG
多$187.7M
$11.6M
两年增速更快
PRM
近两年复合增速
2.8%
损益表 — Q4 FY2025 vs Q4 FY2025
| 指标 | | |
|---|---|---|
| 营收 | $184.3M | $102.8M |
| 净利润 | $55.9M | $-140.2M |
| 毛利率 | — | 45.2% |
| 营业利润率 | 25.7% | -160.7% |
| 净利率 | 30.3% | -136.5% |
| 营收同比 | 0.9% | 19.2% |
| 净利润同比 | 11.0% | -197.3% |
| 每股收益（稀释后） | $1.27 | $-0.89 |
绿色 = 该指标领先。财年不对齐时期间可能不同
8季度营收与利润趋势
并排季度历史对比，按日历期对齐，财年错位的公司也能正确匹配
营收OFGPRM
| Q4 25 | $184.3M | $102.8M | ||
| Q3 25 | $186.2M | $315.4M | ||
| Q2 25 | $182.4M | $162.6M | ||
| Q1 25 | $178.6M | $72.0M | ||
| Q4 24 | $182.7M | $86.2M | ||
| Q3 24 | $174.7M | $288.4M | ||
| Q2 24 | $179.8M | $127.3M | ||
| Q1 24 | $174.4M | $59.0M |
净利润OFGPRM
| Q4 25 | $55.9M | $-140.2M | ||
| Q3 25 | $51.8M | $-90.7M | ||
| Q2 25 | $51.8M | $-32.2M | ||
| Q1 25 | $45.6M | $56.7M | ||
| Q4 24 | $50.3M | $144.2M | ||
| Q3 24 | $47.0M | $-89.2M | ||
| Q2 24 | $51.1M | $21.6M | ||
| Q1 24 | $49.7M | $-82.6M |
毛利率OFGPRM
| Q4 25 | — | 45.2% | ||
| Q3 25 | — | 63.1% | ||
| Q2 25 | — | 62.4% | ||
| Q1 25 | — | 39.1% | ||
| Q4 24 | — | 48.6% | ||
| Q3 24 | — | 62.8% | ||
| Q2 24 | — | 57.6% | ||
| Q1 24 | — | 35.1% |
营业利润率OFGPRM
| Q4 25 | 25.7% | -160.7% | ||
| Q3 25 | 33.0% | -27.7% | ||
| Q2 25 | 36.1% | -16.1% | ||
| Q1 25 | 33.3% | — | ||
| Q4 24 | 28.9% | 71.1% | ||
| Q3 24 | 35.4% | -12.2% | ||
| Q2 24 | 39.6% | 35.4% | ||
| Q1 24 | 38.9% | -126.8% |
净利率OFGPRM
| Q4 25 | 30.3% | -136.5% | ||
| Q3 25 | 27.8% | -28.7% | ||
| Q2 25 | 28.4% | -19.8% | ||
| Q1 25 | 25.5% | 78.7% | ||
| Q4 24 | 27.6% | 167.2% | ||
| Q3 24 | 26.9% | -30.9% | ||
| Q2 24 | 28.4% | 17.0% | ||
| Q1 24 | 28.5% | -139.8% |
每股收益（稀释后）OFGPRM
| Q4 25 | $1.27 | $-0.89 | ||
| Q3 25 | $1.16 | $-0.62 | ||
| Q2 25 | $1.15 | $-0.22 | ||
| Q1 25 | $1.00 | $0.36 | ||
| Q4 24 | $1.10 | $1.00 | ||
| Q3 24 | $1.00 | $-0.61 | ||
| Q2 24 | $1.08 | $0.14 | ||
| Q1 24 | $1.05 | $-0.57 |
资产负债表与财务实力
最新季度各公司的流动性、杠杆与账面价值一览
| 指标 | | |
|---|---|---|
| 现金及短期投资手头流动性 | $1.0B | $325.9M |
| 总债务越低越好 | — | $669.1M |
| 股东权益账面价值 | $1.4B | $1.1B |
| 总资产 | $12.5B | $2.7B |
| 负债/权益比越低杠杆越低 | — | 0.59× |
8季度趋势，按日历期对齐
现金及短期投资OFGPRM
| Q4 25 | $1.0B | $325.9M | ||
| Q3 25 | $740.3M | $340.6M | ||
| Q2 25 | $851.8M | $140.7M | ||
| Q1 25 | $710.6M | $200.1M | ||
| Q4 24 | $591.1M | $198.5M | ||
| Q3 24 | $680.6M | $223.1M | ||
| Q2 24 | $740.4M | $43.2M | ||
| Q1 24 | $754.4M | $38.7M |
总债务OFGPRM
| Q4 25 | — | $669.1M | ||
| Q3 25 | — | $668.8M | ||
| Q2 25 | — | $668.4M | ||
| Q1 25 | — | $668.1M | ||
| Q4 24 | — | $667.8M | ||
| Q3 24 | — | $667.4M | ||
| Q2 24 | — | $667.1M | ||
| Q1 24 | — | $666.8M |
股东权益OFGPRM
| Q4 25 | $1.4B | $1.1B | ||
| Q3 25 | $1.4B | $1.1B | ||
| Q2 25 | $1.3B | $1.2B | ||
| Q1 25 | $1.3B | $1.2B | ||
| Q4 24 | $1.3B | $1.2B | ||
| Q3 24 | $1.3B | $1.0B | ||
| Q2 24 | $1.2B | $1.1B | ||
| Q1 24 | $1.2B | $1.1B |
总资产OFGPRM
| Q4 25 | $12.5B | $2.7B | ||
| Q3 25 | $12.2B | $2.6B | ||
| Q2 25 | $12.2B | $2.5B | ||
| Q1 25 | $11.7B | $2.4B | ||
| Q4 24 | $11.5B | $2.4B | ||
| Q3 24 | $11.5B | $2.5B | ||
| Q2 24 | $11.3B | $2.3B | ||
| Q1 24 | $11.2B | $2.3B |
负债/权益比OFGPRM
| Q4 25 | — | 0.59× | ||
| Q3 25 | — | 0.60× | ||
| Q2 25 | — | 0.57× | ||
| Q1 25 | — | 0.55× | ||
| Q4 24 | — | 0.58× | ||
| Q3 24 | — | 0.67× | ||
| Q2 24 | — | 0.62× | ||
| Q1 24 | — | 0.63× |
现金流与资本效率
扣除再投资后实际产生的现金。现金流比净利润更难造假
| 指标 | | |
|---|---|---|
| 经营现金流最新季度 | $217.7M | $18.6M |
| 自由现金流经营现金流 - 资本支出 | $199.3M | $11.6M |
| 自由现金流率自由现金流/营收 | 108.1% | 11.3% |
| 资本支出强度资本支出/营收 | 10.0% | 6.8% |
| 现金转化率经营现金流/净利润 | 3.90× | — |
| 过去12个月自由现金流最近4个季度 | $345.4M | $208.6M |
8季度趋势，按日历期对齐
经营现金流OFGPRM
| Q4 25 | $217.7M | $18.6M | ||
| Q3 25 | $39.5M | $198.7M | ||
| Q2 25 | $35.9M | $-2.9M | ||
| Q1 25 | $83.1M | $23.7M | ||
| Q4 24 | $252.5M | $-6.0M | ||
| Q3 24 | $58.1M | $183.0M | ||
| Q2 24 | $95.1M | $8.6M | ||
| Q1 24 | $61.0M | $2.8M |
自由现金流OFGPRM
| Q4 25 | $199.3M | $11.6M | ||
| Q3 25 | $35.5M | $193.6M | ||
| Q2 25 | $31.8M | $-15.6M | ||
| Q1 25 | $78.7M | $18.9M | ||
| Q4 24 | $231.2M | $-12.4M | ||
| Q3 24 | $51.8M | $179.1M | ||
| Q2 24 | $90.4M | $5.0M | ||
| Q1 24 | $54.8M | $1.2M |
自由现金流率OFGPRM
| Q4 25 | 108.1% | 11.3% | ||
| Q3 25 | 19.1% | 61.4% | ||
| Q2 25 | 17.4% | -9.6% | ||
| Q1 25 | 44.1% | 26.3% | ||
| Q4 24 | 126.5% | -14.4% | ||
| Q3 24 | 29.6% | 62.1% | ||
| Q2 24 | 50.3% | 3.9% | ||
| Q1 24 | 31.4% | 2.1% |
资本支出强度OFGPRM
| Q4 25 | 10.0% | 6.8% | ||
| Q3 25 | 2.1% | 1.6% | ||
| Q2 25 | 2.3% | 7.8% | ||
| Q1 25 | 2.4% | 6.7% | ||
| Q4 24 | 11.7% | 7.5% | ||
| Q3 24 | 3.6% | 1.3% | ||
| Q2 24 | 2.6% | 2.9% | ||
| Q1 24 | 3.5% | 2.6% |
现金转化率OFGPRM
| Q4 25 | 3.90× | — | ||
| Q3 25 | 0.76× | — | ||
| Q2 25 | 0.69× | — | ||
| Q1 25 | 1.82× | 0.42× | ||
| Q4 24 | 5.02× | -0.04× | ||
| Q3 24 | 1.24× | — | ||
| Q2 24 | 1.86× | 0.40× | ||
| Q1 24 | 1.23× | — |
财务流量对比
营收 → 毛利润 → 营业利润 → 净利润流向图
业务分部营收拆解
OFG
暂无分部数据
PRM
| Products | $87.7M | 85% |
| Service And Other | $14.8M | 14% |
